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Find a Private Wealth office

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Gauteng

Pretoria

Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

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Sandton

5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

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KwaZulu-Natal

Pietermaritzburg

Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920.

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Umhlanga

FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

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Free State

Bloemfontein

197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

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Eastern Cape

East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

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Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

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Western Cape

George

Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

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Portside

27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

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Tygervalley

Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

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Mpumalanga

Nelspruit

8th Floor, Pinnacle Building,

1 Parkin Street, Nelspruit, 1200

Telephone: 087 736 5016

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Secunda

Unit C2 Second floor,

Grand Palace Building,

Heunis Street, Secunda

Telephone: 087 312 4450

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Witbank

Route N4 Business Park,

7 Corridor Crescent, Ben Fleur, Ext 11, Witbank

Telephone: 087 736 5300

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Limpopo

Lephalale

Shop 31C, Lephalale Mall,

Cnr Nelson Mandela & Chris Hani Drive, Lephalale, 0555

Telephone: 087 736 5889

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Polokwane

Suite 103, Cnr N1 & R81,

Mall of the North, Polokwane

Telephone: 087 736 3149

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Get in touch

The Service Suite is available on

087 730 6000

or email

servicesuite@fnbprivatewealth.co.za

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Qualifying criteria

Earn an income of R1.5m or more per year to qualify.

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Documents needed

  • South African ID book (bar-coded)/valid South African passport (SA resident)
  • Passport with valid work/retirement permit (non-SA resident)
  • Proof of residence (in your name, and not older than 3 months)
  • Latest payslip or last three months' bank statements (for overdraft applications only)

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Funding to purchase your dream home

We provide funding to purchase your dream home while also maximising the return on your investment.

  • A loan period of up to 20 years
  • A choice of !xed or variable interest rates
  • Free property valuations conducted by the bank or via nav>> Home on the FNB App
  • Flexibility through our Flexi Option - that gives you access to additional funds in your home loan account through the FNB Online Banking or FNB App 24 hours a day or speak to you Private Banker
  • Free property valuations conducted by the bank or via nav>> Home on the FNB App
  • Free SMS and email noti!cations of flexi transactions on our home loan account
  • You can get 50% back in eBucks on your first Home Loan repayment*
  • *50% back in eBucks capped at eB61 000. See T's and C's for more information.

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Get peace of mind with a residential building loan

A simplified lending process when it comes to designing or renovating your home the way you want.

  • A choice of fixed or variable interest rates
  • Free property valuations conducted by the bank or via nav>> Home on the FNB App
  • Flexibility through our Flexi Option - that gives you access to additional funds in your home loan account through the FNB Online Banking or FNB App 24 hours a day or speak to you Private Banker
  • Free property valuations conducted by the bank or via nav>> Home on the FNB App
  • Free SMS and email notifications of flexi transactions on our home loan account
  • You could qualify for up to 50% back in eBucks on your first Home Loan repayment*
  • *50% back in eBucks capped at eB61 000. See T's and C's for more information.

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More convenience and ease of use

The Single Facility is a true one account that simplifies your money management through debt consolidation. The facility works for you and provides you with added convenience of combining debit and credit balance functionality with transactional banking.

  • It provides you with immediate access to available funds including, one customised interest rate as an added bene!t when you deposit your income into this account.
  • The ability to use mixed collateral - borrowing against your property combined with other assets
  • A choice of interest rates - fixed, variable or tiered

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Secured finance for multiple property acquisitions or other investments

A structure loan provides secured finance for larger property acquisitions and investments. It offers you access for other opportunities by letting you borrow against mixed collateral, which could include a combination of:

  • Cash
  • Shares
  • Other instruments
  • Property

Other key features: include:

  • The ability to used mixed collateral - borrowing against your property combined with other assets
  • Movable assets that can be used as collateral including cash, listed shares, unit trusts and local cash investments
  • Multiple repayment options - including regular amortising, nonamortising, interest roll-up, interest only or a combination
  • A choice of interest rates - fixed, variable or tiered

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Diversify and grow your property portfolio.

Our expert team of property specialists will help you structure a financial solution that best meets your needs, while taking into account the property's value and serviceability of the loan.

Benefits include:

  • Expert advice from our team of specialists who will structure the most efficient option for your needs
  • A simple and smooth process with experts available to help you navigate the complexities

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Grow & diversify your investment portfolio

Whether you are looking to grow or diversify your investment portfolio, Preference Share Funding is the ideal vehicle for your company.

Benefits include:

  • Acquiring listed shares at preferential noncompounding rates lower than those on a loan
  • Additional cash flow to further help manage your company
  • An increased investment portfolio
  • Enhanced convenience - your existing portfolio together with the newly acquired shares may serve as the security for the funding
  • A personalised facility size - which is determines by the market value, diversity and debt serviceability of your portfolio, together with your credit profile
  • Contact your Private Banker to !nd out more, as Preference Share Funding is only offered in specific circumstances.

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Tailored short-term finance

Liquidating your share investment portfolio is not always the most appropriate solution when you require additional finance. Securities Based Loan provides a simple and innovative solution to tailored shortterm finance (three years or less) by:

  • Giving you quick access to funds
  • Using your share investment portfolio as security - which needs to remain intact - trading will not be permitted without the Bank's written consent
  • Offering your choice when it comes to various pricing options and repayment schedules
  • Providing potential access to further funding during the course of the loan, depending on the repayment options you select

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Preference share funding

This gives your company funding to acquire listed shares, at preferential non- compounding rates lower than a rate offered on a loan.

Benefit from

  • Favourable rates below prime
  • Additional cash flow
  • An increased investment portfolio

For your convenience, your existing portfolio together with the newly acquired shares may serve as the security for the funding.

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Commercial property finance

Solutions are shaped for the unique property finance requirements of private individuals. Our specialist advisors are strongly equipped to assist you in structuring the most efficient option for your needs.

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Day-to-day banking

Transact at no additional charge through our digital banking channels such as Online Banking and the FNB App. Free card delivery and replacement, no annual card fees and free additional cards.

Specialised lending

Create more wealth opportunities through our specialist lending solutions

At FNB Private Wealth, our holistic lending solutions offer both convenience and flexibility to suit your unique needs.

Home Loan

Funding to purchase your dream home

We provide funding to purchase your dream home while also maximising the return on your investment.

Building loan

Get peace of mind with a residential building loan

A simplified lending process when it comes to designing or renovating your home the way you want.

Single facility

More convenience and ease of use

The Single Facility is a true one account that simplifies your money management through debt consolidation. The facility works for you and provides you with added convenience of combining debit and credit balance functionality with transactional banking.

Structure loan

Secured finance for multiple property acquisitions or other investments

A structure loan provides secured finance for larger property acquisitions and investments. It offers you access for other opportunities by letting you borrow against mixed collateral, which could include a combination of:

Commercial Property Finance

Diversify and grow your property portfolio.

Our expert team of property specialists will help you structure a financial solution that best meets your needs, while taking into account the property's value and serviceability of the loan.

Preference share funding

Grow & diversify your investment portfolio

Whether you are looking to grow or diversify your investment portfolio, Preference Share Funding is the ideal vehicle for your company.

Securities based lending

Tailored short-term finance

Liquidating your share investment portfolio is not always the most appropriate solution when you require additional finance. Securities Based Loan provides a simple and innovative solution to tailored shortterm finance (three years or less) by

Getting it made easy

Get in touch

Qualifying criteria

Documents needed

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).