Earn between R30 000 - R99 999 per annum, 16 years of age and older
Smart Cheque Account
benefitsincluding
- Free Debit Order, beneficiary & Salary Switching
Debit Order and Salary Switching
Switch your salary, beneficiaries and debit orders free of charge
Our dedicated team does all the work for you and keeps you informed of the progress along the way!
Switch your debit orders
- Using the switching form, tell us which debit orders need to be switched
-
Attach:
- A certified copy of your ID
- A copy of your non-FNB bank statement
- A copy of your new FNB account number
Switch your salary
- Complete the Switch my Salary section of the switching form
- FNB will contact your employer and instruct them to switch your salary to your FNB account
Contact 0860 102 970 or email debitorders@fnb.co.za
Terms, Conditions and Rules apply. - Savings Pocket
Linked Savings Account (Savings Pocket)
Put money away and earn interest on money saved.
Save easily and conveniently with no added fees
A Savings Pocket is linked to your account to keep your savings separate from your transactional account.
Earn competitive interest on a positive balance in your linked Savings Pocket.Save easily and conveniently with no added fees.
To activate the Savings Pocket on your account call 0860 32 78 27
Terms, Conditions and Rules apply. - Free subscription to Online Banking
Online Banking
Bank anywhere, anytime, at your convenience
Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest, using easy online navigation, all from the comfort of your couch.
Banking online is convenient as you can do most things that you can do in a branch.
Banking online is secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.
Banking online is simple. All you need is an FNB bank account and access to the Internet.
View our How to register for Online Banking demo
With Online Banking you can
- Check balances on your accounts
- Get email statements
- Pay traffic fines
- Make payments to third parties
- Set up recipients
- Pay public recipients
- Make once-off payments
- Set up scheduled payments
- Send money to an eWallet
- Do eFiling
- View payment history
- Validate recipients
- Transfer money between your accounts
- Transfer funds to your budget facility (credit card only)
- Buy pre-paid airtime
- Buy Vodacom data bundles (SMS vouchers and Big Bonus vouchers)
- Buy prepaid electricity (Eskom and selected municipalities)
- Buy Globel international airtime
- Buy LOTTO TM tickets
- Buy PowerBall tickets
- Shop online using eBucks
- Request proof of payment
- View your eBucks rewards
- View Annual Price Review letters
- Trade shares online (share trading only)
- Buy Krugerrands
- Sell Krugerrands
- Change your PIN
- Update ATM Limits
- View Card PINs
- Create Card PINs
- View, change or cancel cards
- Order additional cards
- Request notice to withdraw on investment accounts (investment only)
- Top up and withdraw funds from your PayPal account
- Check Forex rates
- Receive money from abroad
- Send money abroad
- Open an overdraft and increase limits
- Buy foreign currency
- Create secondary users
- Contact My Banker
- Join FNB Connect
- Open accounts
- Set up Balance Alerts
- Set up Limit Alerts
- View and update personal details
- Order a new card when it is about to expire
- Secure your Online Banking with Webroot
- Adjust your ATM withdrawal limits
Terms, Conditions and Rules apply. - Free subscription to FNB Banking App
The FNB Banking APP
Unparalleled simplicity and convenience
As a registered Online Banking user, you can access the FNB Banking App
Download the free app for Android™, Apple™,BlackBerry™ and Nokia™ Symbian devices*.
Using the Free FNB Banking App you can
- Make and receive Geo Payments
- Set up Stop Payments
- Make payments and transfer funds
- View transfer and payment history
- Send money
- Contact your Relationship Banker
- View accounts and detailed balances
- Locate FNB branches or ATMs
- Access an FNB directory
- Make and receive calls
- Send and receive messages
- Buy prepaid products
- Top up your FNB Connect accounts
- Purchase FNB Connect ADSL bundles
- View foreign exchange rates
For queries please email: fnbappsupport@fnb.co.za
To find out how to link your device call: 087 575 0362View the software license agreement and remote banking agreement
*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher
Terms, Conditions and Rules apply. - Free subscription to Cellphone Banking
Cellphone Banking
Banking at the touch of a button
Access your money anytime, anywhere using your cellphone.
