Whether you are a qualifed professional, successful entrepreneur or nearing retirement, every aspect of the Private Clients offer has been purpose-designed with you and your spouse or partner in mind. Receive dedicated assistance from your Private Banker and superior service delivered through our 24/7 Service Suite and the FNB App.
Your dedicated Private Banker's role is to assist you in growing your wealth and maximising the value you receive with FNB Private Clients. Together with our Team of Specialists, we can assist you with a holistic range of services and advice including, but not limited to: Financial and Fiduciary Planning; Wealth Management; and Stockbroking. We know you are busy running a home, a business, a team or even all three and that you may need to attend to your banking outside of traditional banking hours. That is why we offer you the 24/7 Private Clients Service Suite and the FNB App should you need any assistance with your day-to-day transactional banking needs, such as: debit order queries; stamped bank statements; as well as eBucks Rewards queries.
With our Private Clients Account your spouse or partner gets 50% off their monthly account fee to have the same account as you - regardless of their income.
The same experince at a reduced monthly fee.
Providing specialised banking, credit, investment and insurance solutions.
Helping you achieve your financial aspirations.
Assisting you with your day-to-day banking needs.
Fast, reliable and secure banking on the go.
Get up to 1GB data, 30 voice minutes and 30 SMSs on your FNB Connect SIM plus get rewarded with up to 1GB extra data when you spend R100 or more on your FNB Connect SIM during the month depending on your eBucks level.
*Free minutes apply to local calls only.
We know how important family is. Which is why we have designed our banking solutions to be all the help your family needs!
Your spouse or partner can now enjoy the same Private Clients experience for a reduced monthly fee of R210.
The FNBy Account is designed for kids, teens and young adults. Ideal to kick start your child's journey to financial independence.
From planning your family getaway to the honeymoon of your dreams, it takes
time and effort to get everything perfect. Let us help you finalise and enjoy each
stage of your trip.
Open a Global Account to save and transact in foreign currency.
Let us help you set up savings goals as well as generate and download your letter for your visa application.
When you go global, we help you transact with the world, with payment options to suit your needs.
The FNB App is your perfect banking tool while abroad. Transact wherever, whenever.
Remember to notify your bank that you will be going abroad so that your FNB Card isn't blocked when you need it most.
As an FNB Private Clients account holder, you can get more value each month with eBucks. Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.
Earn additional eBucks with Smart Spend when you use your FNB Fusion Private Clients card, FNB Private Clients Credit Card, FNB Private Clients Debit card or FNB Pay during the month.
eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.
Track your Smart Spend and see how many eBucks you've earned during the month by visiting the
FNB App > eBucks > Earn > Smart Spend.
Private Clients is uniquely positioned to consider you and your family's broader financial requirements. Our holistic lending solutions offer both convenience and flexibility to suit your unique needs. Speak to your Private Banker to find out more.
An unsecured credit solution that offers you the ability to determine your own loan amount.
Our Property Finance solutions range from Home Loans to building a property portfolio or using complex mixed-collateral leveraged finance to help you unlock cash-flow from your fixed investment portfolio.
Improve your cash-flow or diversify your investment portfolio, without having to liquidate your securities.
Private Clients is committed to helping you build your wealth and achieve your financial objectives.
Whether short or long term, saving and investing with FNB ensures that your goals are realised.
Earn competitive interest rates while saving for unforeseen expenses and events. Capital and quoted returns are 100% guaranteed.
Invest on the JSE and/or Global Exchanges from the comfort of your desk.
Reach your investment goals by growing your money faster than inflation.
Pay no tax on your savings or investments, dividends and returns with any one of our Tax-Free Savings solutions.
Our qualified Financial Planners can help you with all your long-term investment; insurance and retirement needs today.
We have combined the best of our international offerings to create a single Global Wealth Solution. Whether you are looking to transact in foreign currency, need access to foreign exchange or require structured foreign-based investments - our integrated Global Wealth Solution is designed with all your offshore needs in mind.
Read more about our solutions:Global Investments Portfolio
Experience the future of banking now. Manage and keep control
of your accounts - 24/7 at zero data costs.
A team of bankers is available anytime you need them! Simply access Secure Chat from the FNB App for direct service that lets you message your team of bankers with your question, query or instruction, no matter where you may be!
A new tool on the FNB App and Online Banking to help you navigate your path to wealth. View and update all your assets and liabilities on smart graphs. Finally, true insight into your personal net worth!
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.
Make your money go further and earn eBucks while you spend online.
Get instant insurance for items purchased with your virtual card at no cost to youTell me more
Annual salary between R750 000 and R1 799 999 p.a. to qualify
With our Private Clients Account for your Spouse or Partner, they qualify for the same account as you regardless of their income.
Spousal terms and conditions apply