Get a personal loan of up to R300 000 for planned or unplanned expenses. Whether you need extra money to help turn your house into your dream home, walk down the aisle or go on that well-deserved holiday, FNB has the right credit solution for your every need.
Have the freedom to choose a loan for up to R300 000 and pay it off over 1 − 60 months.
You can budget easily knowing that your repayment amount is the same each month and comes with a fixed interest rate that protects you from interest hikes.
Click on the apply button and get the funding you need today.
Keep your personal loan up to date and automatically get a well-deserved payment break every January. You can decide not to take a payment break by making your monthly payment and benefit from settling your personal loan quicker by saving on interest and fees.
You can use one of the following payment methods:
*Only applicable to personal loan accounts on repayment terms of over 6 months and up to date with monthly repayments.
For additional information about Take-A-Break, refer to your signed Loan Credit Agreement under General Terms & Conditions.
Get a tailored interest rate from as low as 12.75%.
Get a loan amount from R1000 - R300 000.
You can make fixed, as well as flexible monthly repayments.
We make sure you are covered with our credit insurance.
FNB will not charge you any penalties if you settle your loan account early.
Credit switch helps you gain control of your finances by consolidating qualifying debt from various credit providers into one personal loan.
You could benefit and save with:
+ we manage the switching process for you
+ you can manage your loan account easily 24/7 via the FNB app
Apply now to consolidate your credit today.
Your credit score is a number the banks looks at that's based on your credit history.
This number is an indication of how well you handle your credit, such as paying bills on time and how long you have had credit for.
It's always important to know what your credit score is, as this shows the bank that you are a good customer and will be able to assist you in getting access to the money you may need for life events.
There are different credit scores for different purposes and your credit score may vary from day to day.
You can do more of the things you want to do when you top-up your existing personal loan. Top-up and get access to additional funds up to R300 000 and pay no initiation fee.
Get a top-up and: