FNB Enterprise Business

Your gateway to possibilities. From tailored financial solutions and cross-border expertise to insights that fuel growth, we're here to help you lead with confidence, scale with purpose, and shape the future of your unstoppable business.

Annual turnover

R60 million or more

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Innovate, lead, and succeed with these benefits

Expert advice 24/7

From average assistance to expert advice, get the day-to-day help and support you need to manage your business and maximise growth.

Superior industry-led solutions

From generic tools to sector-specific solutions, benefit from our industry experts who provide relevant insights and opportunities.

Strategic support

From banking provider to strategic partner, we'll help you structure your financial needs to meet your long-term goals.

Integrated services

From complex ecosystems to tailored banking by seamlessly integrating our products into your business operations.

Expand into new markets

FNB can help you expand into Africa, India, China and the UK through our subsidiaries and operations in these countries.

Travel rewards

From managing your travel with eBucks Corporate Travel to access to SLOW Domestic and International Lounges.

Fuel your growth with our suite of solutions

We offer comprehensive solutions to help you manage, grow and protect your business.

Business Credit Card

FNB Business credit cards are designed to support your cash flow with flexible, convenient solutions—no matter your business size or turnover.

Monthly account fee

From R55

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Speedpoint® Go

The most economical way to accept card payments with no cellphone pairing required.

Monthly rental fee

R250

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Speedpoint® Pro

A user-friendly and cost-effective way to accept card payments without sales system integration.

Monthly rental fee

R320

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Business Overdraft

Provides extra funds linked to your business account, unlocking cash flow to help you avoid penalty fees and additional charges.

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Vehicle and Asset Finance

Looking to buy or lease an asset? Secure movable assets, including business furniture, fittings, equipment, and heavy commercial vehicles, and more.

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Commercial Property Finance

Build your business property with our commercial property finance. Access solutions to help you switch, refinance or grow your property portfolio.

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Fleet Management and Leasing

We understand the hassle and administrative burden of managing a fleet of vehicles. Let us handle your fleet—it's our speciality.

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Imports and Exports

Access sophisticated trade and risk-hedging solutions tailored to finance commodities, goods and products being exported, imported, bought, or sold.

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Leveraged Finance

Get specialised term debt tailored to the specific requirements of your business and the transaction that you are looking to finance.

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FNB Business Call Account

Invest any amount, no monthly account or transfer fees. Get immediate access to your money. All capital invested and quoted returns are guaranteed.

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48 Hour Cash Accelerator

Invest a minimum of R100 000. Earn a competitive interest rate and access money after 2 days' notice. All capital invested and quoted returns are guaranteed.

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Cash Intelligence Investment

Invest a minimum of R20 000 and a earn repo linked rate. Access money after 7, 32, 45 or 90 days' notice. All capital invested and quoted returns are guaranteed.

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FNB 3rd Party Investment Manager (3PIM)

Grow your business and manage third party investment accounts entrusted to you by your clients, simply and securely on platform.

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Risk Advisory

Get specialist insurance advice for complex business risk from FNB Brokers.

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Reach new heights with our tailored sector expertise

Gain more than financial solutions.

Agriculture

Franchise

Import and Exporting

Trade and logistics

FAQs

For quick, clear answers to common questions about our products and services.

How does the onboarding process work and what can we expect?

We schedule a dedicated onboarding session to align on timelines, gather required documentation, and customise the setup to your business needs. The process is guided by the complexity of your requirements, and we prioritise a smooth and efficient transition with minimal disruption to your operations.

How does pricing compare to our current banking setup?

Pricing is structured based on your business requirements and product activity levels. We offer competitive commercial pricing and can conduct a benchmarking review during engagement.

Are there any incentives or promotional offers available for switching?

Yes, we offer incentives such as eBucks for Business and potential discounted fees aligned to transactional volumes. These are discussed during the onboarding engagement and tailored to your setup.

What access levels are available via online banking and the app?

Our platform offers multi-user access with role-based permissions, dual control, and full visibility on transactions via Online Banking and App. We configure this based on your current setup and control requirements.

How does online banking integrate with our ERP or accounting systems?

We support API integrations and secure file-based transfers (e.g., Host-to-Host or SFTP) to streamline bulk payments, collections, and reconciliation with leading ERP providers.

Your guide to switching

Expert team for end-to-end switching

We employ a dedicated account executive to transition your business account.

Switching assist

We will guide you and streamline the process as to what we will need to switch your business.

Business assessment

We will assess your business requirements and tailor an offering to your needs.

Bank effortlessly

Make payments, transfer funds and more.

Online Banking

Integration Channel

FNB App

Online Banking Enterprise

Your unstoppable business. Our commitment.

Your business growth and success starts here.

Get started

Need to know more or want to start the process? Let us call you back.

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To follow up on this query, please contact us on 087 736 2247

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How to get in touch

24/7 Business Help Desk

087 736 2247

Fraud line

087 575 9444

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Dedicated Account Executive