The Graduate Programme Experience



Who is this for?

What would you like to find?

Bank on your cellphone

in seconds

Anytime, anywhere banking for any cellphone, including feature phones.


For banking, prepaid and more.


To top up airtime and data when you don't have airtime.

What you can do with Cellphone Banking

  • View balances
  • Buy prepaid airtime, SMS and data bundles
  • Buy prepaid electricity
  • Send money
  • Pay your accounts
  • Apply for loans
  • Make payments (incl. once-off payments)
  • Transfer money between accounts
Value added services
  • Soccer 6
  • Cellphone contracts
  • eBucks
  • Pay traffic fines

Prepaid purchasing

  • Airtime and data bundles
  • Prepaid electricity
  • Telkom prepaid
  • StarSat

Registration made easy

How do I register for Cellphone Banking?

Dial *120*321# on your cellphone and accept the Ts & Cs

Register Online

Using FNB Online Banking - login to with your Online Banking username and password, and go to Settings

Apply at an ATM

Go to More Options or My Banking Options on the menu and select Register for Cellphone Banking

Apply at any FNB branch