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Overdraft

Get an overdraft to help you manage your money better

Alternatively, migrate to an FNB Fusion Account which is a day-to-day transactional account with a credit facility of up to 30 days interest free on card purchases.

Get the FNB Fusion Account

Apply now!
 

How it works

Only pay when you use it

  • Use your credit facility for free up to R200 and only get charged a monthly fee when you spend R200 or more
  • Cash available for immediate usage
  • Personalised debit interest rate

Alternatively, migrate to an FNB Fusion Account the all-in-one bank account and save on fees, plus get up 30 days interest-free on card purchase. Earn maximum eBucks rewards and get a discounted monthly Fusion Account for your spouse/partner.

Applying made easy

Applying made easy

Overdraft

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account
  2. Be 18 years or older
  3. Be a South African citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

FNB App and ATM

Contact us

View demos

Complete the call me back form

Contact us

Documents needed

  • Green bar-coded South African ID Book/ID Card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence
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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).