FNBy Account

From curiosity to smart money habits. When you open an FNBy Account for your little one under 18, they will get a head start in their savings and financial journey towards their future. With the additional help of a linked savings account, they can learn to save from an early age.

Monthly fee

Get started

Grow smart money habits from day one

Bank

Open an account for your child with zero monthly fees when linked to a My Family profile on the FNB App. They'll enjoy a personalised bank card and access to our app.

FNB App access

Your child will get access to the FNB App that is suited to under 18s.

Linked to parent

The FNBy Account is linked to a parent/guardian's FNB Banking Profile.

Personalised card

Get a personalised FNBy Bank Card for your child.

Zero cash deposit fees

Cash withdrawals and cash deposits, and Cash@Till withdrawals at no charge; thereafter, standard fees apply for ATM and in-branch cash deposits of up to R500 per month*.

Save

Help your child start saving early with a complimentary linked savings account through Bank Your Change®. Make deposits anytime, with your original amount and all interest earned 100% guaranteed.

Bank Your Change®

Get a linked FNB Savings Account with Bank Your Change® at no extra cost.

Deposit anytime

Access and deposit money at any time.

Guaranteed returns

Your original deposit and interest earned are 100% guaranteed.

FNB Connect

Keep your child connected with unlimited* WhatsApp messaging and 35 voice minutes every month on all your FNB Connect SIMs at no extra cost.

Lifestyle

Treat your child to tasty eBucks rewards**, including a Wimpy voucher every quarter and Kauai smoothie. Wherever they go, keep them safe with GuardMe — a 24/7 emergency medical and armed response for just R19.90 per month.

Wimpy voucher

Children can enjoy a complimentary Wimpy meal or burger voucher every quarter when the main FNB parent/guardian meets the qualifying criteria specific to their account.

Kauai smoothie

Parent gets rewarded with a Kauai smoothie for their child when meeting the eBucks rewards qualifying criteria.

GuardMe

Children can get a digital panic button on their phones, via the GuardMe app for immediate emergency medical and armed response 24/7 when linked to a parent/guardian with a qualifying FNB account, for just R19.90 pm.

eBucks travel rewards

Whether you and your child are travelling locally or globally, enjoy up to 40%** off flights and bus tickets, plus complimentary SLOW Lounge access when you book through eBucks Travel.

Flights

Get up to 40%** off selected local and international flights. Children must be part of the main eBucks member's family banking profile. Children under 18 years with an FNBy Account get unlimited discounts if travelling with their parent/guardian

SLOW Lounge

Children can unlock complimentary SLOW Lounge access when added to the flight booking of the parent linked to their FNBy Account. Flights must be booked with eBucks Travel

Bus tickets

Up to 40% off bus tickets booked on the FNB App using a qualifying FNB parent/guardian's account. Children must be part of the parent/guardian's eBucks member's family banking profile to qualify

Qualifying criteria

•Parent/guardian must be a South African citizen, foreign national or non-resident

•Parent/guardian must be a FirstRand customer

•Parent/guardian must be registered for digital banking

•Child must be 17 years or younger

•Child must be a South African citizen or foreign national

•Child must reside within South African borders

Required documents

•Children under 18 must be accompanied by a parent/guardian

•A copy of a parent/guardian's valid South African identity document

•The child's unabridged birth certificate or a valid South African identity document

•Proof of residence (not older than 3 months) and a signed declaration proof of residence form per child

How to apply

Open an FNBy Account for your child under 18.

View pricing guide

Get started

Need to know more or want to start the process? Let us call you back.

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*Terms, conditions and Fair Usage Policy apply WhatsApp Messaging includes all voice notes, messages, sending of video files, pictures/image files and document files. Applicable only to WhatsApp and WhatsApp Business applications. All third-party APIs outside of the WhatsApp application are excluded from this offering. **Terms, conditions and eBucks earn rules and limits apply. Children must be linked to the parent/guardian's FNB family banking profile and can only access rewards once the parent/guardian qualifies.