FNB Women in Business

She means business—bold, brilliant, unstoppable. From first sales to scaling new heights, from passion projects to powerhouses, women in business are shaping the future. We're here to support her growth.

Get the account

She leads. We support.

Being a woman-owned business shouldn't mean needing a separate lane. If the system won't serve you, we will—with practical tools and support that drive real growth.

Market access

Use nav» Marketplace on the FNB App to list your business, attract clients with ease, and get a badge supporting women-owned businesses.

Business coach

Get free access to Fundaba, your digital business coach, on the FNB App to grow in confidence in your business.

Expert support

From unanswered questions to 24/7 help, get the support and strategic guidance you need to grow and succeed.

Tailored solutions

Benefit from customised solutions that meet your demands and build your business, regardless of turnover.

Strategic partnership

We offer exclusive opportunities through strategic partnerships with women-focused organisations.

Unlock opportunities

Gain access to a wide range of opportunities such as trusted networks, markets, expert-led education, FNB Care, eBucks and FNB Philanthropy.

She means business. We're here to help.

Women are driving change in our economy in South Africa. More and more women are embracing entrepreneurship, and with market-leading financial solutions and access to trusted networks, FNB is here to help. Let's help you start, run, and grow your business.

She has the drive. We have the solutions.

We offer comprehensive solutions to help you start, manage, grow and protect your business.

FNB Solopreneur Bundle

All big things start out small, from your hobbies to your side hustles to launching startups and reinventing industries.

Monthly account fee

Find out more

FNB First Business Zero Account

Exclusively for sole proprietors with a turnover of R0 - R1 million p.a.

Monthly account fee

Find out more

Apply now

FNB Gold Business Account

Start, run or grow your business with the Gold Account, where you get the most value for your business while meeting your banking needs.

Monthly account fee

R49

Find out more

Apply now

FNB Platinum Business Account

Get business solutions that will add value to your business and meet your banking requirements with our Platinum Business Account.

Monthly account fee

R145

Find out more

Apply now

FNB Enterprise Business Account

Get tailor-made services to suit your complex banking needs and requirements with a dedicated executive with the Enterprise Business Account.

Monthly account fee

Relationship pricing

Find out more

Apply now

Business Credit Card

FNB Business Credit Cards are designed to support your cash flow with flexible, convenient solutions—no matter your business size or turnover.

Monthly account fee

R55

Find out more

Apply now

Speedpoint® Go

Accept card payments on the go, with no cellphone pairing needed, and unlock tools that help you earn more.

Monthly rental fee

R230

Find out more

Apply now

Speedpoint® Pro

More than a card machine. Accept payments while accessing tools that grow your business and income streams.

Monthly rental fee

R320

Find out more

Apply now

Business Loan

Grow and expand your business, acquire assets, or cover other business-related expenses—flexible payment terms of up to 60 months.

Find out more

Apply now

Business Overdraft

Provides extra funds linked to your business account, unlocking cash flow to help you avoid penalty fees and additional charges.

Find out more

Apply now

Vehicle and Asset Finance

Looking to buy or lease an asset? Secure movable assets, including business furniture, fittings, equipment, and heavy commercial vehicles, and more.

Find out more

Commercial Property Finance

Build your business property with our commercial property finance. Access solutions to help you switch, refinance or grow your property portfolio.

Find out more

Fleet Management and Leasing

We understand the hassle and administrative burden of managing a fleet of vehicles. Let us handle your fleet—it's our speciality.

Find out more

Leveraged and Acquisition Finance

We provide specialised term debt solutions tailored to the specific requirements of your business and the transaction you wish to finance.

Find out more

FNB Business Call Account

Invest any amount, no monthly account or transfer fees. Get immediate access to your money. All capital invested and quoted returns are guaranteed.

Find out more

Apply now

48 Hour Cash Accelerator

Invest min R100 000, earn competitive interest rate, access money after 2 days' notice. All capital invested and quoted returns are guaranteed.

Find out more

Apply now

Cash Intelligence Investment Account

Invest min R20 000, earn repo linked rate. Access money after 7, 32, 45 or 90 days' notice. All capital invested and quoted returns are guaranteed.

Find out more

Apply now

FNB 3rd Party Investment Manager (3PIM)

Grow your business and manage third party investment accounts entrusted to you by your clients, simply and securely on platform.

Find out more

Fixed Deposit

Invest min R10 000. Lock in your money for 7 days to 60 months and grow your investment. All capital invested and quoted returns are guaranteed.

Find out more

Apply now

Money on Call

Invest minimum R5 000 and get immediate access to your money to manage business cash flow. All capital invested and quoted returns are guaranteed.

