Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Global Account


FNB Global Accounts make offshore investment easy, simple and convenient. It allows you to hold your individual foreign allowance in the currency of your choice - and it is as simple as transferring funds from your FNB Current Account into your Global account via Online Banking...just login, transfer and you are done.

With a Global Account you can:

  • Invest in one of the currencies on offer via your FNB Current Account
  • Make payments to offshore beneficiaries
  • Do transfers between your Global Accounts
  • Keep funds relating to your authorised offshore assets in foreign currency
  • Convert from a foreign currency into Rand or other Global Account currencies
  • Set up and manage offshore beneficiaries
  • View balances and transaction history

What Global Accounts offer me:

  • No monthly fees
  • Global Accounts offer you a hedge against currency risk
  • Earn interest on your Global account (No minimum balance required)

Interest Rates

Currency Interest Rates (per annum)* Balance
US Dollar 0.15% No minimum balance required
Euro 0.00% No minimum balance required
GBP 0.15% No minimum balance required
Australian Dollar 0.45% No minimum balance required
Indian Rupee 2.50% No minimum balance required
Chinese Renminbi 0.00% No minimum balance required

*Rates subjected to change without prior notification.

Making offshore payments from your Global account is now as simple as 1,2...

  1. Set up your beneficiary using the 'Forex' tab on your FNB Online Banking Profile
  2. Capture all payments details and make the payment from your Global Account

Open your Global Account within 3 minutes

  • Log on to your FNB Online Banking profile
  • Click on the 'Forex' tab
  • Select 'Global Account' in the Forex 'menu'
  • Choose your currency, and confirm your details

To open a Global Account you must be:

  • A South African Resident
  • A tax payer
  • 18 years or older
  • The holder of a qualifying FNB Current Accountwhich is in good standing

Global Accounts: Frequently Asked Questions

View our FAQs

What will it cost?

Prevailing quoted Exchange Rate .

For more information on Forex rates and prices:

Legal

Global Accounts Terms and Conditions .

FNB Connect


Earn up to 15% back in eBucks on your qualifying FNB Connect contract or when loading FNB Connect prepaid airtime (including Fixed LTE).

Visit www.fnbconnect.co.za or login to FNB Online Banking and select the FNB Connect tab.

Terms and conditions apply.

Short-term credit solutions


Overdraft

Only pay when you use it! Overdraft is a short-term credit facility that can be used to cover unforeseen expenses or to serve as a safety net. You must have an active FNB Current Account to apply for an Overdraft Facility:

  • Easy access to a credit facility so that you can handle unexpected events
  • No fees unless you use more than R200 of your limit. If you don't use it, you won't pay a monthly overdraft fee
  • No minimum monthly repayments as long as you remain within the agreed limit and make regular deposits (such as your salary) into your FNB Current Account.
  • Personalised interest rate based on your credit profile
  • Optional Debt Protection available in case of your death, permanent disability, retrenchment or temporary disability

Temporary Loan

A Temporary Loan is a short-term, easy to take up loan which is available for use immediately.

  • Immediate access to funds to cater for emergencies and cash-flow constraints
  • No applications forms to complete, and funds are immediately available in your FNB Current Account
  • The funds are immediately available in your transactional account
  • No interest will be charged for the Temporary Loan
  • Enjoy convenience: Any deposits made into your FNB Current Account from the day after taking up the loan may be allocated towards the payment of the loan
  • You may qualify for additional eBucks

Revolving Loan

Our Revolving Loan offers you a loan, based on your credit profile, for as long as you need it, as well as the ability to access your funds at any time - provided you have paid at least 15% of your original loan amount back.

  • No initiation fees
  • Fixed monthly repayments - making it easier for you to budget
  • You get a competitive and affordable, personalised interest rate
  • Optional Debt Protection available in case of your death, permanent disability, retrenchment or temporary disability

Comprehensive Global Travel Insurance


Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.


Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance at no charge?

To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.

Process

  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini.

With Global Travel Insurance you get:

  • Up to R5 million cover for medical expenses
  • Cover in the event of accidental death, pre-existing medical conditions and total permanent disablement

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 74, FNB provides a specific type of insurance to suite your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.

Savings Account with Bank Your Change™


Get a Savings Account to help you save for emergencies and unforeseen expenses. This is exclusive to individual current account holders. You get competitive interest rates, and immediate access to your savings when you need it.

Save while you spend, with Bank Your Change®. Every purchase you make with your Debit Card will be rounded up and the difference paid to your Savings Account.

Save regularly by setting up a Schedule Transfer from your current account.

Hassle-free salary + debit order switching


Switch debit orders with a dedicated team to help you. Download the switching form


Debit order Disputes

If you have a debit order that you know you did not sign up for, you can dispute it in a few easy steps. You have the power to reverse and/or stop unauthorised debit orders for amounts of R200 or less anytime, anywhere via the FNB Banking App, Cellphone Banking or Online Banking. You will receive immediate reversal on an unauthorised debit order if you dispute it within 40 days of the transaction.


If you have an unauthorised debit order for an amount greater than R200 and would like to dispute it, you can call 087 575 9404 or visit your nearest branch for assistance.


Terms, conditions + rules apply


Salary Switching
It's easy to get your salary paid into your Premier Current Account. Having a minimum monthly deposit of R13 500 into your Premier Current Account also gets you straight onto reward level 1 with eBucks Rewards.


All you need to do to have your salary paid into your account is this:

  1. Download the switching form
  2. Complete the Switch my Salary section of the switching form.

From there, we'll contact your employer and instruct them to switch your salary to your FNB account.


For more, contact 0860 102 970 or email debitorders@fnb.co.za


Terms, conditions and rules apply

Courier card delivery


Replacing your card has become convenient with our Card Delivery service. You will no longer need to go to your nearest branch to collect a replacement card for the one that was lost, stolen or damaged.

Call 087 575 1111 for information on having your card delivered to where you are.

Delivery may take 3 to 5 working days. *Delivery fees apply for Classic, Gold as well as Petro Cardholders.

Extended warranty


Cover whereby we will double the original manufacturer's warranty for goods purchased on your FNB Debit card.

Terms, conditions and rules apply.

Global Travel Insurance


When you purchase your return travel tickets using your FNB Current or Credit Card, Global Travel Insurance will keep you covered no matter where you go in the world.

Which cards qualify for FNB's Global Travel Insurance?

  • FNB Premier Current Card
  • FNB Classic, Gold and Premier Credit Cards
  • FNB Private Clients Current Account and Credit Card
  • FNB Private Wealth Current Account and Credit Card

Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance?

To qualify for Global Travel Insurance you require a qualifying FNB Current or Credit Card with which to pay for your travel ticket

This offer is available to qualifying FNB Current and Credit Card holders who have not yet turned 71* who are below the age of 70* who are residents of any of the below countries:

  • South Africa
  • Botswana
  • Lesotho
  • Namibia
  • Swaziland

With Global Travel Insurance you get:

FNB Classic Credit Card:

  • Up to R500 000 cover for medical expenses
  • Cover in the event of accidental death, pre-existing medical conditions and total permanent disablement, cancellations, travel delays and lost, stolen or damaged baggage*
  • For more information view the Global Travel Insurance Policy together with the Classic Schedule of Benefits

Important Information and contact details
Please obtain a copy of the Travel Policy prior to travelling and ensure you fully understand its contents. The Travel Policy is obtainable below and from the Comprehensive Global Travel Insurance Help Desk. If anything is unclear, or you need help, please contact the Global Travel Insurance Help Desk on 0861 490 100 .

If you need assistance (from anywhere in the world) you can "reverse-charge" your call to Europ Assistance on the following number: +27 11 991 8409.

