We're here to help you when making payments become a little more complicated, whether it is difficulty keeping up with repayments, choosing the right rate or repayment option.
FNB's step by step guide to selling a home will help you make the right decisions and help you understand the process.
Falling behind on your home loan is a very serious situation. In all likelihood your home is most valuable possession and by risking it, you stand to lose so much more than with any other kind of bad debt.
We understand that everyone goes through a financial rough patch every now and again, but the worst thing to do is to just ignore the situation. With us, you'll always have options, like making a new payment arrangement, or even selling your property through our Quick Sell plan.
All you need to do is to make a single phone call to 087 730 11 00 or send an email to firstname.lastname@example.org to discuss your options.
The following options are available whilst your account is in arrears
FNB's repayment options allow you flexibility and choice - not just in the type of loan you choose, but also in how you choose to pay.
Any funds you pay into your home loan in excess of your monthly repayment will reduce the outstanding balance and you will therefore immediately receive the interest benefit. Your monthly repayment will remain unchanged in order to allow you to easily withdraw the additional (Prepaid) funds when required. The loan will be paid off quicker should you not withdraw these funds. In some cases you may wish to reduce the monthly repayments. In such instances the additional funds are used to reduce the repayment, and will therefore no longer be available for withdrawal as Prepaid funds.