Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Optional Debt Protection


FNB offers a Debt Protection Plan to assist you and your family to pay revolving loan (credit facility) debt in the event of your death or permanent disability. To ease the financial burden in the event of temporary disability or retrenchment, we will help pay your monthly instalments on the covered facilities.

Revolving Facility


A credit facility that helps you pay for
unbudgeted expenses over time

The Revolving Facility is linked to your active bank account which gives you access to funding 24/7, without having to reapply for a facility for every expense.

What's hot


Manage your money with a Revolving facility

That protects your bank account when your bank account balance is on zero, by automatically sweeping funds into your bank account so that you're never low on cash.

Transfer funds into any account

On your profile directly from your Revolving Facility or make 3rd party payments using our Digital Channels.

Choose between Variable and Fixed payment options

On a Variable payment option you only pay for what you use, repayments reduce as your balance reduces. A Fixed repayment option is easy to budget for as your repayments never change.

Optional Debt Protection

In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability.

New shortfall protection

Funds will automatically be made available in your transactional account when you swipe or when a debit order runs. This means no more bounced debit orders or declined POS transactions.

What you get

You get full access to the full available credit limit.

Applying made easy


Revolving Facility

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Documents needed

  • Green bar-coded South African ID/smart ID Card
  • Latest 3 months' statements/3 months' payslips
  • Proof of residence