Terms, Conditions and Rules apply.

Use your card abroad


Use your FNB card at any terminal displaying the Visa logo

Travelling has never been this convenient.

Wherever you go in the world, Visa ensures that you can access your cash to buy gifts, access services, enjoy leisure activities and more.

Terms, conditions and rules apply.

FNB Banking App


Discover Fast, reliable and secure banking, whenever, wherever on the FNB App. Enjoy full control of your banking,24/7,without the need to go to a branch Plus,the FNB App is free to use on all major networks. No data costs are charged no matter how many transactions or how long you use the app.


Do your day-to-day banking:

  • Manage your credit limit with the option to increase or decrease it
  • View and change your PIN
  • Temporarily block and unblock your card
  • View and download statements
  • Cancel and order a new card
  • View balance and transaction history
  • Manage daily transactions limits
  • Report fraud immediately
  • Get access to your team of bankers with Secure chat
  • Track your eBucks rewards


You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity
  • iTunes

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Buying vouchers
  • Redeeming coupons
  • Locate FNB branches
  • Locating ATMs


Visit your App Store to download the FNB Banking App today. Just register and you're on your way. Downloading the FNB Banking App is compatible with Android™, Apple™, BlackBerry™ and Nokia™ Symbian devices*. For queries, email: fnbappsupport@fnb.co.za To find out how to link your device, call: 087 575 0362 View the software license agreement and remote banking agreement

*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, conditions, rules+ standard network rates apply.

inContact


A free electronic messaging system sending transaction notifications to your smartphone.

inContact offers you the ability to:

  1. Identify any unauthorised transactions on your accounts and report fraud immediately.
  2. Receive messages for transactions on accounts that belong to you only.
  3. Set your desired amount from as little as 1 cent and get notifications on the FNB App of money going in and out of your account.
  4. Manage the funds in your accounts.
  5. Receive messages with details of your multiple debits that are processed overnight, e.g. debit orders, stop orders and scheduled payments.
  6. Customise the notifications received. You can:
    • Choose when you want to receive your messages - during the day (7am - 8pm) or 24 hours a day
    • Choose to be notified of any transactions that exceed an amount specified by you
    • Choose how to receive notifications - via SMS, email or both
    • Choose which accounts you want to link to inContact

inContact will not send messages for transactions on accounts you access via a link or mandate. You can register for this service at any FNB branch.


Decline inContact messages are an innovative and convenient method of advising customers of why their transactions have been declined. These messages are identical to normal inContact notifications and this service is also free.


Terms , conditions and rules apply.

Decline inContact


Helping you understand your declined transactions

Decline inContact is an innovative, free service that lets you know the reason why a card transaction had been declined.

Decline inContact suggests a remedy for each decline, putting the power back in your hands.

This service is absolutely free and no registration is necessary.

Should you ever require additional information on a declined transaction, please call the number on the back of your credit card.

Terms, conditions and rules apply.

Lost card protection


Report a lost or stolen card within 24 hours of the incident to a dedicated, toll free, 24 hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.

Should your card get lost or stolen, call the Lost Card hotline immediately on 087 575 9406

Terms, conditions and rules apply.

Online Secure


Protect your card against fraudulent use online. Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost. To activate Online Secure on your card, you must be an Online Banking user.


Activate your card by logging on to your Online Banking profile and following these prompts:

  1. Log in to FNB Online Banking
  2. Select the My Bank Accounts sub tab
  3. Select the card you would like to activate
  4. Select Activate Now under the Online Secure column
  5. Click I accept and agree to the Disclaimer above
  6. Select Finish on the Activation Results screen

How to use Online Secure when shopping online:

  • Once activated, proceed to the checkout
  • Type in your 16-digit card number when prompted
  • You will then be prompted for a One Time PIN (OTP), which you will receive via SMS
  • Finalise your purchase

Online Secure FAQs

Consumer Disclaimer

FNB Banking App


Discover Fast, reliable and secure banking, whenever, wherever on the FNB App. Enjoy full control of your banking,24/7,without the need to go to a branch Plus,the FNB App is free to use on all major networks. No data costs are charged no matter how many transactions or how long you use the app.


