Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB

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Corporates + Public Sector

Corporate Public Sector

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Restart Fixed Deposit

Published at 2021-10-06

Rate Period Nominal Interest Rate
(per annum)
Annual Effective Rate
Standard 13 months 4.50% 4.28%
Seniors 13 months 5.05% 4.96%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

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Restart Fixed Deposit

Maximum norminal interest rate over 13 months


Minimum opening deposit of R10 000.

A Fixed Deposit where you can reset your investment once, at a higher interest rate.

What's hot

It's free

There are no monthly fees

Reset interest rate

Investment can be reset at a new interest rate once during the term, for another 13 months

Fixed investment term

A 13 month investment

Do it online

Open and manage your account online

What you get

Guaranteed capital

No Risk. Your original deposit and quoted returns are 100% guaranteed

Fixed rate

Earn a fixed interest rate

Increase investment

Additional money may be added at maturity


Get preferential rates on investments longer than 12 months, if you are 55 years or older

Reinvest or redirect

Reinvest or transfer your interest to another account


Add to your eBucks reward level points.
Visit for details.

Opening made easy

Restart Fixed Deposit

Qualifying criteria

Must be a South African citizen

Ways to apply

Open now!

Other ways to apply

Complete the call me back form

Contact us

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Documents needed

  • Proof of residence (not older than 3 months)
  • South African ID book or ID card