Even without your ATM card you can now do your banking via Cellphone Banking.
As a customer you enjoy the following benefits
- Check your balances, transfer money between your own accounts, make payments to individuals, pay monthly accounts, and even pay traffic fines
- Withdraw cash from your FNB accounts, without the use of an ATM card
- Buy prepaid airtime, electricity and LOTTO™
- Free registration and subscription
- Free inContact with every transaction (above R100)
To register for Cellphone Banking, dial *120*321#, visit www.fnb.mobi, www.fnb.co.za, an FNB ATM, any FNB branch or contact our call centre on 087 575 9405 for assistance.
Please refer to our Pricing Guide for fees on specific accounts.
Terms, Conditions and Rules apply. - Free subscription to Telephone Banking
Telephone Banking
It's your bank on call
As an FNB transactional account holder, you can enjoy flexible banking at your own convenience
Speak to a telephone banking consultant or transact via the interactive voice response (IVR) line, whenever, wherever via a single access number.
Enjoy the following benefits with telephone banking:
- Create payment notifications to send to your recipients
- Schedule payments to be made on a specified date
- Buy prepaid airtime (Vodacom, MTN, Cell C and Virgin Mobile)
- Buy Telkom airtime (local and WorldCall)
To register - simply call 087 575 9404.
Please refer to our Pricing Guide for fees on specific accounts.
Terms, Conditions and Rules apply. - inContact
inContact
FNB's FREE notification messaging service
Keep track of money moving into and out of your account.
This innovative messaging service enables you to keep track of transactions on your account, via email or SMS, and you can choose to receive your messages during the day between 7am and 8pm or 24 hours a day.
You get to select which accounts are linked to inContact.
Register for inContact via Online Banking or call 087 575 9404.
Terms, Conditions and Rules apply. - Earn eBucks
Your FNB Credit Card and eBucks Rewards
Your FNB Credit Card and eBucks Rewards.
Seeing Double?
You could earn DOUBLE the eBucks when making purchases using your FNB Credit Card as opposed to using your FNB Cheque Card. AND what's more is that every swipe is free. Happy swiping.
What's more, if you hold matching products (e.g. Gold Cheque Account and Gold Credit Card) your linkage to rewards will be FREE.
In addition to your credit card swipes you can also earn:
- Double eBucks for shopping online
- Double eBucks for international shopping
- Up to 15% back in eBucks when you fill up with fuel at any fuel station or when using Uber domestically
- Up to 15% back in eBucks when you purchase prepaid electricity or airtime through FNB
- Up to 15% back in eBucks when you shop at Checkers & Shoprite
- Earn up to 50% back on FOREX Online Payment Fees
- Earn up to 100% back on FOREX Standing instruction fees
You can then spend your eBucks on just about anything at the various eBucks in-store and online partners. For more details visit the eBucks website
Qualify to get up to 40% off everything in the eBucks Shop and on selected local and international flights through eBucks Travel.
How to start earning:
- Link your credit card to earn eBucks (a Credit Card Monthly Rewards Fee may be charged*)
- Meet the qualifying criteria (visit www.eBucks.com to see qualifying criteria)
- Collect points by simply swiping your FNB Credit Card
- Get rewarded
Remember, in order to maximise your eBucks earn, you need to hold matching FNB Cheque and Credit Cards (e.g. FNB Platinum Cheque Account and Platinum Credit Card).
*To link your credit card to eBucks call us on 087 320 3200 or visit www.eBucks.com. A Credit Card Monthly Rewards Fee of R16.50 may be charged in order to link your FNB Credit Card to earn eBucks. FNB Classic, Platinum Bundled, Private Clients and Private Wealth customers will not be charged the Credit Card Monthly Rewards Fee. Terms, Conditions and Rules apply.
