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Find a Private Wealth office

Select a province



Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

Download map


5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

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Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920

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FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

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Free State


197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

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Eastern Cape

East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

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Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

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Western Cape


Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

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27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

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Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

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8th Floor, Pinnacle Building,

1 Parkin Street, Nelspruit, 1200

Telephone: 087 736 5016

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Unit C2 Second floor,

Grand Palace Building,

Heunis Street, Secunda

Telephone: 087 312 4450

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Route N4 Business Park,

7 Corridor Crescent, Ben Fleur, Ext 11, Witbank

Telephone: 087 736 5300

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Shop 31C, Lephalale Mall,

Cnr Nelson Mandela & Chris Hani Drive, Lephalale, 0555

Telephone: 087 736 5889

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Suite 103, Cnr N1 & R81,

Mall of the North, Polokwane

Telephone: 087 736 3149

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Cheque account

Our exclusive offering for spouses'/life partners enables your loved one to enjoy the benefits of our private banking and wealth advice.

Your spouse/life partner will enjoy the benefits of a single discounted monthly fee for a portfolio of products:

  • Private Wealth Cheque Account
  • Savings Account
  • Money Maximiser Account1
  • Global Account2

To further help them get better banking value, they will now also have the opportunity for their monthly fees to be waived/rebated on the following products through our Private Wealth offering:

  • Private Wealth Credit Card
  • Overdraft3
  • Securities Local Trader Account4
  • Securities Global Trader Account5
  • FNB Channel Islands Current Account6
  1. A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest
  2. Fees are applicable to foreign exchange transactions
  3. Refer to terms and conditions of your credit agreement
  4. A minimum balance of at least R25 000 must be maintained in your Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  5. Only applicable to Non-Discretionary Accounts. A minimum balance of at least $10 000 must be maintained in your Global Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  6. A minimum balance of at least £2 500 must be maintained in your FNB Channel Islands Current Account.

Note: This pricing option is only applicable to individuals, joint accounts do not apply. Click here to download the pricing guide

If your spouse/life partner maintains a credit balance of at least R100 000.00 on this pricing option throughout the month, their monthly account fee will be rebated.


  • Only one spouse/life partner per main account holder.
  • The Spousal Cheque Account must be linked to a main account holder or standard pricing will apply.

A Private Banker

A Private Banker, supported by a team of experts

Your Private Banker gains and maintains an understanding of your balance sheet and wealth needs and objectives. Wherever necessary, your Private Banker draws on the skills of our experienced team of specialists, ensuring ongoing, superior private banking and advice-led wealth management.

24/7 Service Suite Access

The Service Suite is available 24 hours a day, 7 days a week, to assist you with your day to day banking needs such as:

  • General banking queries
  • Banking transactions
  • Fraud queries
  • Card renewals/activations or cancellations
  • Official bank letters required by institutions (eg, Visa letters)

A world of rewards

eBucks Rewards is one of South Africa's most unique rewards programmes, focused on delivering real and meaningful value. As a qualifying FNB Private Wealth cardholder, you could earn eBucks at the highest reward rate.

eBucks Lifestyle
eBucks Lifestyle offers you a Lifestyle Assistant to help with travel arrangements including flights, car rental, accommodation, gifting services, dining reservations and more. You also enjoy Priority Pass* which gives you access to 700 airport lounges worldwide.

SLOW Lounge access
The award winning SLOW Lounges provide a perfect sanctuary from the fast pace of travel and modern life.

AA Emergency Roadside Assistance
With a linked FNB Petro card or linked FNB Fusion Private Wealth Petrol card you get free AA Emergency Roadside Assistance with the promise of exceptional service, trustworthiness and the speediest possible resolution.

For more in-depth information visit

*Kindly note that we will be discontinuing the Priority Pass benefit that gives you access to international airport lounges upon expiry of your existing Priority Pass Card. You can still access international airport lounges via the Global Debit Card. Open a Global Account and order your Global Debit Card here.

Get in touch

The Service Suite is available on

087 730 6000

or email

Bundled pricing option

Pay a fixed discounted monthly fee for both your Cheque Account and Credit Card.

You get unlimited electronic banking transactions which include

  • Debit orders
  • Card purchases
  • Payments and transfers using our electronic channels
  • Prepaid purchases using our electronic channels

Fees included under this option

  • Monthly overdraft fee
  • Monthly credit card fee
  • Credit card facility service fee
  • Petro Card fee (linked to your Private Wealth Credit Card)
  • Additional credit card fee (linked to your Private Wealth Credit Card)

Comprehensive Global Travel Insurance

Comprehensive Global Travel Insurance will keep you covered no matter where you go in the world, when you purchase your return travel ticket(s) on your credit card you will get up to R10 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.

Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Comprehensive Global Travel Insurance?

