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Personal Loan

Money when you need it

Get a loan to help consolidate your debt, pay for education, or assist with home improvements.

Get a Personal Loan of up to R300 000 for planned or unplanned expenses.

What's hot

Personalised interest rate

Get an interest rate tailored to you.

Quick loan payout

Get a loan amount from R1 000 to R300 000.

No penalty fees on early settlement

FNB will not charge you any penalties if you settle your loan account early.

Take a break in January

Keep your loan account up to date you will automatically get a payment break every January.

Customer protection plan

Make sure you're covered.

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Fixed monthly repayments

See what's included.

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What you get

Because FNB wants to assist you throughout the loan process, we'll offer you the option to choose your loan term. Depending on your loan amount you can get up to 60 months to repay.


Flexible loan period

Save on monthly repayments


Just another way FNB helps you.

Applying made easy

Ways to apply

Apply now!

Other ways to apply

Contact us

Qualifying criteria

  1. You must be between the ages of 18 and 65
  2. Be a permanent SA resident
  3. Be permanently employed
  4. Your salary must be paid directly into your bank account

Documents needed

  • South African ID or smart card
  • Your most recent payslip
  • 3 months bank statements for non-FNB customers

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Physical address

4 Merchant Place
Corner Fredman Drive and Rivonia Road
Sandton
2196

Postal address

PO Box 650149
Benmore
2010