Get the money you need
to reach your goals
Whether you take up a loan for yourself or your family,
for any home renovations or to purchase that big item you've always wanted. Get a Personal Loan today from R1 000 up to R200 000.
Your loan, your goals
Choose your loan amount + term
Have the freedom to choose a loan from R1000 up to R200 000 and pay it off over 1 − 60 months.
You can rest easy knowing that your repayment amount is the same each month and comes with a fixed interest rate that protects you from interest hikes.
Plus you can boost your eBucks Reward Level and get even more from FNB. Click on the apply button and do the things you need to today.
Great value from FNB
Personalised interest rate
Get an interest rate tailored for you
Quick loan payout
Get a loan from R1 000 - R 200 000 within minutes
No penalty fees on early settlement
FNB will not charge you any penalties if you settle your loan account early
Take-A-Break in January
Keep your loan up to date and automatically get a payment break every January for loans over 6 months
Customer Protection Plan
We make sure you are covered with our credit insurance
Fixed monthly repayments
See what's included.
Consolidate your debt
Save time and money by consolidating your debt
Debt Consolidation helps you combine your outstanding debts with other credit providers into one convenient loan.
Simply put − that's one loan, one regular repayment, one interest rate and one set of loan fees. Making it easy for you to manage your monthly expenses and save.
You can do this Online. Click on the apply button and consolidate your debt today.
Compare your credit
Choose the right type of credit
For big purchases or other credit needs
For everyday transacting
A safety net for debit orders each month
Be money smart
Know your credit score
Your credit score is a number the banks looks at that's based on your credit history.
This number is an indication of how well you handle your credit, such as paying bills on time and how long you have had credit for. It's always important to know what your credit rating is, as this shows the bank that you are a good customer and will be able to assist you in getting access to the money you may need for life events.
There are different credit scores for different purposes and your credit score may vary from day-to-day.
Applying made easy
You must be between the ages of 18 and 64
Be a permanent SA resident
Be permanently employed or self-employed
Your salary must be paid directly into your bank account
How to get it
Other ways to apply
FNB Banking App
Cellphone Banking *120*321#
South African green-bar coded ID or Smart Card ID
Your most recent payslip
Proof of residence not older than 3 months
3 months bank statements for non-FNB customers
6 months bank statements for non-FNB banked self-employed customers
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).