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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

FNB Business Visa Cheque


  • inContact and inContact Pro allow you to track your financial transactions across all your FNB accounts by means of an SMS or email. You will be informed of all purchases and withdrawals over R100, and will be able to view your available balances
  • Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE. With My Limit Alert, My Balance Alert and Scheduled Payment Alert you can always be aware of what's happening in your bank accounts, which enables you to transact and plan accordingly. Note that these services are provided to you at an additional cost
  • Instant Accounting enables you to do your business's financial reports for FREE. It is fully integrated with your Online Banking for Business profile, allowing you to generate accurate financial statements and reports effortlessly
  • eWallet Pro allows you to pay your staff or other recipients electronically and immediately, even if they don't have a bank account
  • FNB's Top Up and Withdraw with PayPal™ offers you a safe and convenient way to send and receive cross-border payments online without exposing credit card or bank account details
  • FNB Merchant Services provides specialised card payment acceptance, reconciliation and settlement services across all delivery channels
  • With FNB Forex, you can apply to send and receive foreign currency payments anywhere, anytime with secure and fast Online Banking for Business. Our import and export solutions help you unlock international markets by not only catering for your specific needs, but also helping to protect you from the risks associated with global transacting

Business Overdraft


What the Business Overdraft offers

  • Accessibility to the required cash flow you need to run your business
  • Payments into the overdraft facility make funds available for use again
  • Flexibility, as you can deal with unexpected expenses and capitalise on opportunities
  • Monthly repayments are based on the amount of credit you used

What you can do

  • Enjoy FREE access to Instant Accounting - an easy-to-use online accounting solution which uses your FNB Online Banking statements to do your bookkeeping automatically every night
  • Enjoy FREE access to Instant Accounting Insights - giving you a monthly snapshot of your business's cash flow, income and expenses
  • The opportunity to apply for the new FNB Visa Business Cheque Card with Chip and PIN technology, the most secure cheque card available today, that helps your business save money

Costs

  • The amount you qualify for, as well as the interest rate, will depend on your credit profile
  • The interest rate will be calculated for you, once your application has been submitted
  • Interest is charged monthly on your overdraft balance
  • Credit fees will be provided upon application

Legal

  • Product Terms and Conditions are included in the Facility Letter you receive with your approved overdraft
  • Only after signing the required facility and collateral documentation, will the overdraft facility be made available for use

Roadside Assistance


Get linked Petrol Cards with FREE AA Emergency Roadside Assistance for roadside emergencies.

eWallet Pro


Pay anyone electronically, instantly.

If you traditionally make payments using cash or cheques, FNB can help you to implement a new, cashless payment solution - eWallet Pro.

eWallet Pro does not require a recipient to have a bank account. All your recipient requires is a valid South African cellphone number or a valid Visa prepaid card with a personal identification number (PIN) - which can be issued onsite by you.

The solution allows for once-off or repeat payments to the recipient's cellphone number or prepaid card.

Choose the card best suited to your needs


eWallet Pro Card

Merchant Restricted Card

eWallet Pro International

Gift Card

Business Forex


With FNB Forex, you can apply to send and receive foreign currency payments anywhere, anytime with secure and fast Online Banking for Business. Our import and export solutions help you unlock international markets, by not only catering for your specific needs, but also helping to protect you from the risks associated with global transacting.

PayPal™


PayPal™ is a secure global online payment system that allows users to receive and make payments for goods and services with other PayPal™ account holders without exposing your credit card or bank account number. Over a 100 million people use PayPal™ to send and receive money.

FNB's Top Up service with PayPal™ allows FNB customers to top up funds to a PayPal™ account via a qualifying FNB account.

Merchant Services


FNB Merchant Services provides specialised card payment acceptance, reconciliation and settlement services across all delivery channels.

Industry specific banking services


FNB Merchant Services provides specialised card payment acceptance, reconciliation and settlement services across all delivery channels.

Email statements


Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.

inContact Pro


Keep track of money moving in and out of your account. This innovative messaging service helps or enables you to keep track of transactions on your account, via email or SMS, and you can choose to receive your message during the day, between 7am and 8pm, or 24 hours a day.

Benefits

  • Manage your commercial accounts via instant SMS or email
  • You tell us who you want to receive notifications from (multiple cellphone/email addresses)
  • Track financial transactions as they occur
  • Instant alert of payments and withdrawals, locally and abroad
  • Receive a deposit reference description when money is deposited

Terms and conditions apply

My Limit Alert


With My Limit Alert, you can always be aware of what's happening in your bank accounts, which enables you to transact and plan accordingly. Note that this service is provided to you at an additional cost.

My Balance Alert


With My Balance Alert, you can always be aware of what's happening in your bank accounts, which enables you to transact and plan accordingly. Note that this service is provided to you at an additional cost.

Scheduled Payment Alert


With Scheduled Payment Alert, you can always be aware of what's happening in your bank accounts, which enables you to transact and plan accordingly. Note that this service is provided to you at an additional cost.

General Trust Account

Legal control of assets


For clients whose profession requires them to hold funds on behalf of a third party, e.g. sheriffs of the court; accountants; debt collectors and estate agents/managing agents

  • Keep your third-party funds completely separate

How it works


Protect + control trust funds

The funds contained in this account are not owned by the principal client as they are only controlled by virtue of a fiduciary relationship. It is used by the client to hold funds on third parties' behalf.

No cards or overdrafts are available for these accounts to protect the integrity of audit trails and control of the trust funds.

Trust accounts benefit from a lower negotiated rate.

 

Key features


Benefits to your business

An account that offers you features to suit your business.

Clear audit trail

There is a clear audit trail of all credit interest, transaction costs and VAT to assist clients when they are required to account for them.



Trust-specific fees

The fee structure on the trust account is catered to the holding of trust money.



Statement reconciliation

All transactions are reflected on the bank statements for ease of reconciliation.



Applying made easy


General Trust Account

Qualifying criteria

  • FNB Business Account
  • The account must only be used for the safe keeping of funds belonging to clients for general trust

How to get it

Apply now!

Other ways to apply

Contact us

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