Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R1 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Corporates + Public Sector

Corporate Public Sector

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Back

Industry and economy

Helping Mzansi businesses get in the game with our Digital Enablement Programme

Rapid digital disruption is becoming a new business reality reshaping the economy and SMEs across South Africa are feeling the pressure. FNB is committed to helping our country's SMEs access sustainable growth, that's why we partnered with Edge Growth to create our Digital Enablement Programme. This targeted 18-month programme delivers strategic support to South African black-owned SMEs so that they can walk away with tangible business outcomes and a digital edge. With only 15 SMEs accepted into the programme, it aims to future-proof high-potential businesses.

What is the FNB Digital Enablement Programme?

This programme is an in-depth 18-month initiative designed to fast-track digital transformation for 15 promising SMEs across the key growth industries FNB has identified at no cost.

What are the benefits of the programme?

The FNB Digital Enablement Programme offers a tailored and practical support model.

    • Access to skills: The programme will help businesses build digital and operational skills to confidently adopt new hardware and software solutions.
    • Access to market: The programme will improve digital visibility, customer engagement and readiness to integrate into modern supply chains and digital sales channels.
    • Access to funding: The programme will support SMEs in identifying and accessing the right financial solutions for the digital upgrades their business needs, including both capital-intensive hardware and software-driven enablement.

What are the details of the programme?

The programme runs for 18 months and is structured around 3 phases.

    • Phase 1 - Business Processes and Efficiencies: change management and process mapping to organisational and operational readiness
    • Phase 2 - Digitisation and Enablement: implementation of digital strategy to drive the integration of technology (both hardware and software)
    • Phase 3 - Digital Business Growth: market and sales implementation, converting digital capabilities into commercial growth and market inclusion

Which businesses qualify?

The FNB Digital Enablement Programme is designed to support black-owned SMEs with an annual revenue between R2 million and R10 million who are ready to take an active role in their digital enablement journey.

The programme targets these key industries.

    • Green economy and clean tech
    • Processing and manufacturing
    • Logistics and warehousing
    • Infrastructure and circular value chains
    • Construction supply and engineering services

Other important criteria.

    • Must have at least 3 months working capital or runway
    • Must be compliant with SARS
    • Must have a business objective to improve digital integration
    • Must be dedicated to improving market reach through strengthening B2B activities
    • Must have a growth mindset and be willing to commit to an 18-month programme
    • Must not be in business rescue or liquidation process

Applications open on the 13th of April 2026 and will close on 17th of May 2026.

Ready to gain a digital edge? Simply copy and paste the below url into your browser to begin the application process:

https://edgegrowth.com/fnb-digital-enablement-programme-sme-transformation/

Help Changes Everything

How would you like to log in?