Bond Calculator

Before you make the final decision to finance a property, you need to understand the costs involved, and how much you can afford. This calculator can help you determine the monthly repayments based on the Home Loan amount and chosen term, as well as the costs you need to be aware of when financing a new home. In addition to this, you can also view how additional monthly payments can impact the reduction in your loan term, and save you interest.

Loan details

Please enter the amount
This is a compulsory once-off bank fee that is charged when opening a new account. The initiation fee can be financed as part of the loan, or paid once-off upfront.
Please enter the amount
Please enter the amount

Please note that the standard loan term is for a period of 240 months

Additional monthly payments

Compare different monthly additional payments to determine how much you could save in the long run over the term of the loan.

Your Results

Minimum Gross Monthly Income: R0.00

What you pay initially

Transfer Fee: R0.00

Bond Cost: R0.00

Initiation Fee: R0.00

Transfer Duty: R0.00

Total: R0.00

What you pay monthly

Repayments: R0.00

Service Fees: R0.00

Total: R0.00

Total Repayment

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Additional Payment: Monthly Repayment: Loan Amount: Total Interest: Interest Saved: Total Service Fee: Service Fee Saved: Total: Total Saved: Loan Term: Months Saved:

Original Payment

Additional Payment 1

Additional Payment 2

Additional Payment 3


First National Bank a division of FirstRand Bank Limited (the Bank) provides the bond calculators, which you accept are for convenience to provide results based on your input and assumptions and should not be used for any other purpose whatsoever. The Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of the bond calculators and does not accept any liability for loss or damage of whatsoever nature, including indirect or consequential loss, which may be attributable to the reliance on and use of the calculators. This calculator is defaulted to the prime lending rate. However, the actual rate offered by FNB, should you apply for a home loan, is dependent on your individual credit profile and the property being financed and may differ from the prime lending rate.

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Physical address

4 Merchant Place
Corner Fredman Drive and Rivonia Road
Sandton
2196

Postal address

PO Box 650149
Benmore
2010