Investment Insights
High stakes, short horizon: The risk of chasing returns with tomorrow's money
Markets reward patience. That's a fundamental trade-off in investing - returns accrue over time, smoothing out the inevitable bumps along the way. Yet, time is a luxury many investors don't have when they put aside funds for near-term goals such as buying a home in two years' time and wanting to maximise their returns and put down a bigger deposit. This temptation is understandable, but history shows that taking on excessive risk in such situations often leads to disappointment, if not disaster.
05 February 2025
