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Find a Private Wealth office


Select a province

Gauteng


Pretoria

Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

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Sandton

5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

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KwaZulu-Natal


Pietermaritzburg

Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920

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Umhlanga

FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

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Free State


Bloemfontein

197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

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Eastern Cape


East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

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Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

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Western Cape


George

Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

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Portside

27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

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Tygervalley

Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

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Cheque account


Our exclusive offering for spouses'/life partners enables your loved one to enjoy the benefits of our private banking and wealth advice.

Your spouse/life partner will enjoy the benefits of a single discounted monthly fee for a portfolio of products:

  • Private Wealth Cheque Account
  • Savings Account
  • Money Maximiser Account1
  • Global Account2

To further help them get better banking value, they will now also have the opportunity for their monthly fees to be waived/rebated on the following products through our Private Wealth offering:

  • Private Wealth Credit Card
  • Overdraft3
  • Securities Local Trader Account4
  • Securities Global Trader Account5
  • FNB Channel Islands Current Account6
  1. A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest
  2. Fees are applicable to foreign exchange transactions
  3. Refer to terms and conditions of your credit agreement
  4. A minimum balance of at least R25 000 must be maintained in your Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  5. Only applicable to Non-Discretionary Accounts. A minimum balance of at least $10 000 must be maintained in your Global Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  6. A minimum balance of at least £2 500 must be maintained in your FNB Channel Islands Current Account.

Note: This pricing option is only applicable to individuals, joint accounts do not apply. Click here to download the pricing guide

If your spouse/life partner maintains a credit balance of at least R100 000.00 on this pricing option throughout the month, their monthly account fee will be rebated.

Disclaimer

  • Only one spouse/life partner per main account holder.
  • The Spousal Cheque Account must be linked to a main account holder or standard pricing will apply.

A Private Banker


A Private Banker, supported by a team of experts

Your Private Banker gains and maintains an understanding of your balance sheet and wealth needs and objectives. Wherever necessary, your Private Banker draws on the skills of our experienced team of specialists, ensuring ongoing, superior private banking and advice-led wealth management.

24/7 Service Suite Access

The Service Suite is available 24 hours a day, 7 days a week, to assist you with your day to day banking needs such as:

  • General banking queries
  • Banking transactions
  • Fraud queries
  • Card renewals/activations or cancellations
  • Official bank letters required by institutions (eg, Visa letters)

A world of rewards


eBucks Rewards is one of South Africa's most unique rewards programmes, focused on delivering real and meaningful value. As a qualifying FNB Private Wealth cardholder, you could earn eBucks at the highest reward rate.

eBucks Lifestyle
eBucks Lifestyle offers you a Lifestyle Assistant to help with travel arrangements including flights, car rental, accommodation, gifting services, dining reservations and more. You also enjoy Priority Pass* which gives you access to 700 airport lounges worldwide.

SLOW Lounge access
The award winning SLOW Lounges provide a perfect sanctuary from the fast pace of travel and modern life.

AA Emergency Roadside Assistance
With a linked FNB Petro card or linked FNB Fusion Private Wealth Petrol card you get free AA Emergency Roadside Assistance with the promise of exceptional service, trustworthiness and the speediest possible resolution.

For more in-depth information visit www.eBucks.com

*Kindly note that we will be discontinuing the Priority Pass benefit that gives you access to international airport lounges upon expiry of your existing Priority Pass Card. You can still access international airport lounges via the Global Debit Card. Open a Global Account and order your Global Debit Card here.

Get in touch


The Service Suite is available on

087 730 6000

or email

servicesuite@fnbprivatewealth.co.za

Bundled pricing option


Pay a fixed discounted monthly fee for both your Cheque Account and Credit Card.

You get unlimited electronic banking transactions which include

  • Debit orders
  • Card purchases
  • Payments and transfers using our electronic channels
  • Prepaid purchases using our electronic channels

Fees included under this option

  • Monthly overdraft fee
  • Monthly credit card fee
  • Credit card facility service fee
  • Petro Card fee (linked to your Private Wealth Credit Card)
  • Additional credit card fee (linked to your Private Wealth Credit Card)

Comprehensive Global Travel Insurance


Comprehensive Global Travel Insurance will keep you covered no matter where you go in the world, when you purchase your return travel ticket(s) on your credit card you will get up to R10 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.


Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Comprehensive Global Travel Insurance?

To qualify for Comprehensive Global Travel Insurance you require a qualifying FNB Cheque, FNB Fusion or Credit Card with which to pay for your travel ticket.

