Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Retirement In retirement Tax-free

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Additional options

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Financial planning


FNB Easy Smart

Unlock more value

FNB Easy Smart has the most affordable online transactions (EFTs & debit orders) plus monthly eBucks rewards

More value for you and your family

Get cash using Cash@Till® at Shoprite, Checkers, Pick n Pay, Boxer, andselected Spar and Usave tills.

Get access to temporary loan to help with unexpected expenses.* *Credit qualification is based on customer affordability.

2 eWallet sends per month on the FNB App at no extra cost to you.

24/7 medical advice, legal and financial coaching. Call the toll-free number on 0800 611 269.

Withdraw or deposit up to R2 000 per month at an FNB ATM, at no extra cost to you.

Access to an FNB Virtual Card with FNB Purchase Protect.

Get a 50% discount on cardless FNB ATM withdrawal fees.

Money Protect helps you in the event of certain card fraud, you may be refunded partially or fully up to R5 000.

More Money Protect information

FNB Connect helps you stay connected with FREE data, voice minutes, and SMSs every month on your FNB Connect SIM when you qualify for eBucks Rewards.

What you get

eBucks Rewards

Get up to R150 p.m back in eBucks when you swipe your FNB Easy card at Shoprite Checkers, Clicks & Intercape. Plus, R50 off per one-way bus ticket with QuickBus when booking on the FNB App.

Read more

Savings Account

Get a Savings Account at no cost and save from as little as R1 every time you swipe your FNB Easy Card with Bank Your Change®

Connect Rewards

Get rewarded with up to 600MB data, 35 voice minutes and 35 SMSs on your FNB Connect SIM every month.

Read more

What you'll be paying

Here's an overview of the fees you'll be paying with the FNB Easy Smart Option. Get all-inclusive value for you and your family.

Monthly account fee



Unlimited electronic transactions

Withdrawals & deposits

Up to R2 000 at any FNB ATM - No extra charge

Alternative option for you

Get the help you need with FNB Easy PAYU, named most affordable bank accounts in SA*
*2023 Solidarity Bank Charges Report

Monthly fees

R5.25 p.m.

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FNB Easy Zero

R0 p.m.

Required income

No required income needed.

FNB Aspire Fusion

R99 p.m.

Required income

R84 000 - R449 999

Solopreneur Bundle

Required income
R0 - R5 million p.a.

Get a business bundle with your transactional
account to separate your business and personal
finances. For sole-proprietors only.