Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Store locator


Withdraw cash and pay for goods at selected SPAR retailers using your cellphone

Dial *120*277*4# and follow the steps
You will automatically receive a one time PIN (OTP) and a reference number on your cellphone
(the OTP expires after 30 minutes)

Tell the cashier the amount you wish to withdraw
The cashier will ask for your cellphone number
Enter the OTP you received into the card machine

Terms of use apply

Get it now


Dial *120*277# on your cellphone.


Enter your name, surname and SA ID number.

Start banking

You're ready to start banking on your Easy Account Zero Option™ account.

Account limits

Daily limit

Easy Account Zero Option™ has a daily spend limit of R3 000.

Monthly limit

Easy Account Zero Option™ has a montly spend limit of
R24 000.

Account limit

With Easy Account Zero Option™ you can have a maximum account balance of R14 000.

Stand a chance to win your share of R50 000!

Open an eWallet eXtra™ account before 15 January 2019 and you could win your share of R50 000 paid into your FNB eWallet eXtra™ Account.

eWallet eXtra

  • Keep your money
  • No monthly account fee
  • No paperwork
  • No debit orders

Terms, conditions and standard network rates apply.

First National Bank A division of FirstRand Bank Limited FSP 3071

Easy Account Zero Option™

A zero monthly fee digital account

No monthly account fee, no debit
orders and no paperwork

Dial *120*277# and open an
account in 5 minutes

  • Free deposits up to R1500
  • Free prepaid purchases
  • Reduced cash withdrawal fees

Get an Easy Account Zero Option™ and be in control

Easy Account Zero Option™ lets you do so much more.

Receive money

Easily receive money from cash deposits at any FNB ATM with deposits, from anyone that sends money to your cellphone number or from any bank via transfers.


Skip the queues pay people and accounts, e.g DStv, clothing and electricity accounts directly from your cellphone.


Conveniently buy airtime, data bundles, electricity & goods at selected SPAR stores directly from your cellphone.

Find Store

Send money

Easily send money to anyone with a valid SA cellphone number, anywhere, anytime.

Withdraw money

Get cash when you shop at selected SPAR stores or any FNB ATM.

Find Store

Kickstart your banking on your cellphone with an Easy Account Zero Option™

Get Easy Account Zero Option™

Dial *120*277# and enter your name, surname and SA ID number. That's it! Now you're ready to do so much more on your digital account.

Who can use it

Anyone aged 16 years and older in SA with a valid SA ID number using any type of cellphone.

Safety and security

Your account is PIN protected. You can set a 5-digit PIN to access your account.

Getting it made easy

Easy Account Zero Option™

Qualifying criteria

  1. South African SA ID number
  2. Be 16 years or older

Get it now

Get it now!

Simply Dial *120*277# and enter your name, surname and SA ID number.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20). Ts, Cs and standard network rates apply.