Money when you need it
Get a loan to help consolidate your debt, pay for education, or assist with home improvements.
Credit up to R150 000 with flexible repayment terms up to 60 months.
Flexible loan period
Flexibility to choose your loan period
Because FNB wants to assist you throughout the loan process, we'll offer you the option to choose your loan term.
Depending on your loan amount you can get up to 60 months to repay.
Just another way FNB helps you.
Switch your loan
Save on monthly repayments
As an existing customer you could save up to 30% on your monthly repayments when you
switch your loans to FNB. Reduce the hassle of paying multiple credit
providers and simplify your monthly repayments.
Great value from FNB
Personalised interest rate
Get an interest rate tailored to you.
Quick loan payout
Get a loan from R1 000 - R150 000 within minutes.
No penalty fees on early settlement
FNB will not charge you any penalties if you settle your loan account early.
Take a break in January
Keep your loan account up to date you will automatically get a payment break every January.
Customer protection plan
Make sure you're covered.
Fixed monthly repayments
See what's included.
Applying made easy
You must be between the ages of 18 and 65
Be a permanent SA resident
Be permanently employed
Your salary must be paid directly into your bank account
South African ID or smart card
Your most recent payslip
3 months bank statements for non-FNB customers
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).