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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

What you can do with Online Banking

  • View detailed balances and transaction history
  • Transfer funds between accounts
  • Make payments (including once-off payments)
  • Add, edit or delete recipients
  • Send money with eWallet
  • Send and receive global payments
  • Buy Forex and get it delivered to you
  • Open new accounts in under 10 minutes
  • Get personalised offers for upgrades, limit increases
  • Order new smartphones and tablets
  • Buy prepaid airtime, data and SMS bundles
  • Buy prepaid electricity
  • Buy and sell shares and Krugerrands
  • Download and recreate account statements
  • Place notice on your savings accounts
  • Manage your eBucks account and find partner stores
  • Cancel, order and activate FNB cards
  • Activate/update Online Secure
  • Link, top up and withdraw from PayPal
  • Contact your Premier or Private Advisor
  • Locate ATMs and branches close to you
  • View Forex rates
  • Link the FNB Banking App
  • Register for Cellphone Banking and more

FNB Banking App

Unparalleled simplicity and convenience

As a registered Online Banking user you can access the FNB Banking App.
Download the free app from your App store for Android™ and Apple™ devices.

Using the Free FNB Banking App you can

  • Make and receive Geo Payments
  • Set up Stop Payments
  • Make payments and transfer funds
  • View transfer and payment history
  • Send money
  • Contact your Team of Premier Bankers
  • View accounts and detailed balances
  • Locate FNB branches or ATMs
  • Access an FNB directory
  • Make and receive calls
  • Send and receive messages
  • Buy prepaid products
  • Top up your FNB Connect accounts
  • Purchase FNB Connect ADSL bundles
  • View foreign exchange rates

View the software license agreement and remote banking agreement
*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, Conditions and Rules apply.

Online Banking

Bank safely and securely 24/7 with Online Banking.

Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest using easy online navigation - all from the comfort of your couch.

Banking Online is:

  • Convenient. You can do most things via Online Banking that you can do in a branch.
  • Secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.
  • Simple. All you need is an FNB bank account and access to the internet.

When using your Online Banking, you pay no data fees.

With Online Banking you can do your day-to-day banking:

  • View detail balances and transactions
  • Transfer funds between accounts
  • Stop/reverse debit orders on Mobile and eChannels
  • Make payments
  • Manage recipients
  • Send Money
  • Download account statements

You can also buy:

  • Prepaid Airtime
  • Data Bundles
  • SMS Bundles
  • Prepaid electricity

You can use Connect to:

  • Link your FNB Banking App to your Online Banking profile

You can take control and protect your account by:

  • Managing your FNB cards
  • Viewing/updating your PINs
  • Activating/Updating Online Secure

You also get additional features that include:

  • Managing your eBucks account and finding partners
  • Getting personalised offers for upgrades and limit increases
  • Ordering new smartphones and tablets
  • Opening new accounts in under ten minutes
  • Buying and selling Krugerrands

View our How to register for Online Banking demo

Terms, conditions + rules apply.

Team of Premier Bankers

Make the most of your money.

Premier offers you a specialised team of Premier Bankers to help you control your finances.

We offer premier guidance through the world of banking to simplify your banking experience.

To find out more about Premier, call us on 0875 777 000, between 8 am and 6 pm Mondays to Fridays,
and between 8 am to 1 pm on Saturdays.
We are closed on Sundays and public holidays.

Terms, conditions and rules apply.

Branches + ATMs

Even more rewards

When you spend at our partners

  • Up to 15% back in eBucks at Checkers & Shoprite
  • Up to 15% back in eBucks at Clicks
  • Up to 15% back in eBucks on the latest Apple products at iStore
  • Up to R8/l back in eBucks every quarter with Engen & WesBank

When you look after the ones you love

  • Up to 40% back in eBucks on your FNB Life Insurance premiums every month

When you learn from home

  • Save up to R399 when you buy eTextbook vouchers with eBucks & Snapplify

When you stay connected

  • Up to 2GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

  • Get up to 40%* off selected flights for you and your family with eBucks Travel
  • Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB App
  • Get up to 8 complimentary SLOW Lounge visits per year
  • Unlock up to 12 bonus SLOW Lounge visits when you book flights with eBucks Travel
  • Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter

When you spend time with the family

  • Up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB
  • Enjoy a fresh smoothie, coffee or up to R100 to spend in-store at KAUAI every month
  • Get more 2-for-1 deals with The Entertainer & let FNB cover the cost until the end of 2021

For more information on eBucks Rewards download the FNB App or visit
Terms, conditions and rules apply.
*Discount excludes taxes. Terms, conditions and rules apply.

Premier Bundle

The Premier Bundle offers great benefits and rewards while giving you all
the convenience you need for your daily banking needs.

  • Choose the Premier bundle option for only R240 p.m which includes your qualifying Premier Current and Credit Card monthly account fees. Plus, enjoy more rewards with eBucks.

Choose more value for you and your family

As an FNB Premier account holder, you can get more value each month with eBucks. Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.

Even more ways to earn

Earn additional eBucks with Smart Spend when you use your FNB Fusion Premier card, FNB Premier Credit Card, FNB Premier Debit card or FNB Pay.

eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.

Track your Smart Spend and see how many eBucks you've earned during the month by visiting the
FNB App > eBucks > Earn > Smart Spend.



Transacting made easy with your Premier Bundle

As a Premier client you enjoy all-inclusive value with the Premier Bundle at a single discounted fee. This includes your complete day-to-day banking product suite, more included transactions as well as better rewards and benefits.

  • Earn up to 100% of your monthly FNB Fusion Premier Account or FNB Premier Current Account fee back in eBucks when you invest with FNB. Visit the eBucks website for more details.

Terms, conditions and rules apply


Simple account management

It's easy, secure + no charge on subscription

Manage your accounts on the go, wherever, whenever you want with Online Banking. Download the FNB Banking App for free and do all your banking the way you've been doing it online and on your cellphone and more.


Solutions to make every day simple and easy

There are many ways to transact with FNB

  • Swipe your Premier Debit or Credit Card
  • Bank in seconds with FNB App or FNB Online Banking
  • Use eWallet to pay a bank account or a cell phone number
  • Do cardless cash withdrawals with the FNB App

Here are just some of the things you can do using the FNB App or FNB Online Banking:

  • Payments and transfers
  • Buy prepaid electricity
  • Pay for traffic fines

What you can do with Online Banking

What you can do with the FNB App


Create & pay with your own
virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend online

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Getting it made easy

Premier Bundle

Qualifying criteria

Annual salary between R240 000 and R849 999

How to get it

Apply now!

Other ways to apply

Contact us

Documents needed

  • South African ID book/card
  • Recent payslip
  • Proof of residence
  • Spousal consent (if married in community of property)