Do your day-to-day banking:

  • Manage your credit limit with the option to increase or decrease it
  • View and change your PIN
  • Temporarily block and unblock your card
  • View and download statements
  • Cancel and order a new card
  • View balance and transaction history
  • Manage daily transactions limits
  • Report fraud immediately
  • Get access to your team of bankers with Secure chat
  • Track your eBucks rewards


You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity
  • iTunes

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Buying vouchers
  • Redeeming coupons
  • Locate FNB branches
  • Locating ATMs


Visit your App Store to download the FNB Banking App today. Just register and you're on your way. Downloading the FNB Banking App is compatible with Android™, Apple™, BlackBerry™ and Nokia™ Symbian devices*. For queries, email: fnbappsupport@fnb.co.za To find out how to link your device, call: 087 575 0362 View the software license agreement and remote banking agreement

*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, conditions, rules+ standard network rates apply.

Online Banking


Bank safely and securely 24/7 with Online Banking.

Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest using easy online navigation - all from the comfort of your couch.

Banking Online is:

  • Convenient. You can do most things via Online Banking that you can do in a branch.
  • Secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.
  • Simple. All you need is an FNB bank account and access to the internet.

When using your Online Banking, you pay no data fees.


With Online Banking you can do your day-to-day banking:

  • View detail balances and transactions
  • Transfer funds between accounts
  • Stop/reverse debit orders on Mobile and eChannels
  • Make payments
  • Manage recipients
  • Send Money
  • Download account statements

You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity

You can use Connect to:

  • Link your FNB Banking App to your Online Banking profile

You can take control and protect your account by:

  • Managing your FNB cards
  • Viewing/updating your PINs
  • Activating/Updating Online Secure

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Getting personalised offers for upgrades and limit increases
  • Ordering new smartphones and tablets
  • Opening new accounts in under ten minutes
  • Buying and selling Krugerrands

View our How to register for Online Banking demo


Terms, conditions + rules apply.

Team of Premier Bankers


Make the most of your money.

Premier offers you a specialised team of Premier Bankers to help you control your finances.

We offer premier guidance through the world of banking to simplify your banking experience.

To find out more about Premier, call us on 0875 777 000, between 8 am and 6 pm Mondays to Fridays,
and between 8 am to 1 pm on Saturdays.
We are closed on Sundays and public holidays.

Terms, conditions and rules apply.

Branches + ATMs




Download the FNB Banking App

Use at ATMs


Get access to cash whenever you need it*.

All FNB debit and credit cards can be used at FNB ATMs*.

ATMs are available countrywide, all you need is an FNB CARD and a PIN NUMBER*.

FNB ATMs enable you to

  • Access your account 24/7*
  • Withdraw cash*
  • View or print your current balance*
  • Obtain a mini statement*
  • Buy Prepaid airtime*

Different types of FNB ATMs
These are ATMs that allow for automated deposits. Save time and money with cheaper cash deposits.

  • Funds from cash deposits are available immediately

Find the nearest ATM here*

Find all the branches with ATM Advance with automated deposits.

Mini ATM*
These do not dispense cash; cash redeemable vouchers are issued*.

These are situated at areas without ATM infrastructure.*

Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch*.

Terms, conditions and rules apply.

*Not applicable to Stokvel and Smart Save accounts.

Access the Premier life


Secure chat


Take your banking experience to the next level with access to a team of Premier Bankers, dedicated to assisting you with your day-to-day banking.

  • Secure Chat on the FNB Banking App gives you 24/7 chat banking with your team of bankers. This is a secure and convenient method to get help for your banking needs.
  • Contact Premier Banking via the FNB Banking App or by calling the Premier Suite.


