A disability, a dread disease or even death, all of these risk your ability to earn an income and take care of your family. Having the right solutions to manage this risk ensures that your family is still provided for even when you no longer can.
FNB financial advisors are able to help you plan for life's unforeseen events in a way that will protect you and your family.
We are able to advise you on solutions that will minimise the impact of risk to yourself and your loved ones, so you can continue living a quality life.
We believe that our understanding of the risks that may impact your income earning abilities will enable us to structure a portfolio that adequately meets your needs. We work closely with you to ensure that your plan changes as these needs do.
We can advise you on best of breed solutions which we source from reputable partners who are experts in the field and we ensure that these solutions appropriately match your needs.
We get a thorough understanding of your financial affairs (balance sheet + income statement), family circumstances and estate structures and we consider the following:
If you accumulate assets to gain financial independence or have more assets than you require over your lifetime.
If debt features in your financial portfolio and how to structure it optimally from a tax, collateral and financial perspective.
When you will need to access portions of your invested capital.
Other ways to apply
Contact your financial advisor