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An overdraft is a good safety net to have in place to cover those unforeseen expenses that might occur. The Overdraft Debt Protection Plan offers you financial security should something happen to you. The Overdraft Debt Protection Plan covers your outstanding balance in the event of death or permanent disability and your minimum instalments for up to 12 months in the event of temporary disability or unemployment/inability to earn an income.
Only pay when you use your facility and enjoy a safety net in case of an emergency! An overdraft is a convenient credit facility linked
to your active FNB Cheque / transactional account that gives you the confidence to manage your personal finances.
By ensuring there are suffcient funds for all your debit orders
If you do not use R200 or more of your overdraft facility, you will not have to pay the monthly fee, creating the perfect safety net
You only pay for the time and amount the overdraft is used, saving you money on interest
You will always have instant access to funds up to your agreed limit
So you do not have to track or manage a separate account
In case of your death, permanent or temporary disability, or unemployment/inability to earn an income
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