Find out more

Apply now

FNB Business Comprehensive Insurance

Covers for loss or damage to your business vehicle, property and other business assets. Get up to R6/litre back in eBucks on your Engen fuel spend.

Find out more

Bus Talk Max 15GB

For women who lead with confidence and communicate with purpose–this plan keeps you connected to your clients, your team, and your vision.

Find out more

Business Top Up M Plus

Whether you're pitching, planning, or powering through, this bundle has your back. It's perfect for women building businesses with heart and hustle.

Find out more

Business Top Up XL Plus

Smart, balanced, and built for multitasking–this plan supports women who do it all. From client calls to digital strategy, stay seamlessly connected.

Find out more

FNB Business Philanthropy Centre

You focus on making a difference—we'll help you support your cause with secure social investment controls and efficient foundation management.

Find out more

nav» Care

Join our Community of Care by donating or adopting a cause that's close to your heart via the FNB App.

Find out more

eBucks Rewards for business

Unlock a world of value for your business with eBucks, and get rewarded for banking with your FNB business account.

Find out more

Her business. Our expertise.

We bring a wealth of knowledge in key areas of business.

Agriculture

Franchise

Healthcare

Motor Dealership

Presence, people, possibility

In every province, every sector, and every stage of your business journey, we're there — not just in location, but in understanding. With expert advisors grounded in your region and experienced in your industry, you get more than just banking. You get a business partner. Whether you prefer the personal touch of our expert advisors or the convenience of our digital channels, we're right by your side to move your business forward — human when you want, digital when you need.

FAQs

For quick, clear answers to any questions about Women in Business.

What funding options does FNB offer for women-owned businesses?

FNB offers a suite of funding solutions designed to meet the unique needs of women entrepreneurs. These include business loans, revolving credit plans, asset finance, and working capital solutions. Through FNB's business platform, women entrepreneurs also gain access to tailored funding guidance, introductions to strategic partners, and opportunities to leverage funding ecosystems that support inclusive economic participation.

How can I improve my chances of qualifying for business finance through FNB?

To position your business for funding approval, ensure that your financials are accurate, up to date, and demonstrate consistent revenue flow. At FNB, we also look for:

A clear and compelling business plan
Good credit standing (business and personal)
Effective cost management
A solid track record of operations

Your relationship or business banker is there to help you prepare and structure your application for optimal results.

Does FNB provide any networking or growth platforms specifically for women in business?

Yes, FNB Women in Business has a dedicated platform that supports, celebrates, and connects women entrepreneurs across South Africa. Through our initiatives, you gain access to:

Exclusive networking events
Business development content
Industry-specific insights and toolkits
Exposure through media partnerships
Collaboration opportunities with other women-led ventures
nav» Marketplace is a powerful platform that showcases women-led businesses and features a dedicated 'Women-Owned Business' icon, making it easy for our ecosystem to identify and intentionally support women entrepreneurs

In order to get access to this, you need to opt-in for marketing consent, sign up to nav»Marketplace and speak to your business banker so that you're included in various initiatives when they are launched. Please also keep an eye out for FNB App and online banking communication.

What's the best way for a woman entrepreneur to open and manage a business account with FNB, and can I use a personal account for business?

Ideally you should be keeping your personal and business affairs separate in order for the bank to properly assess your business operations and offer you the best solutions that meet your needs.

Opening a business account with FNB is quick and convenient. You can apply digitally via FNB Online Banking or the app, or visit a branch. You'll typically need:

Your South African ID
CIPC registration documents (if applicable)
Proof of business address
SARS tax number

Once opened, FNB's digital banking tools help you stay in control with features like smart invoicing, cash flow analytics, and instant payments — all from your smartphone or laptop.

How can FNB help me safeguard and grow my business during volatile times?

FNB empowers entrepreneurs to navigate uncertainty through:

Access to credit and cash flow facilities
Business insurance solutions
Advisory support
Real-time data insights through our digital channels

We also encourage women entrepreneurs to make use of FNB's tailored financial education resources and risk management toolkits available via the business portal.

Bank effortlessly

Make payments, transfer funds and more.

Online Banking

Online Banking Enterprise™

Integration Channel

FNB App

Get started

Need to know more or want to start the process? Let us call you back.

Title

First name

Surname

Contact number

Annual turnover

Province

Your message has been submitted

We will contact you within 2 working days (Monday to Friday). Your reference number is .

To follow up on this query, please contact us on 087 736 2247

Your details

How to get in touch

Call us on

086 786 6372

Find your nearest branch

Message us on Secure Chat