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  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

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Existing Business Account holder

For business finance of less than R400 000

  • An unbonded residential property to offer as collateral

For business finance of more than R400 000

  • An unbonded residential property to offer as collateral
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

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Don't have an existing FNB Business Account

  • An unbonded residential property to offer as collateral
  • 6 months bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account

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Business Bond

Get the funds you need to expand your business

Suited to Business Account holders looking to unlock equity in residential property for additional capital to expand or refinance their business.

What you get
Apply now!

What you get

Flexible terms

Between 5 and 10 years

Automatic payments

Set up debit order from your Business Account

A loan that is secured

by first covering bond over residential property and suretyships by business owners/shareholders

Amortise capital

Pay less interest over time

Minimum loan value

of R100 000, maximum value R1 000 000 (subject to affordability)

Set interest rate

Budget and plan for the term of the loan

Applying made easy

Applying made easy

Business Bond

Qualifying Criteria

  1. An active FNB Business Account in good standing, operating for 15 months or more, with annual turnover of R500 000+.
  2. Residential property collateral

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Documents needed

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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).