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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

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Franchise Gold Account


For businesses with an annual turnover of R0 - R5 million

  • Earn eBucks rewards for business
  • 24/7 support with our franchise and business desks
  • Access to franchise deal makers per industry and brand
  • Tailored service rates per franchise brand (on application)
  • Tailored rates on Merchant services (on application)
  • Bank anywhere, any time with our digital banking solutions
  • Get access to instant solutions - Instant Accounting, Instant Invoicing

Franchise Platinum Account


For businesses with an annual turnover of R5 million to R60 million

  • Earn eBucks rewards for business
  • 24/7 support with our franchise and business desks
  • Access to franchise deal makers per industry and brand
  • Dedicated Relationship Manager to help manage your portfolio
  • Tailored service rates per franchise brand (on application)
  • Tailored rates on Merchant services (on application)
  • Access to SLOW Domestic and International Lounges

Franchise Enterprise Account


For businesses with an annual turnover of R60 million and above

  • 24/7 support with our franchise and business desks
  • Access to franchise deal makers per industry and brand
  • Tailored service rates per franchise brand on merchant services
  • We'll give you a Black Business Debit Card
  • Dedicated Account Executive to help manage your portfolio
  • Debit order and receipt switching
  • Earn and spend eBucks rewards for business
  • Access to SLOW Domestic and International Lounges

Business Overdraft


A convenient, short-term credit facility that is ideal for emergencies and unforeseen circumstances.

More about Business Overdraft

FNB makes transacting easy


  • inContact and inContact Pro allow you to track your financial transactions across all your FNB accounts by means of an SMS or email. You will be informed of all purchases and withdrawals over R100, and will be able to view your available balances
  • Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE. With My Limit Alert, My Balance Alert and Scheduled Payment Alert you can always be aware of what's happening in your bank accounts, which enables you to transact and plan accordingly. Note that these services are provided to you at an additional cost
  • eWallet Pro allows you to pay your staff or other recipients electronically and immediately, even if they don't have a bank account
  • FNB's Top Up and Withdraw with PayPal™ offers you a safe and convenient way to send and receive cross-border payments online without exposing credit card or bank account details
  • FNB Merchant Services provides specialised card payment acceptance, reconciliation and settlement services across all delivery channels
  • With FNB Forex, you can apply to send and receive foreign currency payments anywhere, anytime with secure and fast Online Banking for Business. Our import and export solutions help you unlock international markets by not only catering for your specific needs, but also helping to protect you from the risks associated with global transactions.

FNB Business Call Account rates


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effect Rate
R1 - R19 999 3.00% 3.04%
R20 000 - R99 999 3.25% 3.30%
R100 000+ 3.50% 3.56%

We help you switch for free


Let FNB's Debit Order and Recipient Switching team move your existing debit and recipients free of charge.

Let us help you switch your debit orders and recipients

Instant Accounting solutions


Instant Accounting uses your FNB electronic bank statements to generate financial reports including income statements, balance sheets and cash flow statements.

More about Instant Accounting

Merchant Services


Our Merchant Services allow you to offer your customers a secure and efficient means to pay for goods and services with a card, with various payment accepting solutions that cater for a franchise set-up.

More about Merchant Services

Franchise solutions


Franchise Business Accounts

At FNB, we understand the variety of needs in building a business and we cater for any type of relationship from franchisors,
franchisees to suppliers and staff. Let us make running your business easier with tailor-made products and services for your franchise.

Start, run and grow your franchise


No matter the stage of your franchise, FNB has a Franchise Business Account that offers flexible and cost-effective solutions to guide your business's growth.

Pricing guide

Franchise Gold Account

For businesses with an annual turnover of R0 - R5 million

Read more

Franchise Platinum Account

For businesses with an annual turnover of R5 million to R60 million

Read more

Franchise Enterprise Account

For businesses with an annual turnover of R60 million and above

Read more

Key features


Convenience

Keep track of your business transactions electronically with email statements, delivered to your FNB inbox for FREE - available to be downloaded via the FNB App.



Security

Create a secure password with Online Secure for FREE to ensure that online transactions on thirdparty websites are secure.



Switching made easy

We will help you switch your recipients and debit orders.

Read more

Added value

Instant Accounting enables you to do your business's financial reports for FREE.

Read more

Merchant Services

Our Merchant Services allow you to offer your customers a secure and efficient means to pay for goods and services with a card.

Read more

Business Overdraft


Don't be caught short on cash

The Business Overdraft facility is linked to your Franchise Business Account and provides the ability to make payments even when there are no cash funds available in your account, thus avoiding penalty fees and additional charges. You only pay for your overdraft, when you use it and there is no minimum monthly payment as long as you remain within the stipulated limits.

Read more
 

Day-to-day transacting


Transacting has never been easier

Online Banking Enterprise™

Giving you additional features to help manage all the needs of your business, with dual authorisation and enhanced modules you can take up on request.



Issue restricted functionality Debit cards

Empower your staff by issuing them with a limited-function Debit card with restricted functionality to protect your business information and funds in the account.



Issue full-functionality Debit cards

Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-ofsale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts.



Transact electronically

You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.



Transacting made easy

Track your financial transactions electronically, pay your staff, send and receive cross-border payments and more.

Read more

 

Rewards


Earn & spend with our rewards

eBucks Rewards for the franchise programme has been improved and provides more ways for businesses to earn and spend eBucks.

Find out more
 

FNB Business Call Account


Plan your cash flow effectively

The FNB Business Call Account links to your Franchise Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.

The FNB Business Call Account allows you immediate access to your funds, by transferring between your FNB Business Call Account and your Franchise Business Account.

Create & pay with your own
virtual card


The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Make your money go further and earn eBucks while you spend online.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Applying made easy


Franchise Business Account

Qualifying criteria

For businesses with an annual turnover of R0 million - R150 million

Ways to apply

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Quick guide

Applying for a Franchise Business Account online made easy