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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Corporates + Public Sector

Corporate Public Sector

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Flexi Fixed Deposit

Nominal Interest Rate

Published at 2021-07-01

Amount 3 Month Term (per annum) 3 Month Effective Rate
R5 000 - R9 999 0.25% 0.25%
R10 000 - R99 999 2.25% 2.27%
R100 000 - R999 999 3.35% 3.40%
R1 000 000+ 3.50% 3.56%

Annual Effective Interest Rate

Published at 2021-07-01

Amount 12 Month Term (per annum) 12 Month Effective Rate
R5 000 - R9 999 1.00% 1.00%
R10 000 - R99 999 2.50% 2.53%
R100 000 - R999 999 3.50% 3.56%
R1 000 000+ 3.60% 3.66%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

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Flexi Fixed Deposit

Maximum nominal interest rate over 12 months


Minimum opening deposit of R5 000

An investment account with a fixed term, while giving you access to a portion of your money, within 24 hours

What's hot

Guaranteed capital

No risk. Your original deposit and quoted returns are 100% guaranteed

Access your money

Two withdrawals of up to 15% of your invested capital are allowed during the investment term

Add money

Add money at any time, online or at an ATM

Linked interest

Your interest is linked to the prime lending rate

Regular transfers

Set up regular transfers into your account with scheduled transfers

What you get

Third-party payments

Payments to third parties are allowed
(based on availability of funds)

It's free

There are no monthly fees

Do it online

Open and manage your account online

You choose

Choose between a 3 or 12 month investment term


Add to your eBucks reward level points.
Visit for details.

Opening made easy

Flexi Fixed Deposit

Qualifying criteria

Must be a South African citizen

Ways to apply

Open now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Documents needed

  • Proof of residence (not older than 3 months)
  • South African ID book or ID card