For businesses with an annual turnover of R0 - R5 million
FNB will help facilitate your CIPC company registration and provide you with a business account and the tools needed to grow your business.
To operate a company in South Africa, the company must be registered with the Companies and Intellectual Property Commission of South Africa (CIPC) prior to commencing business.
FNB in partnership with the DTi has launched a process that gives a person wishing to register a company a simpler, quicker way to register the company with CIPC. FNB will register a company with CIPC on your behalf and will simultaneously open a business account for the new entity providing all the added benefits and value adds that come with a FNB business account. All this is done online in the comfort of your own home.
Purchase goods and services locally and internationally
Empower your staff by issuing them with a limited-function debit card with restricted functionality to protect your business information and funds in the account
Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-of-sale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts
You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business
Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.
We will help you switch your recipients and debit orders.
Get linked Petrol Cards with FREE Roadside Assistance for roadside emergencies.
FNB has specialised products and services which are tailor-made to suit the banking needs of specific industries.
Create a secure password with Online Secure for FREE to ensure that online transactions on third-party websites are secure.
Instant Accounting enables you to do your business's financial reports for FREE.
The Business Overdraft facility is linked to your Business Account and provides the ability to make payments even when there are no cash funds available in your account, thus avoiding penalty fees and additional charges. You only pay for your overdraft, when you use it and there is no minimum monthly payment as long as you remain within the agreed limits.
eBucks Rewards for Business gives qualifying FNB Business card holders the ability to earn and spend eBucks as a reward for banking with FNB. The eBucks Rewards for Business programme has been improved and provides more ways for businesses to earn and spend eBucks.
The FNB Business Call Account links to your Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.
The FNB Business Call Account allows you immediate access to your funds, by transferring between your FNB Business Call Account and your Business Account.
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world. You can also create an unlimited number of cards at no additional cost to use as you need them.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.
Make your money go further and earn eBucks while you spend online.
Best suited to businesses with an annual turnover of R0 - R5 million