Back
 
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Family & Life stage solutions Events & Services Bank better

Switch to FNB

Product Shop

Financial Solutions

Bank Invest Borrow Insure Connect

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking + @Till Banking Digital Payment Solutions nav»

Invest abroad

Global Solutions

Financial planning

Overview Personal goals Child's education Emergencies Tax free Estate + legacy planning Employee Benefits

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Product Shop

Lifestyles

Family Banking Youth accounts FNB EasyPlan Islamic banking Premier Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Product Shop

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Switching Services inContact Online vouchers Payments and Debit Orders DStv Payments Account Closure Guide

Switch to FNB

Product Shop

Bank better

Learn about banking FNB App guides

Close

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Corporates + Public Sector

Corporate Public Sector

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

About Us

World of FNB

News + Insights

Press Office Economics commentary Insights Business Hub

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit eWallet GEO Locator

Tools

Switching Services Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers FNB Prospective Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry FML Managed Maintenance enquiry

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Financial solutions for your business

FNB Business together with Edge Growth, manage the Vumela Enterprise Development Fund which provides growth capital to qualifying SMEs.

Accelerate loan

Suitable for:
Investment size: R100k to R2m
Investment horizon: 1 month to 3 years
Business revenue: R1m to R50m

View more

Supply chain debt finance

Suitable for:
Investment size: R1m to R10m
Investment horizon: 3 to 5 years
Business revenue: R5m to R50m

View more

Renewable Energy Finance

Suitable for:
Investment size: R2m to R10m
Investment horizon: 5 to 8 years
Business revenue: R10m to R50m

View more

Commercial Property Finance

Suitable for:
Investment size: R5m to R15m
Investment horizon: 10 years
Business revenue: R10m to R50m

View more

Growth equity finance

Suitable for:
Investment size: R10m to R40m
Investment horizon: 5 to 6 years
Business revenue: R5m to R50m

View more

Venture debt

Suitable for:
Investment size: R10m to R20m
Investment horizon: 3 to 4 years
Business revenue: R1m to R50m

View more

 

Renewable Energy Finance

  • Investment size
    R2 million to R10 million
  • Investment horizon
    5 to 8 years
  • Business revenue
    R10 million to R50 million
  • Business stage
    Early growth stage (preferably cash flow positive, profitable, or approaching profitability)
  • Purpose of finance
    Working capital, CapEx, and/or Mezz funding
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Accelerate loan

  • Investment size
    R100k to R2m
  • Investment horizon
    1 month to 3 years
  • Business revenue
    R1 million to R50 million
  • Business stage
    Seed/late start-up must be on an FNB/Edge Growth BDS programme
  • Purpose of finance
    Purchase orders (with delivery risk), working capital, Opex or Capex
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Commercial Property Finance

  • Investment size
    R5 million to R15 million
  • Investment horizon
    10 years
  • Business revenue
    R10 million to R50 million
  • Business stage
    Early stage
  • Purpose of finance
    • 100% secured property financing facility
    • Specific commercial property is core to the business
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Supply chain debt finance

  • Investment size
    R1m to R10m
  • Investment horizon
    3 to 5 years
  • Business revenue
    R5 million to 50 million
  • Business stage
    Early-stage growth phase strong preference for businesses with supplier contracts.
  • Purpose of finance
    Capex strongly preferred. Working capital or Opex, provided there can be some form of surety.
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Venture debt

  • Investment size
    R10m to R20m
  • Investment horizon
    3 to 4 years
  • Business revenue
    R15 million to R50 million
  • Business stage
    High-growth scale up businesses that have very recently raised, or are currently raising, Series A or Series B funding rounds.
  • Purpose of finance
    Working capital, Opex or Capex extending the cash runway of the business to hit the company's next milestone.
  • BEE/transformation
    Must be >51% black-owned post investment. Vumela equity is BEE.
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Growth equity finance

  • Investment size
    R10m to R40m
  • Investment horizon
    5 to 6 years
  • Business revenue
    R5 million to R50 million
  • Business stage
    Preference for businesses that are cash flow positive, profitable, or approaching profitability
  • Purpose of finance
    Shareholder buy-outs
  • BEE/transformation
    Must be >51% black-owned post investment. Vumela equity is BEE.
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Equity

Please visit www.vumelafund.com to apply.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

Close

How would you like to log in?