Get up to R10,000 for emergencies - instantly. Our interest-free loans are available immediately to cover you for all of life's surprises; whether that's an unexpected medical bill, a vehicle expense or anything in between. No paperwork necessary.
Quick and easy application process with no paperwork required.
2
Get approved
Get approved or find out if you're pre-approved on the FNB App. Alternatively, dial *120*321# via Cellphone Banking or Online to see if you're pre-approved.
3
Access funds
Funds are made available into your account immediately.
View loan example
As the client, you take up a Temporary Loan and owe an outstanding amount of R1,500 (within the 31-day repayment period)
You receive a credit / deposit of R2,000 in your Transactional Account at 10:00
You have a scheduled payment set up for R1,000 on the same day as you receive the R2,000 deposit
From the R2,000 deposit, the scheduled payment of R1,000 will be paid first (this is the same process for all standing orders, for example, a Debit Order)
The client has full control over the Activity Based Payment (payment instruction) to delete, temporarily stop, reactivate or maintain
If there are no other payments in line with the hierarchy, the remaining R1,000 from the R2,000 deposit will be used to pay towards your Temporary Loan on the same day it is received
Your outstanding balance will now be R1,500 - R1,000 = R500
The same process will be followed throughout the 31-day repayment period, until the Temporary Loan has been settled
Get funds instantly
Apply for a Temporary Loan and get up to R10,000 for emergencies with no paperwork required.
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