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For My Business

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For My Business

> R10m annual turnover

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Choice of fixed or variable rate


Prime lending interest rates can be volatile, so we are happy to offer you either fixed or variable rates linked to prime lending rate.

Fixed interest rate Variable interest rate
What does this mean?
  • Interest rate is fixed
  • Does not change throughout the duration of the loan
  • Interest rate may change over duration of the loan
  • It is linked to the prime interest rate
How does this affect my repayment?
  • Repayment amounts remain the same amount every month
  • Monthly repayment amount may vary depending on how the rate changes

Terms, conditions and rules apply.

Instalment Sale or Lease Agreement


Choose the one that suits you best.

Instalment Sale Agreement

Means the vehicle is purchased from the dealer, or private seller but the bank owns the vehicle until you have finished paying it off. Monthly repayments are made over a specific period. When your final instalment has been paid, you take full ownership of the vehicle.

Lease Sale Agreement

Allows you to lease a vehicle from the financier with the option to buy the vehicle at the end of the agreement. Enjoy the use of the vehicle without outright ownership and the lease payments may be tax deductible.

Terms, conditions and rules apply.

Leisure Vehicle Finance


Finance for motorbikes, boats + other dreams


Get finance to buy a leisure vehicle from a dealership, with a choice of fixed or variable rates.

What this is


Finance your new or used moveable assets


What Leisure Vehicle Finance offers

  • Finance to buy a leisure vehicle from a dealership
  • Choice of Fixed or Variable rate

What this allows you to do

  • Purchase caravans up to 20 years old (subject to banks discretion)
  • Buy motorbikes privately or from a dealership
 

Added value


Enjoy peace of mind and a smooth ride

Optional value adds available with your vehicle finance.

Retrenchment Policy

Pays up to 9 monthly instalments when you are involuntarily retrenched and remain unemployed



Deposit Protector

Pays back your deposit if the vehicle is stolen or written off



Courtesy Car Policy

Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged



What's hot


Personalised interest rate

The interest rate is tailor made to suit you



Immediate application feedback

Within 30 minutes you'll get an answer on the outcome of your application



Fixed or variable rate linked to prime

The choice is yours

Read more

Instalment Sale or Lease Agreement

Buy or sell privately

Read more

 

Insurance options


Make sure you're covered

Various cover options available to make sure you're always taken care of.

Comprehensive Insurance

Covers vehicle to protect the customer and FNB

Cover Plus

The shortfall insurance which covers the difference that is owed to FNB and the insurance payout

Customer Protection Plan (CPP)

Covers the outstanding balance in the event if death or permanent disability

Vehicle Warranty

Covers mechanical breakdown after the manufacturer's warranty expires

Applying made easy


Leisure Vehicle Finance

Qualifying criteria

  1. Permanently employed
  2. 18+ with a driving licence
  3. Earn at least R6 000 a month and have a clear credit card

How to get it

Apply now!

Other ways to apply

Contact us

Premier and Private Clients can apply through their banker

Documents needed

  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Refugees will not be considered for vehicle finance

Terms, conditions and rules apply.