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Accidental Death Plan

Ensure you and your family are taken care of

Accidents can and do happen, unfortunately. However having an FNB Accidental Death Plan will make
coping with the financial burdens over and above the emotional trauma of loss more manageable.

Accidental Death Plan Cover from R200 000 to R3 million

Cover your loved ones

The FNB Accidental Death Plan offers both flexibility and additional benefits:


Cover benefits

  • Cover for Accidental Death starts immediately
  • Offers additional cover benefit that pays out R5 000 in cash to help with funeral expenses
  • There are no medical tests or questions
  • Accidental Death Plan pays out the full cover amount in cash
  • Beneficiaries can use the money to cover any type of unexpected expenses

Cover options

  • The Individual Plan that covers your own accidental death
  • The Family Plan that covers your accidental death and those of your spouse and up to five children
  • You can change your Individual Plan to the Family Plan at any stage by calling 087 736 7772

Options best suited for you

Individual or Family Plan

Individual cover Family cover
Cover for you Monthly Premium Cover for you Cover for your spouse *Cover for up to 5 children Monthly Premium
R 200 000 R 52 R 200 000 R 100 000 R10 000 each R 81
R 500 000 R 81 R 500 000 R 250 000 R10 000 each R 123
R 1 000 000 R 128 R 1 000 000 R 500 000 R10 000 each R 194
R 1 500 000 R 173 R 1 500 000 R 750 000 R10 000 each R 263
R 2 000 000 R 216 R 2 000 000 R 1 000 000 R10 000 each R 333
R 2 500 000 R 262 R 2 500 000 R 1 250 000 R10 000 each R 404
R 3 000 000 R 305 R 3 000 000 R 1 500 000 R10 000 each R 470

Additional cover options available. Note that cover may be limited based on income. Your cover amount will increase by 5% each year, with your annual 5% premium increase with an option to opt-out of such increase. Once you turn 65 there will be no more increases on your plan.
* Children under the age of 6 years old will be covered for R5000 and children over the age of 6 will be covered for R10 000 each.


How to claim

Claims made easy

You or the person making the claim must notify us as soon as possible, and within 12 months of an accident having caused a death. You can call us on 087 736 7772, or send an email to, or visit your nearest FNB Branch.

Get rewarded with eBucks

As a valued client, the FNB Accidental Death Plan allows you to collect eBucks reward level points and receive a percentage of your monthly premiums back in eBucks, provided you have met the qualifying criteria. eBucks Rewards Terms and Conditions apply.

You can earn up to 15% of your FNB Accidental Death Plan premiums back in eBucks. The percentage of premiums back in eBucks is calculated on your total monthly premiums and your eBucks reward level.

For more details visit

Qualifying criteria


Getting it made easy

FNB Accidental Death Plan

Qualifying criteria

  1. You need to have an FNB or RMB transactional Account
  2. You need to be a South African citizen or permanent resident with a valid identity document
  3. You need to be at least 18 years of age, as must your spouse be if you choose the Family Plan
  4. You need to provide a valid birth certificate for children who are younger than age 18, covered by the Family Plan. Children include your biological children, legally adopted children, grandchildren and stepchildren

How to get it

Call me back

Other ways to apply

Contact us on 087 736 7772

Financial Service Provider: First National Bank (FNB), a division of FirstRand Bank Limited, Registration No. 1929/001225/06. Authorised financial services provider (FSP 3071).
Product Supplier and Insurer: FirstRand Life, Registration No. 2014/264879/06, insurer no 00102/001. Address: 4 Merchant Place, Cnr Fredman Drive and Rivonia Road, Sandton, 2196