Get exclusive travel and lifestyle benefits with an FNB Private Wealth Credit Card making it the ideal credit card for both your daily and larger transactional needs.
Own a durable, one-of-a-kind, environmentally-friendly and tap-enabled metal credit card. Metal cards are optional and charged at R1,250 per card, which will be rebated for the first card if you are on eBucks Rewards Level 4 or above.
Purchase Protect
Cover for tangible items purchased using your virtual card up to R15,000 per claim for 30 days at no extra cost to you.
Exclusive retailer offers
Offers from iStore, KOODOO.co.za, The Pro Shop and Cycle Lab at prime or prime +2%. Plus, get a complimentary credit card when you bundle it with your FNB Private Clients Current or Fusion Account, with credit limits of up to R500,000.
Automatic debt protection
Up to R15,000 cover in the event of death or permanent disability with option to top up.
Interest-free purchases
Enjoy up to 55 days interest-free on purchases made on your straight facility. Plus, get up to 5 additional cards at no extra cost.
Earn eBucks
Repay your device or appliance through the budget facility and earn up to 100% back in eBucks on your monthly premium. Earn more eBucks with Smart Spend on every international swipe using your FNB Private Wealth Virtual Credit Card.
Exclusive family rewards
Rewarding travel benefits
Enjoy up to 36 complimentary SLOW Lounge visits, plus discounted flights, accommodation, bus tickets and car hire with eBucks Travel. Plus up to 10 international lounge visits per year for you and guests at USD30 each.
Accounts for the family
Get 50% off your spouse/partner's monthly account fee and get kids FNBy & FNBy Next Accounts at no cost.
Earn eBucks rewards
Earn and spend eBucks while you shop at Takealot, Pick n Pay, Engen and Clicks.
Create and pay with your virtual card
A faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world. Our CVV number changes regularly. Create, cancel or temporarily block your card at any time and earn eBucks while you spend. Virtual cards can also be used for FNB Pay, Scan to Pay and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and SwatchPAY!, without a physical card.
Choose an FNB Fusion Private Wealth Account and get more value for you and your family, with access to a credit facility at a single monthly account fee. No monthly account fee and facility fee for your FNB Private Wealth Credit Card. Monthly fee is R655 p.m.
Maximise the value of your FNB Credit Card by exploring the range of amazing benefits and perks it offers - all designed to enhance your financial well-being and make your life easier.
On the app: Open the FNB App, select 'Order your card today' then 'Credit Account', select 'Account options', select 'My Cards', select 'Add card' then 'Credit Card', select metal card option from the 'Card type' drop-down, complete the ordering process and schedule for delivery
On online banking: Log in to your online banking profile, go to 'Accounts', select 'Credit Account', select 'Account options', select 'My Cards', go to 'Add card', select 'Credit Card', select the option 'Metal card' from the card type drop-down, complete the ordering process and schedule your card delivery
You must have an FNB Private Wealth Credit Account. Metal cards are optional and charged at R1,250 per card, which will be rebated for the first card if you are on eBucks Rewards Level 4 or above. Terms, conditions and rules apply.
What it costs
Get up to three times the value of your monthly account fee back with an FNB Private Wealth Credit Card Account.
Monthly account fee: R380 p.m.
5 additional cards at no extra cost
Metal card: R1,250 (rebated for the first card if you are on eBucks Rewards Level 4 or above)
Auto payment solution
The auto payment solution uses a built-in calculator which deducts any pre-payments from the debit order amount. On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day 'uncleared effects'.
Get covered
Purchase Protect: Get instant insurance for items purchased with your virtual card at no extra cost.
Top up debt protection: Premiums are calculated on the monthly average outstanding amount minus the free portion covered under Automatic Debt Protection. Terms and conditions apply.
Lost card protection: Report a lost or stolen card to a dedicated, toll-free, 24-hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.
Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability: FNB Private Wealth Credit Card — Premium: No charge, Specified maximum amount: R12,000.
How to get exclusive retailer offers
At iStore, The Pro Shop or Cycle Lab, inform the cashier to put the transaction on the FNB budget plan and select the term.
FNB will transfer the purchase to the budget facility at a competitive interest rate.
The transfer may take up to 3 - 5 working days to go through. In the meantime, you will be charged your normal personalised interest rate.
Important points to remember
Apple devices are also available via istore.co.za (select the device, select 'Buy on FNB' and follow the steps). Find out more on www.istore.co.za/FNB
PlayStation consoles, games and accessories are available on KOODOO.CO.ZA.
You must have a limit available to cover the total amount of the purchase price and your balance will reduce by the full amount.
Prefunding your credit card for the purchase will not qualify the transaction for the budget plan promotional rate, specifically if the limit does not cover the purchase amount. Prefunding means the purchase was not done on credit but with your own funds.
Refer to our full terms and conditions.
Apply with ease
Apply on the FNB App. Contact your private advisor or the Private Wealth Service Suite on 087 730 6000. Visit your nearest Private Wealth office.
Terms, conditions and rules apply. First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).
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