FNB Platinum Business

From personalised financial tools to expert advice, our flagship account is built to help you scale with confidence, lead with clarity, and seize new opportunities. We're here to support your next big move - on your terms.

Annual turnover

R5 million - R60 million

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World-class banking with premium benefits

With a dedicated relationship manager backed by a team of experts here's how we can help you scale and build a lasting legacy.

Business financing solutions

Go from limited capital to financing initiatives that expand your business. Access sustainable finance solutions tailored to your business needs.

Payment solutions

Enjoy seamless payments built for business when you take up an FNB Speedpoint®. Enjoy 24/7 device and technical support with our dedicated team.

Employee benefits

Take care of your employees' financial wellness with our hassle-free employee solutions.

Insurance options

Be prepared - protect your business with our range of tailored insurance options.

Investment opportunities

Put extra funds into an investment account to get more growth.

Logistics management

Manage all of your local and foreign logistics in one place with FNB First Trade 360.

More rewards, more value

Make your next business trip more comfortable with discounted flights, car hire, and domestic and international SLOW Lounge access.

Redefine growth, elevate success

The tools, insights, and support you need to shape the future of your business.

FNB Speedpoint® Go

The most economical way to accept card payments with no cellphone pairing required.

Monthly rental fee

R230

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FNB Speedpoint® Pro

A user-friendly and cost-effective way to accept card payments without sales system integration.

Monthly rental fee

R320

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Forex payment solutions

To help you manage foreign payments securely and conveniently with Global Payments, available 24/7 via Online Banking for Business.

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Global payments

Manage your global payments via Online Banking. Save beneficiaries and upload documents online, it's easier for you to transact anywhere, anytime.

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eCommerce

We provide quality solutions for accepting online card payments and have developed our very own eCommerce payment gateway.

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Business Loan

Grow and expand your business, acquire assets, or cover other business-related expenses—flexible payment terms of up to 60 months.

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Business Overdraft

Provides extra funds linked to your business account, unlocking cash flow to help you avoid penalty fees and additional charges.

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Business Credit Card

FNB Business credit cards are designed to support your cash flow with flexible, convenient solutions—no matter your business size or turnover.

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Vehicle and Asset Finance

Looking to buy or lease an asset? Secure movable assets, including business furniture, fittings, equipment, and heavy commercial vehicles, and more.

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Commercial Property Finance

Build your business property with our commercial property finance. Access solutions to help you switch, refinance or grow your property portfolio.

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Fleet Management and Leasing

We understand the hassle and administrative burden of managing a fleet of vehicles. Let us handle your fleet—it's our speciality.

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FNB Business Call account

Invest any amount, no monthly account or transfer fees. Get immediate access to your money. All capital invested and quoted returns are guaranteed.

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48 Hour Cash Accelerator

Invest min R100 000, earn competitive interest rate, access money after 2 days' notice. All capital invested and quoted returns are guaranteed.

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Cash Intelligence Investment

Invest min R20 000, earn repo linked rate. Access money after 7, 32, 45 or 90 days' notice. All capital invested and quoted returns are guaranteed.

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FNB 3rd Party Investment Manager (3PIM)

Grow your business and manage third party investment accounts entrusted to you by your clients, simply and securely on platform.

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Fixed deposit

Invest min R10 000. Lock in your money for 7 days to 60 months and grow your investment. All capital invested and quoted returns are guaranteed.

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FNB Business Comprehensive Insurance

Covers for loss or damage to your business vehicle, property and other business assets. Get up to R6/litre back in eBucks on your Engen fuel spend.

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Group Funeral Plan

Funeral cover starts from R20 000 to R60 000 with double the cover paid out if the main member passes away.

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FNB Brokers

Specialist advice for your business through an experienced broker who understands your business with the best tailored insurance for your business.

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FNB Law on Call Business Plan

No excess. No waiting period. 24/7 legal advice for your business and as much as 50 business contacts per year.

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Business Top Up M Plus

Get 4GB of data, 150 minutes, and 100 SMSs. A well-rounded bundle to help you chat, connect, and close deals with ease.

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Bus Talk Max 20GB

With 20GB of data, 4 000 minutes, and 100 SMSs, your business is always online and responsive. Built for businesses that lead with purpose and clarity.

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Connect SME Prepaid

Top up as needed with 1GB of data and 30 minutes in a once-off package for R49. A solution for businesses that value control and conscious spending.

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Built for all sectors, designed for your success

Find specific sector solutions tailored to your business' industry.

Agriculture

Auto and fuel

Franchise

FAQs

For quick, clear answers to any questions about FNB Platinum Business.

How does my business qualify for a Platinum Business account?

The Platinum Business Account is ideal for businesses with an annual turnover between R5 million and R60 million.

Can I get a Shari'ah compliant version of the Platinum Business account?

Yes, visit our FNB website to explore a wide range of Shari'ah-compliant business banking products tailored to suit your business needs.

Do I get a dedicated Relationship Manager with my Platinum Business account?

All FNB Platinum Business Account holders are assigned a dedicated Relationship Manager to provide personalised support.

What is the benefit of having a dedicated Relationship Manager for my business?

You'll have a dedicated point of contact who takes the time to fully understand your business, its ecosystem, and the industry you operate in.
They recommend customised solutions designed to help you achieve your business objectives, rather than offering generic options. This is essential when your business requires more than a one-size-fits-all solution.
They help structure bespoke borrowing solutions tailored to your business needs, enabling improved cash flow management. Additionally, when specialised expertise is required, they have access to a team of industry professionals who can be brought in to deliver enhanced, targeted solutions at no extra cost;
They provide personalised support that goes beyond issue resolution by proactively identifying potential challenges and growth opportunities to offer relevant guidance and tailored solutions when it matters most.

Do I get SLOW Lounge access when using a Platinum Business account?

Yes. As an FNB Platinum Business Account holder who has registered for eBucks, you get 24 complimentary visits to the luxurious SLOW Domestic Lounges and SLOW International - regardless of your reward level. For more information, please visit the eBucks Rewards for Business page or reach out to your Relationship Manager for personalised assistance.

Your guide to switching

Open your account

On the FNB App via the product shop

On fnb.co.za, select 'Apply Now'

Call 087 736 2247

Have the following FICA documents ready

ID copy

Proof of address (not older than 3 months)

Activate your account

Make a deposit or EFT of any amount to activate your account.

Bank effortlessly

Make payments, transfer funds and more.

ATM

Card

FNB App

Online banking

Qualifying criteria

For businesses with an annual turnover of between R5 million and R60 million.

Documents required

•South African ID book/ID card

•Recent payslip

•Proof of residence

•Three months' bank statements

Your unstoppable business. Our commitment.

Your business growth and success starts here.

Get started

Need to know more or want to start the process? Let us call you back.

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How to get in touch

24/7 Business Help Desk

087 736 2247

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