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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning


Private Clients Credit Card

Enjoy exclusive benefits

Bank conveniently with a Private Clients Credit Card and get family-orientated rewards and unique lifestyle benefits. Get a bundle account at no cost to you.

Required income R 750 000 to R 1 799 999

What you get

Earn eBucks rewards when shopping at partners like Takealot, Checkers, Engen, iStore and Clicks.

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Pay no fees for your credit card delivery and get up to 55 days interest-free on your purchases.

Earn up to 40% back in eBucks on your FNB Life Insurance premiums every month.

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A wide variety of innovative, simple and secure ways to pay with your FNB App.

Get Automatic Debt Protection up to R12 000 in the event of death or permanent disability.

Purchase Protect offers cover for items purchased using your virtual credit card up to R10 000.

Pay off your medical expenses at an interest rate of prime or prime +2%.

Exclusive family rewards

Travel together

Get 8 complimentary lounge visits and bonus SLOW Lounge family access with discounted flights and car hire when you book with eBucks Travel.

Family banking

Receive up to 50% off your spouse/partner's monthly account fee and get kids FNBy & FNBy Next Accounts at no cost.

3x more value

With eBucks and Connect cellphone rewards plus exclusive retail offers.

What it costs

An overview of the standard fees and charges of your FNB Private Clients Credit Card.

Monthly account fee

R160 p.m.

Credit card and budget purchase fees

At no extra cost

Three additional cards

At no extra cost

Initiation fee

Up to R175

Create & pay with your own virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world.

It's safe

Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend.


It's convenient

Virtual cards can also be used for FNB Pay, Scan to Pay and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no extra cost up to R10 000.


Choose another option

Choose FNB Fusion Private Clients and get more value for you and your family, with access to a credit facility at a single monthly account fee.

Monthly fee

R420 p.m.

More rewards. More value.

Maximise the value of your FNB Credit Card by exploring the range of amazing benefits and perks it offers - all designed to enhance your financial well-being and make your life easier.

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