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Overdraft

Get an overdraft to help you manage your money better

Alternatively, migrate to an FNB Fusion Account which is a day-to-day transactional account with a credit facility of up to 30 days interest free on card purchases.

Get the FNB Fusion Account

Apply now!
 

How it works

Only pay when you use it

  • Use your credit facility for free up to R200 and only get charged a monthly fee when you spend R200 or more
  • Cash available for immediate usage
  • Personalised debit interest rate

Alternatively, migrate to an FNB Fusion Account the all-in-one bank account and save on fees, plus get up 30 days interest-free on card purchase. Earn maximum eBucks rewards and get a discounted monthly Fusion Account for your spouse/partner.

Applying made easy

Applying made easy

Overdraft

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account
  2. Be 18 years or older
  3. Be a South African citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

FNB App and ATM

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Documents needed

  • Green bar-coded South African ID Book/ID Card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence
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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).