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For My Business

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> R10m annual turnover

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Optional Debt Protection


FNB offers a Debt Protection Plan to assist you and your family to pay revolving loan (credit facility) debt in the event of your death or permanent disability. To ease the financial burden in the event of temporary disability or retrenchment, we will help pay your monthly instalments on the covered facilities.

Revolving Loan


Get a loan that helps you manage your cash flow and budget

A rolling facility that is linked to your active FNB Cheque / transactional account which gives
access to funding 24/7 without having to reapply for a loan for every expense.

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Funds can be easily accessed at any time

If you have paid 15% of your Revolving Loan you can simply transfer money to your Cheque Account using any digital channel, 24/7

Flexibility and control of how much you owe

You have the option to repay the loan faster and save on interest, but still have access to the funds when you need it (if you have paid back 15%)

Monthly Repayments never change

Even when using more of your facility or the interest rate changes, making it easier for you to budget

One facility

No need for multiple store cards and loans, manage your cash flow by having one facility for all your purchases that you want to pay back over time

Pay for purchases over time

Pay for the things you need now, over time ,helping you manage your cash flow

Optional Debt Protection

In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability

Read more

Applying made easy


Revolving Loan

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Documents needed

  • Green bar-coded South African ID/new ID card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence
  • Spousal consent (if married in community of property)