Your benefits
- You don't pay ANY fees if you don't use it
- No initiation fees
- Peace of mind knowing it's available as a safety net for debit orders each month
What you get
- A facility loaded on your bank account so you can dip into it when you need to Personalised interest rate
What are the requirements
- Be an FNB customer with an active FNB Cheque Account or Easy Account
- Be 18 years and older
- Be a permanent South African resident
- Pass affordability and credit scoring assessment
Your benefits
- Up to 55 days interest free
- Free Automatic Debt Protection up to R5 000
- Monthly coupons for shopping at Checkers & Shoprite
- Free Comprehensive Global Travel Insurance
- Flexible repayment options with auto-payment
What you get
- A means of daily transacting with a loaded limit
- Personalised interest rates
- eBucks rewards when you swipe
What are the requirements
- You must have an annual salary from R80 000
Your benefits
- Easy to manage with fixed monthly repayments.
- Take-A-Break every January from paying your instalment, giving you that much needed break from all the festive
season spending. (Applicable to loans over 6 months and your loan must be up to date.)
- You are covered with our Customer Protection Plan, credit insurance that covers you in the event of death, permanent
or temporary disability, dread disease and retrenchment (Cover applicable to loans over 6 months)
- There is no need to provide collateral to secure your loan
- Pay no penalty fees when you settle your loan account early
What you get
- A Loan for up to R200 000
- Choose your term, from 1 - 60 months
- Personalised interest rate
What are the requirements
- Be between the ages of 18 - 64
- Be a permanent South African resident
- Be permanently employed or self-employed
- Your salary needs to be paid directly into your bank account
- Pass affordability and credit scoring assessment
Life can be very unpredictable. In the event of your death, permanent or temporary disability, unemployment or inability to earn an income, our Customer Protection Plan (CPP) will ensure that you are taken of.
Terms, conditions and rules apply.
An FNB Personal Loan has a fixed interest rate and monthly repayment which includes all fees and charges. Giving you the peace of mind that your loan repayment will not change until the loan has been repaid.
Life can be very unpredictable.
In the event of your death, permanent or temporary disability, unemployment or inability to earn an income, our Customer Protection Plan (CPP) will ensure that you are taken care of. Alternatively, you may cede a suitable credit life insurance policy if you wish to use your own insurance. Credit insurance is mandatory if you are repaying your loan.
Terms, conditions and rules apply.
Get an interest rate tailored for you
Get a loan amount from R1000 - R200 000.
Keep your loan up to date and automatically get a payment break every January for loans with a 6 month term or more.
FNB will not charge you any penalties if you settle your loan account early.