Process

  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Cheque, FNB Fusion or Credit Card holders, below the age of 70* and credit card holders, who have not yet turned 71* who are residents of any of the below countries: South Africa, Botswana, Lesotho, Namibia, and Swaziland.

With Comprehensive Global Travel Insurance you get:

  • Up to R10 million cover for medical expenses
  • Personal liability cover of up to R2.5 million
  • Cover in the event of accidental death, pre-existing medical conditions, total permanent disablement, cancellations, travel delays and lost, stolen or damaged baggage

For more information view the Global Travel Insurance Policy together with the Comprehensive Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 70, FNB provides a special type of insurance to suit your needs. For more information view the Global Travel Insurance Policy with the Senior Schedule of benefits . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it

AA Emergency Roadside Assistance


Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.

Benefits include
Roadside Repair Service

  • Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
  • Restarting a flat battery
  • Changing flat tyres
  • Key lock-out service

Tow-in Service
For mechanical or electrical vehicle breakdowns.

Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.

Stand By You

  • Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives
  • In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road

Courtesy Services**

  • Car hire
  • Overnight accommodation for you and four other passengers
  • Transportation or the cost covered for you to collect your repaired vehicle

**Courtesy services are covered up to a maximum of R644 for emergencies occurring more than 100 kilometres from your home.

How to use AA Roadside Assistance Service

  • In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Petro Card number*** to the consultant
  • An AA appointed contractor will be sent to provide you with assistance
  • Upon the contractor's arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

Terms, conditions and rules apply.

Take Me Home


The FNB Take Me Home service provides a designated driver service to our FNB Standalone Petro Card holders and linked Premier, Private Client and Private Wealth Petro Card holders.

The service is underwritten by EuropAssistance and is designed to get our clients home safely in times that they are not able to drive themselves.

The Take Me Home drivers are equipped with cellphones and will safely transport you and your vehicle to a destination within a 50km radius of city centres in which they operate. Currently this service is available in Durban, Johannesburg, Cape Town, Port Elizabeth, East London, Pretoria and George.

Benefits

  • Linked Premier and Private Clients Petro Cardholders get access to 6 trips per annum and linked Private Wealth Petro Cardholders get access to 10 trips per annum
  • Available to each Petro card holder and up to a maximum of two guests who can be collected from a single pick-up point and transported to a single drop-off point
  • Additional passengers can be accommodated in larger vehicles, provided there are seatbelts available for each of the passengers in the car

Operating Hours
Bookings are open until 02H00, seven days a week.

Peak Periods & Public Holidays Off-peak Periods
Please book at least 48 hours in advance where possible and no less than 2 hours in advance in the case of last minute arrangements. Peak period times are Thursday evenings to Sunday mornings as well as public holidays (the night before and on the day). Peak periods also apply in instances where major public events, such as sporting events and concerts occur within the service area. Please book at least 1 hour in advance. Off-peak times are Sunday evenings to Thursday mornings.

Additional Charges

  • If the number of annual covered trips are exceeded, the service can still be used at a charge of R450 (excluding VAT) per trip
  • If the trip exceeds 50km, an additional fee will be charged to the card holder's account

Additional Charges

  • Cancellations
  • Bookings can be cancelled up until 60 minutes before the arranged collection time
  • Any booking cancelled within 60 minutes of the collection time will be deducted from the total amount of covered trips per card holder or billed at the full rate

Process

To make a booking contact Take Me Home on 0861 643 278

  1. Provide your card number
  2. Specify your pick-up point and collection time
  3. Specify your destination drop-off point
  4. Provide a primary and secondary contact number
  5. Provide the registration number, make and colour of the vehicle
  6. Once a pick up point has been arranged, Take Me Home will notify the card holder when the driver arrives. The card holder and guests have 15 minutes to meet the designated driver and begin the trip home

Terms, conditions and rules apply.

Savings Account And Bank Your Change™


Get a free Savings Account to help you save for emergencies and unforeseen expenses. This is exclusive to individual cheque account holders. You get competitive interest rates, and immediate access to your savings when you need it.

Save while you spend, with Bank Your Change®. Every purchase you make with your Cheque Card will be rounded up and the difference paid to your Savings Account.

Save regularly by setting up a Schedule Transfer from your cheque account.

Short-term credit solutions


Overdrafts

  • An unsecured credit limit in which you have instant access to your funds
  • A personalised interest rate
  • You will only be charged if you utilise your overdraft
  • Should you already have an Overdraft, you may qualify for an increase

Contact your Private Banker if you wish to apply for an Overdraft

Temporary Loan

A short-term loan which should be repaid in 31 days, where any deposits into your Private Wealth Cheque Account will be used to pay-off the loan amount.