To qualify for Comprehensive Global Travel Insurance you require a qualifying FNB Cheque, FNB Fusion or Credit Card with which to pay for your travel ticket.


  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Cheque, FNB Fusion or Credit Card holders, below the age of 70* and credit card holders, who have not yet turned 71* who are residents of any of the below countries: South Africa, Botswana, Lesotho, Namibia, and Swaziland.

With Comprehensive Global Travel Insurance you get:

  • Up to R10 million cover for medical expenses
  • Personal liability cover of up to R2.5 million
  • Cover in the event of accidental death, pre-existing medical conditions, total permanent disablement, cancellations, travel delays and lost, stolen or damaged baggage

For more information view the Global Travel Insurance Policy together with the Comprehensive Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 70, FNB provides a special type of insurance to suit your needs. For more information view the Global Travel Insurance Policy with the Senior Schedule of benefits . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it

AA Emergency Roadside Assistance

Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.

Benefits include
Roadside Repair Service

  • Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
  • Restarting a flat battery
  • Changing flat tyres
  • Key lock-out service to a maximum of R300 inclusive of VAT

Tow-in Service
For mechanical or electrical vehicle breakdowns.
These services are limited to forty (40) kilometres round trip. Thereafter, the additional kilometres are for the cardholder to pay.

Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.

Stand By You

  • Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives
  • In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road
  • The service is only available in certain metropolitan areas

Courtesy Services**

  • Car hire
  • Overnight accommodation for you and four other passengers

**Courtesy services are covered up to a maximum of R644 inclusive of VAT for emergencies occurring more than 100 kilometres from your home.

How to use AA Roadside Assistance Service

  • In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Petro Card number*** to the consultant
  • An AA appointed contractor will be sent to provide you with assistance
  • Upon the contractor's arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

Terms, conditions and rules apply.

Take Me Home

The FNB Take Me Home service provides a designated driver service to our FNB Standalone Petro Card holders and linked Premier, Private Client and Private Wealth Petro Card holders.

The service is underwritten by EuropAssistance and is designed to get our clients home safely in times that they are not able to drive themselves.

The Take Me Home drivers are equipped with cellphones and will safely transport you and your vehicle to a destination within a 50km radius of city centres in which they operate. Currently this service is available in Durban, Johannesburg, Cape Town, Port Elizabeth, East London, Pretoria and George.


  • Linked Premier and Private Clients Petro Cardholders get access to 6 trips per annum and linked Private Wealth Petro Cardholders get access to 10 trips per annum
  • Available to each Petro card holder and up to a maximum of two guests who can be collected from a single pick-up point and transported to a single drop-off point
  • Additional passengers can be accommodated in larger vehicles, provided there are seatbelts available for each of the passengers in the car

Operating Hours
Bookings are open until 02H00, seven days a week.

Peak Periods & Public Holidays Off-peak Periods
Please book at least 48 hours in advance where possible and no less than 2 hours in advance in the case of last minute arrangements. Peak period times are Thursday evenings to Sunday mornings as well as public holidays (the night before and on the day). Peak periods also apply in instances where major public events, such as sporting events and concerts occur within the service area. Please book at least 1 hour in advance. Off-peak times are Sunday evenings to Thursday mornings.

Additional Charges

  • If the number of annual covered trips are exceeded, the service can still be used at a charge of R450 (excluding VAT) per trip
  • If the trip exceeds 50km, an additional fee will be charged to the card holder's account

Additional Charges

  • Cancellations
  • Bookings can be cancelled up until 60 minutes before the arranged collection time
  • Any booking cancelled within 60 minutes of the collection time will be deducted from the total amount of covered trips per card holder or billed at the full rate


To make a booking contact Take Me Home on 0861 643 278

  1. Provide your card number
  2. Specify your pick-up point and collection time
  3. Specify your destination drop-off point
  4. Provide a primary and secondary contact number
  5. Provide the registration number, make and colour of the vehicle
  6. Once a pick up point has been arranged, Take Me Home will notify the card holder when the driver arrives. The card holder and guests have 15 minutes to meet the designated driver and begin the trip home

Terms, conditions and rules apply.

Savings Account And Bank Your Change™

Get a free Savings Account to help you save for emergencies and unforeseen expenses. This is exclusive to individual cheque account holders. You get competitive interest rates, and immediate access to your savings when you need it.

Save while you spend, with Bank Your Change®. Every purchase you make with your Cheque Card will be rounded up and the difference paid to your Savings Account.

Save regularly by setting up a Schedule Transfer from your cheque account.

Short-term credit solutions


  • An unsecured credit limit in which you have instant access to your funds
  • A personalised interest rate
  • You will only be charged if you utilise your overdraft
  • Should you already have an Overdraft, you may qualify for an increase

Contact your Private Banker if you wish to apply for an Overdraft

Temporary Loan

A short-term loan which should be repaid in 31 days, where any deposits into your Private Wealth Cheque Account will be used to pay-off the loan amount.