Your key to world-class banking


24/7 convenience

Banking

Do your banking on our digital channels. Enjoy features like payments, transfers, eWallet, Secure Chat, GeoPayments, and more - all on online banking and the app.



Security

Access Smart inContact, activate cards, set limits, report fraud, Fingerprint ID and more.



Convenience

Prepaid Data & Airtime, Prepaid Electricity, LOTTO & Powerball, discount vouchers and coupons from Shoprite & Checkers.




Premier Current Account for your Spouse or Partner



Existing customers can now invite their Spouse or Partner to experience the same level of benefits, rewards and service that they have become accustomed to, regardless of their income.

For R120 per month (please refer to pricing guide ) a spouse/partner will get access to an all-inclusive portfolio of products, which includes the Premier Current Account Fee, Premier Credit Card monthly account and facility service fees, for up to one additional Credit Card (excl. Linked Petro Cards) as well as their membership to the eBucks Rewards programme.

To apply, complete the Call me back form.

1 Only one Spouse or Partner per household is eligible for this pricing option.

Spousal Terms and conditions


FNBy Account



FNBy is here to help with step-by-step guides and great benefits. From a fully functional account that can be used for day-to-day banking to a savings account with great interest rates - FNBy is the full banking solution!

It is never too early to start learning about money and how to manage it.

  • Designed specifically for youth younger than 25
  • No monthly account fee for under 18s and only R12 per month for over 18s.
  • FNB Banking App subscription.
Go to FNBy to find out more


Premier Select for retirees



As you mature into the next stage of life, FNB is mindful of the change in your needs and your lifestyle.

The Premier Select portfolio offers you an array of banking, savings and short-term insurance products and services tailored just for you.

Find out more


Even more rewards

When you spend at our partners

  • Up to 15% back in eBucks at Checkers & Shoprite
  • Up to 15% back in eBucks at Clicks
  • Up to 15% back in eBucks on the latest Apple products at iStore
  • Up to R8/l back in eBucks every quarter with Engen & WesBank

When you look after the ones you love

  • Up to 40% back in eBucks on your FNB Life Insurance premiums every month

When you learn from home

  • Save up to R399 when you buy eTextbook vouchers with eBucks & Snapplify

When you stay connected

  • Up to 2GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

  • Get up to 40%* off selected flights for you and your family with eBucks Travel
  • Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB App
  • Get up to 8 complimentary SLOW Lounge visits per year
  • Unlock up to 12 bonus SLOW Lounge visits when you book flights with eBucks Travel
  • Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter

When you spend time with the family

  • Up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB
  • Enjoy a fresh smoothie, coffee or up to R100 to spend in-store at KAUAI every month
  • Get more 2-for-1 deals with The Entertainer & let FNB cover the cost until the end of 2021

For more information on eBucks Rewards download the FNB App or visit www.ebucks.com
Terms, conditions and rules apply.
*Discount excludes taxes. Terms, conditions and rules apply.

To qualify for extra data


  • Spend R100 or more on your FNB Connect SIM Card
  • Seniors 60 years of age and above will receive 1GB Extra every month on their FNB Connect SIM Card when they meet the minimum spend of R100.
  • Customers that do not qualify for eBucks will get 200MB of extra data each month on their FNB Connect SIM Card when they meet the minimum spend of R100. (max 3 allocations)

Premier Current Account | Earn from R240 000 to R849 999


Helping you make your money go even further


The all-inclusive Premier Current Account and Credit Card bundle offers world-class banking at a single discounted fee of R240.

Expect more from your current account


When it comes to taking care of your family, Premier gives you access to a myriad of solutions.

