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Customer Protection Plan

Life can be very unpredictable.

In the event of your death, dread disease, retrenchment, permanent or temporary disability, our Customer Protection Plan will ensure that you are taken care of. Alternatively you may cede a suitable replacement policy if you wish to use your own insurance. Credit insurance is mandatory if you are repaying your loan.

Terms, conditions and rules apply.

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Fixed monthly repayments

Our loans have fixed interest rates and repayments include all fees and charges, giving you the peace of mind that your loan repayment will not change until the loan has been repaid.

Personal Loan

Money when you need it

Get a loan to help consolidate your debt, pay for education, or assist with home improvements.

Credit up to R150 000 with flexible repayment terms up to 60 months.

Flexible loan period
Apply now!

Flexible loan period

Flexibility to choose your loan period

Because FNB wants to assist you throughout the loan process, we'll offer you the option to choose your loan term. Depending on your loan amount you can get up to 60 months to repay.

Just another way FNB helps you.

 
Switch your loan

Switch your loan

Save on monthly repayments

As an existing customer you could save up to 30% on your monthly repayments when you switch your loans to FNB. Reduce the hassle of paying multiple credit providers and simplify your monthly repayments.

 
What's hot

What's hot

Great value from FNB

Personalised interest rate

Get an interest rate tailored to you.

Quick loan payout

Get a loan from R1 000 - R150 000 within minutes.

No penalty fees on early settlement

FNB will not charge you any penalties if you settle your loan account early.

Take a break in January

Keep your loan account up to date you will automatically get a payment break every January.

Customer protection plan

Make sure you're covered.

Read more

Fixed monthly repayments

See what's included.

Read more
Applying made easy

Applying made easy

Personal Loan

Qualifying criteria

  1. You must be between the ages of 18 and 65
  2. Be a permanent SA resident
  3. Be permanently employed
  4. Your salary must be paid directly into your bank account

Ways to apply

Apply now!

Other ways to apply

Contact us

Documents needed

  • South African ID or smart card
  • Your most recent payslip
  • 3 months bank statements for non-FNB customers
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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).