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Fixed Deposit

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


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Fixed Deposit for clients aged 55 years and older

Nominal Rates for clients aged 55 and above.

Preferential Nominal Rates for Senior clients on the retirees value proposition.

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


*Clients aged 55 and above, who are retired and on the retirees value proposition. Preferential rates will reflect within 2 working days. Exclusively available to retired clients over 55, who qualify and opted into the retirees value proposition. Please call 087 320 4321 or contact your Private Clients or Private Wealth Banker. You can also visit any FNB branch.

Fixed Deposit

Maximum nominal interest rate over 60 months

Minimum opening deposit of R10 000.
Customers must be invested in Retirees Value Proposition

An investment account with a fixed term, typically giving you a higher interest rate than investments available overnight or with notice.

What's hot
Open now!

What's hot

It's free

There are no monthly fees



You choose

Choose your investment term between 7 days and 60 months, or choose your own maturity date



Access interest

You can access your interest during your investment term



Do it online

Open and manage your account online



What you get

What you get

Guaranteed capital

No Risk. Your original deposit and quoted returns are 100% guaranteed

Fixed Rate

Earn a fixed interest rate

Increase investment

Additional money may be added at maturity

Preference

Get preferential rates on investments if you are 55 years and older

Reinvest or redirect

Reinvest or transfer your interest to another account

Rewards

Add to your eBucks reward level points.
Visit www.eBucks.com for details.

Opening made easy

Opening made easy

Fixed Deposit

Qualifying criteria

Must be a South African citizen

Ways to apply

Open now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Documents needed

  • Proof of residence (not older than 3 months)
  • South African ID book or ID card

Terms, conditions and rules apply

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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).