Revolving Facility

  • Manage your money with a Revolving Facility that protects your bank account when your bank account balance is on zero, by automatically sweeping funds into your bank account so that you're never low on cash.
  • Choose between Variable and Fixed payment options
  • Variable payment option- you only pay for what you use, repayments reduce as your balances reduce.
  • Fixed repayment option - easy to budget for as your repayments never change.
  • New shortfall protection- funds will automatically be made available into your transactional account when you swipe or when a debit order runs. No more bounced debit orders or declined POS transactions.
  • Transfer funds into any account on your profile directly from your Revolving Facility using our Digital Channels.
  • Make 3rd party payments directly from your Revolving Facility using our Digital Channels
  • Debt Protection - in case of your death, permanent disability, unemployment/inability to earn an income or temporary disability. Read more.
  • You get fully access to the full available credit limit.

Terms and Conditions:
Overdraft Revolving Facility Temp Loan

Private wealth's best features

Global Account

Open a Global Account online and save in one or more of the 9 currencies available. It's free to open, with no monthly fees, plus you can get a linked card and earn eBucks points on the balance.

More about Global Account

Plan you trip

Set up a savings goal

Set up and monitor a savings goal on the FNB App to start saving for your perfect getaway.

More about saving for a goal

Get your visa ready

Generate and download your letter for your visa application from your banking profile.

On the app

  • Log in and select applicable transactional account
  • Select arrow next to the account
  • Scroll down, select 'Visa Application Letter' icon and follow the prompts

Online Banking

  • Log in and select 'My bank accounts'
  • Select applicable transactional account
  • Select 'Visa Application Letter' under 'Bank Letters' and follow the prompts

Get rewarded with eBucks

Still deciding on a destination or already have one? You and your family can take advantage of eBucks travel deals and discounts.

Visit our eBucks travel website and take a look at all the specials and packages on offer.

Visit our eBucks travel website

Transact globally from start to finish

With a Global Debit Card

Get your Global Debit Card linked to your Global Account to make sure you have access to funds when travelling. It's quick and easy and funds are available in Dollar, Pound and Euro.

With a Cash Passport™

Avoid currency fluctuations and keep track of your spend with a Cash Passport. It's easy to order, load and reload, even while abroad in your selected currency (Dollar, Pound, Euro, Australian Dollar).

With foreign notes

Keep some cash in the currency of the country you are travelling to. Order foreign notes online quickly and easily, with free delivery to your door for orders over R5000.

Remember, foreign currency can be ordered up to 60 days before travel.

More about foreign exchange options

Relax and take it SLOW

Relax in comfort at SLOW Lounge. Spoil yourself, catch your breath, settle into a good book or enjoy some tasty snacks while waiting for your flight.

With our new Global Debit Card, you get access to more than 1000 airport lounges outside South Africa.

More about SLOW Lounges

More about access to airport lounges worldwide with LoungeKey

Transact securely on the app

Ensure you have the latest version of the FNB App downloaded on your smartphone.

It's safe

Before your trip, make sure that you have verified your FNB App device.

Simply let us know that you will be out of the country via Secure Chat on the app so we can act speedily should we notice suspicious transactions on your accounts.

It's convenient

With the FNB App you can handle your finances as per normal, keep track of your account activity and approve Online Banking transactions via Smart inContact. It's safe and cannot be intercepted.

Connect your FNB App to your nearest Wi-Fi hotspot or purchase data in the country you are visiting to use the app just as you would at home.

Download the app

Stay in touch

When abroad

Whenever you need us, we are just a call away.

When back home

When returning back home, you can retain any unused funds in your Global Account so you can start saving for your next trip, or you can transfer it back into your FNB account for free.

Should you have a Cash Passport, don't forget to cash out the remaining funds back into your FNB account, for free.

Some important contact details to save

Credit Card & Debit Card
0860 FASTAP (327827)

Foreign Exchange, Travel Card & Global Account
08601 FOREX (36739)

Global Travel Insurance
0861 490 100

You can also find all our important contact numbers on the FNB App.

SLOW Lounge

SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight or train.

SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.

Terms, conditions & rules apply

Download the FNB App

Get the FNB App for your smartphone

Get the FNB App for your tablet

Download Apple Download Android

Private Wealth Cheque Account

Put efficiency at the centre of your day-to-day banking

Private Wealth offers transactional banking for clients who earn R1.5 million or more per annum or have a net asset value in excess of R15 million with a unique rewards programme, specialised and structured lending, wealth and investment management, and estate planning.

