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Seniors: Nominal Rates

Published at 2023-09-11

Period R10 000 -
R249 999.99 		R250 000 -
R499 999.99 		R500 000 -
R999 999.99 		R1 000 000+
1 month 8.05% 8.10% 8.15% 8.20%
3 month 8.20% 8.25% 8.30% 8.35%
6 month 8.50% 8.55% 8.60% 8.70%
9 month 8.80% 8.85% 8.90% 9.00%
12 month 9.15% 9.20% 9.25% 9.30%
24 month 9.20% 9.25% 9.30% 9.40%
36 month 9.25% 9.30% 9.35% 9.45%
48 month 9.30% 9.35% 9.40% 9.50%
60 month 9.60% 9.65% 9.70% 9.80%

Fixed Deposit: Nominal Rates

Published at 2023-09-11

Period R10 000 -
R249 999.99 		R250 000 -
R499 999.99 		R500 000 -
R999 999.99 		R1 000 000+
1 month 7.60% 7.65% 7.70% 7.80%
3 month 7.85% 7.90% 7.95% 8.00%
6 month 8.00% 8.05% 8.10% 8.15%
9 month 8.15% 8.20% 8.25% 8.30%
12 month 8.55% 8.60% 8.65% 8.70%
24 month 8.65% 8.70% 8.75% 8.80%
36 month 8.75% 8.80% 8.85% 8.90%
48 month 8.85% 8.90% 8.95% 9.00%
60 month 9.15% 9.20% 9.25% 9.30%

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Seniors: Nominal Rates

Published at 2023-09-11

Period R10 000 -
R249 999.99 		R250 000 -
R499 999.99 		R500 000 -
R999 999.99 		R1 000 000+
1 month 8.05% 8.10% 8.15% 8.20%
3 month 8.20% 8.25% 8.30% 8.35%
6 month 8.50% 8.55% 8.60% 8.70%
9 month 8.80% 8.85% 8.90% 9.00%
12 month 9.15% 9.20% 9.25% 9.30%
24 month 9.20% 9.25% 9.30% 9.40%
36 month 9.25% 9.30% 9.35% 9.45%
48 month 9.30% 9.35% 9.40% 9.50%
60 month 9.60% 9.65% 9.70% 9.80%

Fixed Deposit: Nominal Rates

Published at 2023-09-11

Period R10 000 -
R249 999.99 		R250 000 -
R499 999.99 		R500 000 -
R999 999.99 		R1 000 000+
1 month 7.60% 7.65% 7.70% 7.80%
3 month 7.85% 7.90% 7.95% 8.00%
6 month 8.00% 8.05% 8.10% 8.15%
9 month 8.15% 8.20% 8.25% 8.30%
12 month 8.55% 8.60% 8.65% 8.70%
24 month 8.65% 8.70% 8.75% 8.80%
36 month 8.75% 8.80% 8.85% 8.90%
48 month 8.85% 8.90% 8.95% 9.00%
60 month 9.15% 9.20% 9.25% 9.30%

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Business Fixed Deposit

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


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Qualifying criteria

Must be registered in South Africa

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Documents needed

  • Identity: The green bar-coded ID books & proof of address for the company owners
  • Company documents
  • Income Tax Number: if issued

Business Fixed Deposit

Maximum nominal interest rate over 60 months

9.30%

Minimum opening deposit of R10 000

An investment account with a fixed term, typically giving you a higher interest rate than investments available overnight or with notice.

What's hot

It's free

There are no monthly fees



You choose

Choose your investment term between 7 days and 60 months, or choose your own maturity date



Access interest

You can access your interest during your investment term



Do it online

Open and manage your account online



What you get

Guaranteed capital

No Risk. Your original deposit and quoted returns are 100% guaranteed



Fixed Rate

Earn a fixed interest rate



Increase investment

Additional money may be added at maturity



Preference

Get preferential rates on investments longer than 12 months, if you are 55 years or older



Reinvest or redirect

Reinvest or transfer your interest to another account



Rewards

Add to your eBucks reward level points.
Visit www.eBucks.com for details.



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Terms + Conditions apply

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).