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Temporary Loan

Funds are available immediately

Instant Credit when you need it most which you can pay back with your next deposit.

What's Hot

Available immediately

Funds are available immediately in your Personal Cheque Account, Smart Account or Easy Account

Convenience credit

Get credit directly into your account if you qualify

Know what you pay for

An initiation fee of up to 13% of the loan value

How it works


  • Take up this loan at any FNB ATM, branch or through digital banking channel.
  • Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan.
  • The amount you qualify for is dependent on your credit profile and subject to credit approval.
  • Use the funds for just about anything, from covering unforeseen emergencies.
  • A flexible loan that is repayable within 31 days.

Getting it made easy

Ways to apply

Apply now!

Other ways to apply

Dial *120*321#
(Cellphone Banking)

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

Documents needed

  • No documents required

Terms + Conditions

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Physical address

4 Merchant Place
Corner Fredman Drive and Rivonia Road
Sandton
2196

Postal address

PO Box 650149
Benmore
2010