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Dynamic Life≫ Home Life Cover with Terminal Illness Benefit


In the event of your death, we will automatically settle your FNB Home Loan, unless you have specified a different beneficiary.

Dynamic Life≫ Home Permanent Disability Cover


Dynamic Life≫ Home Permanent Disability is combined with Life Cover. This means it reduces your Life Cover by the amount claimed, but offers the advantage of more affordable premiums.

Permanent Disability pays between 25% and 100% (based on the severity) if you become impaired.

Examples of impairments include: Major burns, the loss or use of your hand or the permanent loss of hearing in both ears, or if you are unable to look after yourself due to a disability.

Dynamic Life≫ Home Critical Illness Cover


Helps reduce the financial strain in the event of illness and injury and provides 100% cover. To help you manage the financial burden of suffering from a serious illness, you get cover for up to 33 specified illnesses and injuries.

Dynamic Life≫ Home Critical Illness is combined with your Life Cover. This means it reduces your Life Cover by the amount claimed, but offers the advantage of more affordable premiums. Cover pays on diagnosis and includes illnesses and injuries that you could recover from.

Examples of critical illnesses include: Cancer, heart attack, strokes and coronary bypass grafts.

Dynamic pricing - premiums automatically adjust with your FNB Home Loan


With the Dynamic Life≫ Home Plan, you will be covered for the outstanding amount on your FNB Home Loan. Your cover and your premiums are directly linked to your outstanding Home Loan balance and will automatically adjust as the outstanding balance changes. This ensures you don't over pay for cover that you don't need.

The difference between Dynamic Life≫ Home and Mortgage protection

Dynamic Life≫ Home Mortgage Protection Plan
What this cover is based on Outstanding balance of FNB Home Loan up to R100 m Outstanding balance of FNB Home Loan up to R1.5 m
How premium is calculated Based on individual risk Based on gender, smoker and employment status

What cover is included:

Life cover Yes Yes - settlement of outstanding balance
Critical Illness Yes (optional) No
Permanent disability Yes (optional) Yes - settlement of outstanding balance
Temporary disability No Yes - covers monthly installment up to 12 months
Inability to earn an income/retrenchment No Yes - covers monthly installment up to 12 months

Protect your home with Dynamic Life


In the event of your unforeseen death, disability or critical illness, we've got you covered with Dynamic Life≫ Home, insurance which is designed to automatically change as your Home Loan changes. Keeping you perfectly protected.

For complete peace of mind


We understand that your home means everything to you and your family. We also know that life happens and circumstances can change unexpectedly. This is why it is so important to ensure that your home is secure. In the event of your unforeseen death, disability or critical illness, we've got you covered with Dynamic Life≫ Home.

 
 

Pay for the cover you need


You can save on average between 25% and 50% in life insurance premiums with Dynamic Life≫ Home because your monthly premiums and cover amount automatically change with the balance of your home loan. You only pay for the cover you need.

Get Life Cover up to R100m with Terminal Illness


Add options that suit your needs

Customized life Cover with Terminal Illness Benefit

Pays 100% of the outstanding amount of your Home Loan in the event of your death or terminal illness.

Read more

Permanent Disability Cover

Pays out 100% of your outstanding Home Loan amount if you become permanently disabled and can't perform your job

Read more

Critical Illness Cover

Pays out 100% of your outstanding Home Loan balance if you suffer from one of the 33 specified illnesses and injuries

Read more

Get dynamic pricing


With the Dynamic Life≫ Home, you will be covered for the outstanding amount on your FNB Home Loan. Your cover and your premiums are directly linked to your outstanding Home Loan balance and will automatically adjust as the outstanding balance changes.

> View difference between Dynamic Life≫ Home and Mortgage Protection Plan
 
 

Earn up to 40% back in eBucks


If you meet the qualifying criteria, you can earn up to 40% of your FNB Life premiums back in eBucks every month.

As an FNB Premier, Private Clients, Private Wealth or RMB Private Bank account holder, you earn up to 2 000 points towards your eBucks reward level each month.

eBucks Rewards Terms and Conditions apply. For more details on the eBucks Rewards programme, and how to become a qualifying member, please visit www.eBucks.com .

Getting it made easy


FNB Dynamic Life

Qualifying criteria

  1. You need to have an FNB transactional or RMB Private Bank transactional account
  2. Have an active FNB Home Loan

How to get it

Call me back

Other ways to apply

Complete the call me back form

Contact us on 0877367774 and select option 2

Documents needed

Download brochure