Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Business Cashflow Cover

Help for when it's not business as usual

We understand that cashflow is the lifeblood of your business. Which is why we pay you a daily cash sum to help stabilise your cashflow if damage to your business premises interrupts or stops your business activities.

Affordable cover for business interruption from R79 pm

Whether you run a hair or beauty salon, a bakery, coffee shop or restaurant, offer repairs, make and sell goods, retail on a smaller scale, provide specialist services, kennel and groom pets, or teach Zumba classes, your premises are critical to the delivery of your services or products. Whatever your business, we're here to help you with cover for business interruption.

FNB Business Cashflow Cover can offer you peace of mind - knowing that your cashflow won't be interrupted if your business is. There are no lengthy waiting periods, complex underwriting or excess payments.

Our Business Cashflow Cover will help your business maintain cashflow by paying out a daily cash sum to help stabilise your business, in the event of your business being interrupted for more than three days.

 

What is a business interruption?

If an event interrupts or stops your business activities for a minimum of three days and prevents you, your employees, customers or suppliers from using your business premises. And as a result, your business is not able to earn an income and your turnover has been impacted by more than 20%, due to the business interruption.

Tailor cover to your business needs

Choose the right cover for your business and the amount of cover you need.

Accidental damage & failure

Due to mechanical, electrical or electronic breakdown of public supply facilities - within a 5km radius.

Theft

Theft or attempted theft following forcible and violent entry and exit, including on-site business vehicles.

Natural events

Like flood, wind, water, hail, snow, fire, lightning, explosions, earthquakes, subsidence and landslip.

Water-related damage

Interruption caused by burst and/or leaking water heating systems and pipes.

Other damage

Damage caused by falling objects, non-domestic animals, bombs, oil spills, riots, strikes and malicious damage.

 

How Cashflow Cover works

Each business is different and has different needs when it comes to cashflow and business continuity processes. Which is why we offer a range of options:

  • Choose a period of 7 or 14 days
  • Choose the most suitable cover option that meets your business needs

Applying made easy

Business Cashflow Cover

How to apply

What you need

Download the app