Revolving Loan

Once you have repaid 15% of your original loan amount, you will again have access to those funds without having to re-apply for credit.

Terms and Conditions:
Overdraft Revolving Loan Temp Loan

Private wealth's best features


Private Wealth Cheque Account

Put efficiency at the centre of your day-to-day banking

Private Wealth offers transactional banking for clients who earn R1.5 million or more per annum or have a net asset value in excess of R15 million with a unique rewards programme, specialised and structured lending, wealth and investment management, and estate planning.

Great value Bundled pricing option

  • Dedicated Private Banker
  • Access to the 24/7 Service Suite
  • Exclusive black Private Wealth Cheque Card

View Pricing guide

Cheque Account for your Spouse/Life Partner


Private Banking for your Spouse or Life Partner

At FNB Private Wealth, we believe that the most valuable thing we can give our clients is our time. As part of this commitment, we have designed an exclusive offering for spouses, to enable your spouse/life partner to enjoy the benefits of our private banking and wealth advice too.

Cheque account

For your spouse/life partner to enjoy the benefits of private banking.

Read more

A Private Banker

Supported by a team of bankers to address your needs.

Read more

A world of rewards

The ability to earn eBucks at the highest reward level.

Read more

Added value


An account packed with benefits

Expert solutions to help plan and stay in control of the finances in your life and targeted at how to grow your future wealth.

 

Short-term credit solutions

Get credit when you need it

Read more

Savings account with Bank Your Change™

Making every cent count

Read more


Service and access

  • A dedicated Private Banker
  • Access to a team of specialists
  • Access to the 24/7 Service Suite
  • Transact via our self-service electronic channels, the FNB App and Cellphone Banking
  • Free subscription to our self-service electronic channels

Card features

  • Exclusive black FNB Private Wealth Cheque Card
  • Visa chip and PIN technology
  • Online Secure
  • Free card delivery and replacement
  • No annual card fees
  • Free eBucks
  • Card Maintenance

Account features

  • inContact
  • Overdraft facility
  • Personalised overdraft rate
  • Free debit order and salary switching

What's hot


A dedicated Private Banker

As well as access to fiduciary, lending, wealth management and foreign exchange specialists

24/7 service

Access to the 24/7 Service Suite

Exclusive card

A black Private Wealth Cheque Card with enhanced in-store security - Visa chip and PIN technology

Card delivery

Free card delivery and replacement

Free eBucks

Earn eBucks whenever you swipe your card

Card fees

No annual card fees

Lifestyle rewards + benefits


eBucks Lifestyle is your lifestyle enabler


Enjoy the many benefits of eBucks Lifestyle, including dedicated assistance with your travel arrangements such as booking flights, car rental and accommodation, Avis Point2Point transfers and complimentary Priority Pass* membership so you can access over 700 airport lounges worldwide.

You can also make use of gifting services, sourcing of sport and event tickets, lifestyle experiences such as spa days, hot air balloon rides and luxury picnicking, dining reservations, golf bookings, and more.

For queries or requests regarding holiday packages, travel benefits and Lifestyle experiences contact eBucks Lifestyle

Terms, conditions and rules apply.

*Kindly note that we will be discontinuing the Priority Pass benefit that gives you access to international airport lounges upon expiry of your existing Priority Pass Card. You can still access international airport lounges via the Global Debit Card. Open a Global Account and order your Global Debit Card here.

 

Value for money


Never pay more than you should


As a Private Wealth Cheque Account holder, you enjoy great savings but for better value opt for the bundled pricing option.

  • Pay no monthly account fee when you maintain a credit balance of at least R100 000 in your cheque account throughout the month
  • If your Private Wealth Cheque Account is on the Bundled Pricing option, you pay no monthly fees for an FNB Global Account, an FNB Securities Online Trading Account and an FNB eWill
 

Getting it made easy


Private Wealth Cheque Account

Qualifying criteria

Earn an income of R1.5 million or more per year to qualify

Cheque Account for spouses:

  1. Be a spouse of a new/existing Private Wealth client
  2. Have a minimum deposit of R5 500 per month

Ways to apply

Apply now!

Other ways to apply

Complete the call me back form

Other ways to apply

Your nearest Private Wealth office

Documents needed

  • South African ID book (bar-coded)/valid South African passport (SA resident)
  • Passport with valid work/retirement permit (non-SA resident)
  • Proof of residence (in your name, and not older than 3 months)
  • Latest payslip or last three months' bank statements (for overdraft applications only)