Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB

Do it now!

Corporates + Public Sector

Corporate Public Sector

Overdraft


Get an overdraft to help you manage your money better

Alternatively, migrate to an FNB Fusion Account which is a day-to-day transactional account with a credit facility of up to 30 days interest free on card purchases.

Get the FNB Fusion Account

 

How it works


Only pay when you use it

  • Use your credit facility for free up to R200 and only get charged a monthly fee when you spend R200 or more
  • Cash available for immediate usage
  • Personalised debit interest rate

Alternatively, migrate to an FNB Fusion Account the all-in-one bank account and save on fees, plus get up 30 days interest-free on card purchase. Earn maximum eBucks rewards and get a discounted monthly Fusion Account for your spouse/partner.

Applying made easy


Overdraft

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account
  2. Be 18 years or older
  3. Be a South African citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

FNB App and ATM

Contact us

View demos

Complete the call me back form

Contact us

Documents needed

  • Green bar-coded South African ID Book/ID Card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence