Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Optional Debt Protection

FNB offers a Debt Protection Plan to assist you and your family to pay revolving loan (credit facility) debt in the event of your death or permanent disability. To ease the financial burden in the event of temporary disability or retrenchment, we will help pay your monthly instalments on the covered facilities.

Revolving Loan

Get a facility that helps you manage your cash flow and budget

A rolling facility that is linked to your active FNB Cheque / transactional account which gives
access to funding 24/7 without having to reapply for a facility for every expense.

What's hot

Funds can be easily accessed at any time

If you have paid 15% of your Revolving Loan you can simply transfer money to your Cheque Account using any digital channel, 24/7

Flexibility and control of how much you owe

You have the option to repay the facility faster and save on interest, but still have access to the funds when you need it (if you have paid back 15%)

Monthly Repayments never change

Even when using more of your facility or the interest rate changes, making it easier for you to budget

One facility

No need for multiple store cards and loans, manage your cash flow by having one facility for all your purchases that you want to pay back over time

Pay for purchases over time

Pay for the things you need now, over time ,helping you manage your cash flow

Optional Debt Protection

In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability

Read more

Applying made easy

Revolving Loan

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Documents needed

  • Green bar-coded South African ID/new ID card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence
  • Spousal consent (if married in community of property)