FNBy Next
From big dreams to bold wins
Believe in yourself, take the first step, and watch your early steps turn into real wins.
Believe in yourself, take the first step, and watch your early steps turn into real wins.
Swipe, tap, and pay with your personalised FNBy Next bank card - with zero monthly fees when you're on a My Family profile in the FNB App. Enjoy unlimited card swipes and complimentary card delivery. Plus, manage your money anytime, anywhere on our zero-rated app.
Save towards your goals with a complimentary linked savings account through Bank Your Change®. Enjoy the flexibility to access and deposit funds anytime, with your original deposit and all interest earned 100% guaranteed. Plus, track your money using nav» Money tools—at no extra cost.
Stay connected with unlimited* WhatsApp and 35 minutes every month on your FNB Connect SIM. Plus, unlock exclusive rewards on the FNB App, including 2-for-1 deals with The ENTERTAINER™ and a weekly R50 Starbucks voucher**.
Fast, reliable and secure banking. 24/7 control of your money and banking on our zero-rated FNB App, without the need to go to a branch.
The FNB App is zero-rated, which means there are no extra charges when you do your banking. The app does not use your data and is safe and secure on all major networks.
Freedom for 18-24 year olds to manage their finances. Access day-to-day banking and student loans.
Find out moreBank Your Change® with a linked FNB Savings Account and preferential interest rate, helps you to save money as you spend it.
Get into the habit of saving from an early age.
Unlimited taps with virtual card and access to Cash@Till®*
Get Cash@Till® at Pick n Pay, Boxer, Spar, Shoprite, Checkers and Usave stores.
*Refer to pricing guide
Payments made easy with Scan 2 Pay on the FNB App, Tap to Pay with the FNBy Next card and split the bill between friends using GEO Payments.
Download your virtual card and use it for more secure payments.
Here's an overview of the fees you'll be paying with an FNBy Next Account.
Monthly account fee
Cash@Till withdrawals
Cash deposits at FNB ATMs and Branches
FNB will cover the sign-up costs so you can enjoy the benefits of buy-one-get-one-free offers for restaurants, beauty salons, health & fitness, leisure activities and many more.
Get more value with FNB Connect
Enjoy a free unlimited* WhatsApp Messaging** reward and 35 voice minutes every month on all your FNB Connect SIMs
* Terms, conditions and Fair Usage Policy apply.
** WhatsApp Messaging includes all voice notes, messages, sending of video files, pictures/image files and document files. Applicable only to WhatsApp and WhatsApp Business applications. All third-party APIs outside of the WhatsApp application are excluded from this offering.
Whether you are a beginner or seasoned investor, you can gain exposure to top listed local and global companies through Exchange-Traded Funds, Exchange-Traded Notes and Top 40 shares, without paying a monthly fee. Open a Shares Zero account to unlock your investment opportunities both in the local and international market with access to expert advice when you need it most.
Are you studying abroad? Taking a gap year? Or just wanting to save those hard-earned bucks? With an FNB Global Account you can save and transact in nine foreign currencies. Your Global card also gives you access to over 1 000 international airport lounges around the world.