Terms, Conditions and Rules apply. - Free ADSL and 3G data from FNB Connect
FNB Connect
Cheap rates, free calls and reduced data bundles
FNB Connect ADSL data
Reward level FNB Connect ADSL data Reward level: 5 FNB Connect ADSL data: Get free* monthly uncapped ADSL data (Maximum reward for Platinum & Islamic Platinum Cheque Accounts) Reward level: 4 FNB Connect ADSL data: Get a 80% discount on monthly uncapped ADSL data (Maximum reward for Gold, Islamic Gold and Encore Cheque Accounts) Reward level: 3 FNB Connect ADSL data: Get a 40% discount on monthly uncapped ADSL data Reward level: 2 FNB Connect ADSL data: Get a 20% discount on monthly uncapped ADSL data Reward level: 1 FNB Connect ADSL data: Get a 10% discount on monthly uncapped ADSL data * Terms and conditions apply,the maximum uncapped ADSL discount that applies is R399.00 .
For more information on uncapped ADSL data from FNB Connect, visit www.fnbconnect.co.za or log-in to FNB Online Banking and select the FNB Connect tab.
Terms, Conditions and Rules apply. - Email statements
Email Statements
Get your statements emailed for free promptly, consistently and securely every month.
With email statements, you get your statements faster than paper statements. You can download, save and print your statements. FNB has also installed security measures to protect your information.
You could save R138 per year with email statements.
This is a free service which can easily be activated from your Online Banking profile in 4 easy steps.
- Once logged in, select My Bank Accounts, then Menu and then Email Statements under Statements.
- Select the appropriate account/s of which you require the statements to be delivered to you via email.
- Enter the primary email address to which you'd like the statements to be sent .
- Select the formats you would prefer to receive your statements in - plain text (CSV), PDF or both (account dependent).
What email statements offer me:
- Easy to store - you can keep the email statements safely on your PC until they are required.
- Easy to file - it is easier to file an electronic statement than a paper statement.
- More secure - email statements are more secure than paper statements as paper statements. can be lost in the post. The statement is encrypted and cannot be tampered with.
- Bank your Change
Bank Your Change
Grow your balance in your linked Savings Pocket
Automatically save your 'left over' cents when you swipe your FNB cheque or debit card.
Round the purchase amount up to the nearest rand, and have this transferred to your linked Savings Pocket, free of charge.
You can save more by choosing a 'top up' amount of R2, R5, R10, R20 or R50. This amount will be added to the cents that are saved per purchase and deposited in your linked Savings Pocket.
To start saving now call 0860 327 827.
Terms, Conditions and Rules apply. - Cash@Till
Cash @ Till
Draw cash directly from a tillpoint at a store.
Cash@Till™ allows you to use your cheque card to withdraw cash at tillpoints of specific retailers such as Pick-n Pay and Checkers.
Simply tell the cashier that you need to draw cash and they will assist.
Terms, Conditions and Rules apply.
A great value for money every day bank account
What the Smart Cheque Account offers me:
- A Smart Gold Visa card
- Free subscription to Cellphone and Online Banking
- Free subscription to inContact (we'll SMS you every time R100 goes into, or out of, your account)
- Pricing options for you banking needs and lifestyle
- Access to an Overdraft facility*
- Free salary and debit order switching
What this allows me to do:
- Use Cellphone Banking or FNB ATMs to make transfers and account payments, buy airtime and send money
- Draw Cash@Till™ at Shoprite Checkers, PEP, Boxer, Pick n Pay and selected Spar stores
- Pay for your shopping using your card at no extra cost
- Build up a credit record to qualify for a Temporary Loan
- Get up to 15% back on your prepaid airtime and electricity, purchases at Shoprite & Checkers as well as fuel purchases with eBucks Rewards
*Subject to you meeting the credit qualifying criteria.