Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Legal


  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

Existing Business Account holder


For business finance of less than R400 000

  • An unbonded residential property to offer as collateral

For business finance of more than R400 000

  • An unbonded residential property to offer as collateral
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

Don't have an existing FNB Business Account


  • An unbonded residential property to offer as collateral
  • 6 months bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account


Business Bond


Get the funds you need to expand your business

Suited to Business Account holders looking to unlock equity in residential property for additional capital to expand or refinance their business.

What you get


Flexible terms

Between 5 and 10 years

Automatic payments

Set up debit order from your Business Account

A loan that is secured

by first covering bond over residential property and suretyships by business owners/shareholders

Amortise capital

Pay less interest over time

Minimum loan value

of R100 000, maximum value R1 000 000 (subject to affordability)

Set interest rate

Budget and plan for the term of the loan

Applying made easy


Business Bond

Qualifying Criteria

  1. An active FNB Business Account in good standing, operating for 15 months or more, with annual turnover of R500 000+.
  2. Residential property collateral

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch