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  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

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Existing Business Account holder

For business finance of less than R400 000

  • You may not be required to submit supporting documents or collateral.

For business finance of more than R400 000

  • A Business Finance application form
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

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Don't have an existing FNB Business Account

  • 6 months' bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account

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Business Loan

Grow and expand your business

Suited to FNB Business Account holders looking to raise capital to inject into a business for growth or expansion purposes, acquire assets or additional business opportunities, or finance other business-related expenditure over the medium term.

What you get
Apply now!

What you get

Flexible terms

From 3 months to 5 years with a minimum loan amount of R2 000



Optional loan security

You may not be required to provide security for loans of up to R400 000



Automatic payments

Pay using a debit order from your business account



Amortise capital

Pay less interest over time



Set interest rate

Budget and plan for the term of the loan



Applying made easy

Applying made easy

Business Loan

Qualifying Criteria

  1. An active FNB Business Account in good standing
  2. Additional credit criteria will apply

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Apply on the FNB Banking App

Documents needed

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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).