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Get in touch


Gauteng North and Tshwane

Richard Harvey

+27 (0)76 812 1989

Gauteng South West

Tim Miller

+27 (0)83 252 1940

Western, Eastern and Southern Cape

Hannes Potgieter

+27 (0)82 459 7278

KwaZulu-Natal

Darryl Hunter

+27 (0)71 602 2301

Africa

Kudzayi Mazikana

+27 (0)82 627 2204

How to make a Global Payment via the FNB App:

Find a branch


Online Banking


Send money abroad using Online Banking

  1. Login to Online Banking
  2. Select the 'Forex' tab
  3. Select 'Global Payments'
  4. Select the Forex menu on the left of the screen and select one of the following:
    • 'Once-off Global Payment' (if this is a once-off payment or first payment to a new recipient)
    • 'Recipients' if this is a repeat payment
  5. Complete and provide all information required regarding your transaction (make sure to have the beneficiary's personal information and banking details on hand)
  6. Select a reason (BoP code) for your payment
  7. Follow screen prompts to complete the transaction.

Receive money from abroad using Online Banking

  1. Login to Online Banking
  2. Select the 'Forex' tab
  3. Select 'Global Receipts' You will be directed to the New Receipts page.
    1. Select Proceed next to the desired transaction to continue and capture the requested payment details.
    2. Select Not for Me if you identify that the funds are not intended for your account.
    3. Select View SWIFT to view the original MT103 SWIFT message.
  4. Follow screen prompts to complete the transaction. You will need to know the reason (BoP code) for the funds being sent to you, e.g. salary, pension, gifts etc as this is required by SARB for reporting purposes.
  5. Complete the transaction details. You will need to know the reason for the funds being sent to you, e.g. salary, pension, gifts etc as this is required by SARB for reporting purposes.

When doing cross-border transactions refer to the balance of payments category codes listed below

View the BoP Codes (reasons) for all global transactions

Service to suit your needs


Transact and manage your global payments via Online Banking. Save beneficiaries and upload documents online, making it easier for you to transact anywhere, anytime.

You'll benefit from

  • Security - Using the global SWIFT system, funds can be sent to or from your account from anywhere in the world, securely and quickly. Your payments will be traceable from the time they leave your account.
  • Convenience - Manage your foreign payments via Online Banking anytime, anywhere. Documents can be uploaded while you perform your transactions eliminating unnecessary paperwork and standing in queues.
  • Speed - Once your documents have met Exchange Control requirements; the payment will reach the beneficiary within 2 working days.
  • Rewards - Earn up to 15% back in eBucks on the transaction charges when you send foreign currency online via the FNB App.*
  • Reliability - A full history of your Forex activity will be kept on the system so you can track your transactions with ease. You will also receive an email with confirmation that your payment has been completed.
  • Personalised exchange rates- As an FNB customer, you will receive personalised rates and competitive fees when transacting via Online Banking.
  • Real-time access: Enjoy real-time access to competitive exchange rates, at the time of processing your payment.
  • Secure rates: Secure your payment rate either by making use of your available funds or by using your pre-approved credit line.

*Standard eBucks rules apply. Please refer to www.eBucks.com for more information.

FNB Banking App


Discover fast, reliable and secure banking, whenever, wherever on the FNB App. Enjoy full control of your banking 24/7 without the need to go to a branch. Plus,the FNB App is free to use on all major networks. No data costs are charged no matter how many transactions or how long you use the app.


Do your day-to-day banking:

  • View and change your PIN
  • Temporarily block and unblock your card
  • View and download statements
  • Cancel and order a new card
  • View balance and transaction limits
  • Manage daily transaction limits
  • Report fraud immediately
  • Get access to your team of bankers with Secure Chat ®
  • Track your eBucks rewards


You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity
  • iTunes Vouchers

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Buying vouchers
  • Redeeming coupons
  • Access to conveniently located FNB branches and ATMs


Visit your App Store to download the FNB Banking App today. Just register and you're on your way.

Downloading the FNB Banking App is compatible with Android™, Apple™,BlackBerry™ and Nokia™ Symbian devices*.

For queries, email: fnbappsupport@fnb.co.za

To find out how to link your device call: 087 575 0362

View the software license agreement and remote banking agreement

*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei.

BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, conditions, rules and standard network rates apply.

Online Banking


Bank safely and securely 24/7 with Online Banking.

Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest using easy online navigation - all from the comfort of your couch.

Banking Online is:

  • Convenient. You can do most things via Online Banking that you can do in a branch.
  • Secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.
  • Simple. All you need is an FNB bank account and access to the internet.

When using your Online Banking, you pay no data fees.


With Online Banking you can do your day-to-day banking:

  • View detail balances and transactions
  • Transfer funds between accounts
  • Stop/reverse debit orders on Mobile and eChannels
  • Make payments
  • Manage recipients
  • Send Money
  • Download account statements

You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity

You can use Connect to:

  • Link your FNB Banking App to your Online Banking profile

You can take control and protect your account by:

  • Managing your FNB cards
  • Viewing/updating your PINs
  • Activating/Updating Online Secure

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Getting personalised offers for upgrades and limit increases
  • Ordering new smartphones and tablets
  • Opening new accounts in under ten minutes
  • Buying and selling Krugerrands

View our How to register for Online Banking demo


Terms, conditions + rules apply.

Balance of payments codes (BoP)


When doing cross-border transactions refer to the balance of payments category codes listed below.

View the BoP Codes (reasons) for all global transactions

Note that some codes also have additional sub-category codes.

Qualifying criteria


  1. FNB Online Banking
  2. FNB qualifying account

Documents needed


  • Depending on the reason for your Global Payment, you may be required to supply us with additional documents. You will be prompted during your application, should we require documents; alternatively contact the Forex Advisory Team and we will be able to assist you.
  • You will need the banking details and personal information of the beneficiary as well as the reason for your payment.

Global payments


Available 24/7 via Online Banking for Business

FNB makes sending money abroad simple and rewarding. Whether you are purchasing products, paying for services from another country, or paying in advance for your next business trip.

What you get


Service to suit your needs


Transact and manage your global payments via Online Banking.

How it works


Saving you time

Convenient steps on how to make a global payment via Online Banking.

Balance of payments codes (BoP)


Cross-border transaction reporting guaranteed


As an Authorised Dealer in foreign exchange, FirstRand and its divisions (including RMB and FNB) are required to report cross-border customer transactions to the South African Reserve Bank. This system of reporting is called balance of payments reporting or BoP reporting for short.

Getting it made easy


Qualifying criteria


What is needed