What to do to collect points
|
Points per month
|
How you bank in general
|
Update your contact details at least once in a 12-month period via Online Banking
and
allow FNB to communicate with you by giving them consent to market to you
and
choose to receive all your statements via email only
|
1 000
|
Do
all
your payments and transfers via FNB's electronic banking channels
You will not collect these points on any transaction inside an FNB branch, FNB Private Clients Service Suite, including banker issued statements
|
1 000
|
Complete at least four financial transactions a month using the FNB Banking App.
|
2 000
|
Use your FNB Private Clients Current Account
|
Maintain a minimum monthly balance in your Current Account of:
|
- Between R25 000 and R49 999
- Between R50 000 and R74 999
- Between R75 000 and R99 999
- R100 000 or more
|
|
Have at least five monthly debit orders on your Private Clients Current Account
|
1 000
|
Use your FNB Private Clients Credit Card or Current Account*
|
Spend on your Private Clients Credit Card in a calendar month for:
|
- Between R8 500 and R12 499
- Between R12 500 and R24 999
- Between R25 000 and R59 999
- R60 000 or more
|
|
Use your Private Clients Credit Card or Current Account to shop online or swipe internationally for:
|
- Between R1 000 and R1 999
- Between R2 000 and R2 999
- Between R3 000 and R7 999
- R8 000 or more
|
|
Total monthly spend on your Private Clients Credit Card:
|
- Between 25% and 49.9% of your total monthly spend is on your Private Clients Credit Card
- Between 50% and 74.9% of your total monthly spend is on your Private Clients Credit Card
- Between 75% and 99.9% of your total monthly spend is on your Private Clients Credit Card
- 100% of your total monthly spend is on your Private Clients Credit Card
|
|
Have an Auto Payment on your Private Clients Credit Card with your Private Clients Current Account details
|
1 000
|
- Your card swipes and/or Cash@Till™ withdrawals exceed your ATM and FNB branch cash withdrawals
-
OR
- You only swipe your card
and/or
use Cash@Till™ (no ATM or FNB branch withdrawals)
|
|
Use FNB's value-added services and products
|
Have an FNB Savings or Investment Account/s (including Tax-Free Cash Deposit) and maintain a minimum monthly balance of:
|
- Between R30 000 and R59 999
- Between R60 000 and R99 999
- Between R100 000 and R299 999
- R300 000 or more
(excluding an Equity Trading Account)
|
|
- Have a scheduled transfer or scheduled payment of at least R2 000 per month into a 7 Day Notice Account, 32 Day Notice Account, Tax-Free Cash Deposit Account, Flexi Fixed Deposit Account or MyFirstSavings Account
-
and
- maintain a minimum monthly balance of R10 000 in the same account
|
|
Have an FNB Global Account and maintain a minimum monthly balance of either:
- 2 500 Australian dollars, euros, British pounds or US dollars
OR
- 15 000 Chinese renminbi
OR
- 160 000 Indian rupees
|
2 500
|
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of 5 000 British pounds
|
4 000
|
Have an FNB Channel Islands Call, 32 Day Notice or Fixed Deposit Account
and
maintain a minimum monthly balance of
|
- Between 10 000 and 24 999 euros, British pounds or US dollars
- 25 000 or more euros, British pounds or US dollars
|
|
Have a non-discretionary mandate with FNB Share Investor or FNB Securities and maintain a minimum trade value in listed shares of :
|
- R20 000 in the previous month or R120 000 over the last six months
- R60 000 in the previous month or R360 000 over the last six months
- R120 000 in the previous month or R720 000 over the last six months
FNB Securities means local or global trader account
|
|
Maintain a minimum monthly balance in an FNB Unit Trust of at least:
|
|
|
Make a monthly payment of at least R1 500 into an FNB Unit Trust
|
1 000
|
Have an FNB Tax Free Shares Account and:
|
- Make a monthly payment of at least R2 000
-
OR
- Make an annual contribution of at least R25 000 in the current tax year
Tax year runs from 1 March to 28 February
|
|
- 1. Have an FNB Home Loan, One Account or Single Facility with a minimum outstanding balance of R100 000
- 2. your FNB Home Loan, One Account or Single Facility meets requirement (1) above
and
you have an FNB debit order or salary stop order setup on the account
|
|
Draft a will with FNB as your executor
and
keep your signed will in FNB's custody
with
the signature date not older than 5 years
|
1 000
|
Make use of the following FNB Credit products**
|
Have an Overdraft facility with a credit limit of at least R20 000 of which you have used between 40% and 100%
|
2 000
|
Have a Personal Loan of at least R10 000
OR
Have a Revolving Loan with a credit limit of at least R20 000 of which you have used between 40% and 100% (which means you utilised some or all of the granted credit facility and have an outstanding balance at the end of the month)
|
3 000
|
Use Wesbank products***
|
Have a WesBank Account and:
|
- Allow WesBank to communicate with you by giving them consent to market to you
- Login to WesBank Online at least once a month
(excludes VW and TFS)
|
|
Have an FNB Life Cover Policy and pay your monthly premiums from your Private Clients Current Account
Qualifying Life Cover includes Simplified and Customised Life Cover, but excludes Funeral Cover, Accidental Death Cover, Hospital Cash Cover and all types of Credit Life Cover.
|
1 000
|
** Qualifying FNB Islamic Banking customers will receive 2000 concession points every month as these accounts are not eligible for FNB credit products
*** FNB Islamic Banking customers who have a debit order from their Islamic Current Account for Islamic vehicle finance will qualify for 2 000 points on a monthly basis