Premier gives you:

  • Access to a team of bankers available 24/7 via Secure Chat® on the FNB APP to help you manage your money
  • Your spouse or partner gets 50% off their monthly account* fee to have the same account as you- regardless of their income
  • Your children (under 18 years) get FNBy accounts with zero monthly account fees
  • A Money Maximiser and Global accounts to start your investment journey. Money Maximiser fee rebate is only for accounts opened post 1 July 2022
  • A complimentary financial advice session with one of our expert Financial Advisors to help you plan for you and your family's future.
  • Get up to 8 complimentary SLOW Lounge visits per year. Unlock up to 12 bonus SLOW Lounge visits when you book flights with eBucks Travel.
  • Get up to 1GB data, 30 voice minutes and 30 SMS on your FNB Connect SIM, plus get rewarded with up to 1GB extra data when you spend a R100 or more on your FNB Connect SIM during the month depending on your eBucks Rewards level.
  • 2 eWallet Send Money transactions per month via the FNB App
  • eBucks membership to earn eBucks rewards that never expire for your day-to-day banking

* Subject to meeting the minimum requirements

 
 

More value with


data rewards on your FNB Connect SIM

Get up to 1GB data, 30 voice minutes and 30 SMSs on your FNB Connect SIM plus get rewarded with up to 1GB extra data when you spend R100 or more on your FNB Connect SIM during the month depending on your eBucks level.

How to qualify for extra data

*Free minutes apply to local calls only

Read more on how to get the full benefit

Do more for your family


We know how important family is. Which is why we have designed our
banking solutions to be all the help your family needs!

Premier Account for spouse or partner

Now your spouse or partner can enjoy the same Premier banking experience that you have become accustomed to.

Read more

FNBy

FNBy is for your kids, teens and young adults. Like most things, the journey to becoming financially responsible requires practice.

Read more

Over 55s

Our Premier Select Account is perfect for retirees, and assists our family's gogos and oupas with everything from great value for money to lifestyle benefits and rewards.

Read more

Choose more value for you and your family


As an FNB Premier account holder, you can get more value each month with eBucks. Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.


Even more ways to earn

Earn additional eBucks with Smart Spend when you use your FNB Fusion Premier card, FNB Premier Credit Card, FNB Premier Debit card or FNB Pay.

eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.

Track your Smart Spend and see how many eBucks you've earned during the month by visiting the
FNB App > eBucks > Earn > Smart Spend.

 

Your key to world-class banking


24/7 convenience

 

Banking


Do your banking on our digital channels. Enjoy features like payments, transfers, eWallet, Secure Chat, Geo Payments, and more - all on online banking and the app.

Security


Access Smart inContact, activate cards, set limits, report fraud, Fingerprint ID and more.



Convenience


Prepaid data and airtime, prepaid electricity, Lotto and PowerBall, discount vouchers and coupons from Shoprite & Checkers.

 

Secure Chat


Your requests addressed

Our team of bankers are available anytime you need them. Simply access Secure Chat on the app for a direct service that lets you message your team with a question, query or instruction, from wherever you are.

nav»


A new financial GPS

Looking for a house? What about renewing your licence disk hassle free? Then it's time for you to meet nav».

This is an app functionality that helps you get a pre-approval for a home loan, track your car value estimate, and more.

 
 

Easy payments


All the time

Splitting the bill amongst friends is no longer a hassle, thanks to innovative app tool Geo Payments.

This allows you to send and receive cash from recipients located within close proximity to you - all without entering bank details, making it an immediate transaction.

Gift a friend


Easily

You're even able to make the most of shopping by using vouchers on the app.

With these digital vouchers, you can shop easily at outlets like Mr Price, or even enjoy a movie at Nu Metro. The best part? You can send these vouchers as gifts to loved ones.

 

Create & pay with your own
virtual card


The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend online

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Applying made easy


Premier Current Account

Qualifying criteria

Annual salary between R240 000 and R849 999

With our Premier Current Account for your Spouse or Partner, they qualify for the same account as you regardless of their income
Spousal terms and conditions apply

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

FNB Banking App



Current account for spouses

Call me back

Documents needed

  • South African ID Book/card
  • Proof of residence