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FNB Cash Advance

This is a flexible funding product that provides upfront
cash in exchange for a portion of your future business sales.

Future-fit funding for your business

The FNB Cash Advance is ideal for businesses that require quick and flexible access to funding during different stages in the business lifecycle.

If you are an existing Merchant Services client, you are one step closer to being pre-approved for an FNB Cash Advance.

Benefits for your business

Quick access to funding within one business day.

Check your offers and apply easily on the FNB App or on online banking 24/7.

Flexible repayments where you only pay as you trade (a percentage of your daily card sales).

Access to alternative sources of funding outside of traditional loans.

Simplified, once-off fee. No interest.

Can be used to bridge a cashflow gap to run and grow your business.

How it works

  • Log into your FNB App or online banking and check your offers to see if you have been pre-approved for an FNB Cash Advance.
  • Customise your offer by selecting the amount, term and holdback %.
  • The payment term is estimated based on your historic Merchant Services turnover.
  • The holdback % is a percentage of your settlement amount which we will collect for the payment of your advance.
  • We will collect this amount each time your Merchant Services turnover settles into your account.
Learn more about Merchant Services solutions
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).