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Retirement is a time that we all look forward to but you have to plan ahead for it. You are never too young to start saving and investing for retirement.
We have a range of savings and investment accounts where you can access your money quickly
We have a range of savings and investment accounts where you can access your money after placing notice
We have a range of savings and investment accounts where you can access your money after a fixed period
What guidance do you need to choose the right savings and investments solution for you?
Ideal for enjoying the benefits of saving tax free
Life doesn't stop when you retire. You need a plan to help ensure that you have sufficient income after your retirement and prioritise your goals. The key to retirement is to start saving and investing as soon as you can.
In retirement, your day-to-day expenses will still continue. You may still have bond repayments on your home. There could be an unexpected expense such as a hospital stay. Naturally when you have more time on your hands you tend to spend more, like booking that holiday you always wanted and taking up some hobbies. When you think about how much money you will need, you must consider all of your expenses - big and small, as well as planned and unplanned.
It is anticipated that you will need at least 15 times your current salary to be able to retire, while also working towards being debt free when you retire.
At FNB we will help you determine how best to invest your money to reach your financial goals.
An FNB financial planner can assist you with