Great value Bundled pricing option

  • Dedicated Private Banker
  • Access to the 24/7 Service Suite
  • Exclusive black Private Wealth Cheque Card

View Pricing guide

Cheque Account for your Spouse/Life Partner

Private Banking for your Spouse or Life Partner

At FNB Private Wealth, we believe that the most valuable thing we can give our clients is our time. As part of this commitment, we have designed an exclusive offering for spouses, to enable your spouse/life partner to enjoy the benefits of our private banking and wealth advice too.

Cheque account

For your spouse/life partner to enjoy the benefits of private banking.

Read more

A Private Banker

Supported by a team of bankers to address your needs.

Read more

A world of rewards

The ability to earn eBucks at the highest reward level.

Read more

Global travel

Hassle-free travel with FNB

From planning your family getaway to the honeymoon of your dreams, it takes
time and effort to get everything perfect. Let us help you finalise and enjoy each
stage of your trip.

Get the right account

Open a Global Account to save and transact in foreign currency.

Read more

Save for & plan your trip

Let us help you set up savings goals as well as generate and download your letter for your visa application.

Read more

Transact globally from start to finish

When you go global, we help you transact with the world, with payment options to suit your needs.

Read more

Transact securely on the app

The FNB App is your perfect banking tool while abroad. Transact wherever, whenever.

Read more

Stay in touch with us

Remember to notify your bank that you will be going abroad so that your FNB Card isn't blocked when you need it most.

Read more


Free data, voice minutes & SMSs

Get more value

With your Private Wealth Cheque Account, you not only get free transactions - you get free Connect monthly allocations too!

Just another way FNB gives you more value!

*Free minutes apply to local calls only

Added value

An account packed with benefits

Expert solutions to help plan and stay in control of the finances in your life and targeted at how to grow your future wealth.


Short-term credit solutions

Get credit when you need it

Read more

Savings account with Bank Your Change™

Making every cent count

Read more

Service and access

  • A dedicated Private Banker
  • Access to a team of specialists
  • Access to the 24/7 Service Suite
  • Transact via our self-service electronic channels, the FNB App and Cellphone Banking
  • Free subscription to our self-service electronic channels

Card features

  • Exclusive black FNB Private Wealth Cheque Card
  • Visa chip and PIN technology
  • Online Secure
  • Free card delivery and replacement
  • No annual card fees
  • Free eBucks
  • Card Maintenance

Account features

  • inContact
  • Overdraft facility
  • Personalised overdraft rate
  • Free debit order and salary switching

What's hot

A dedicated Private Banker

As well as access to fiduciary, lending, wealth management and foreign exchange specialists

24/7 service

Access to the 24/7 Service Suite

Exclusive card

A black Private Wealth Cheque Card with enhanced in-store security - Visa chip and PIN technology

Card delivery

Free card delivery and replacement

Free eBucks

Earn eBucks whenever you swipe your card

Card fees

No annual card fees

Lifestyle rewards + benefits

eBucks Lifestyle is your lifestyle enabler

Enjoy the many benefits of eBucks Lifestyle, including dedicated assistance with your travel arrangements such as booking flights, car rental and accommodation, Avis Point2Point transfers and complimentary Priority Pass* membership so you can access over 700 airport lounges worldwide.

You can also make use of gifting services, sourcing of sport and event tickets, lifestyle experiences such as spa days, hot air balloon rides and luxury picnicking, dining reservations, golf bookings, and more.

For queries or requests regarding holiday packages, travel benefits and Lifestyle experiences contact eBucks Lifestyle

Terms, conditions and rules apply.

*Kindly note that we will be discontinuing the Priority Pass benefit that gives you access to international airport lounges upon expiry of your existing Priority Pass Card. You can still access international airport lounges via the Global Debit Card. Open a Global Account and order your Global Debit Card here.


Value for money

Never pay more than you should

As a Private Wealth Cheque Account holder, you enjoy great savings but for better value opt for the bundled pricing option.

  • Pay no monthly account fee when you maintain a credit balance of at least R100 000 in your cheque account throughout the month
  • If your Private Wealth Cheque Account is on the Bundled Pricing option, you pay no monthly fees for an FNB Global Account, an FNB Securities Online Trading Account and an FNB eWill

Getting it made easy

Private Wealth Cheque Account

Qualifying criteria

Earn an income of R1.5 million or more per year to qualify

Cheque Account for spouses:

  1. Be a spouse of a new/existing Private Wealth client
  2. Have a minimum deposit of R5 500 per month

Ways to apply

Apply now!

Other ways to apply

Complete the call me back form

Other ways to apply

Your nearest Private Wealth office

Cheque Account for Spouses

Call me back

Documents needed

  • South African ID book (bar-coded)/valid South African passport (SA resident)
  • Passport with valid work/retirement permit (non-SA resident)
  • Proof of residence (in your name, and not older than 3 months)
  • Latest payslip or last three months' bank statements (for overdraft applications only)